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Learn which type of cover is best for you before you get a quote
Choose award winning cover
Admiral has been voted the UK's Best Car Insurance Provider in the Personal Finance Awards 2020/21 for the ninth year running. We're award winning because we listen to our customers and give them the information they need to choose the rightcover.
Choose from three types of cover with Admiral:
- Comprehensive
- Third Party, Fire and Theft
- Third Party Only
Before you choose, make a list of what you expect from your insurance. If you'd like us to repair your car if you bumped it parking, then you may want to pick comprehensive cover rather than third party, fire andtheft.
If you're unsure which one is right for you, just take a look at how theycompare.
Admiral Comprehensive Car Insurance
Our Defaqto 5 star comprehensive cover is the highest level we offer. If an accident happens, it'll cover any injuries or property damage to a third party and also protect you and your car. (The following aren't all available on the Defaqto 3 star Essentialtier.)
Windscreen Repair | Policyholders can get their windscreens repaired or replaced (excess applies). | |
|---|---|---|
Courtesy Car | Keeps you on the road while your car is repaired at an Admiral approved garage. | |
European Cover | You're covered for up to 90 days in Europe without having to arrange extra cover. | |
24hr Emergency Helpline | If you have an incident and we're liable for the damage, you can call us any time of day or night. | |
Personal Injury Cover | £5,000 of personal injury cover for death, blindness, or loss of limbs for you and your partner. | |
Personal Belongings Cover | Up to £200 to help you replace your personal belongings if they're damaged or stolen while in your car. | |
Replacement Lock Cover | Up to £500 towards the cost of replacing the locks if your car keys are lost or stolen from somewhere other than your car. | |
New Car Replacement | Like for like replacement if your car is stolen or written off (as long as it’s up to 12 months old and you’re the first registered owner). | |
Uninsured Driver Promise | We’ll repay your excess and your No Claims Bonus won’t be affected if you have an accident with an uninsured driver that isn’t your fault, as long as you have details about the other vehicle. | |
Stereo Cover | Unlimited cover for manufacturer fitted audiovisual equipment. | |
Driving Other Cars | The policyholder is covered to drive another insured car on a Third Party Only basis (if they're eligible). |
Admiral Third Party, Fire & Theft Car Insurance
With this level we'd still pay out to a third party in the event of a claim and also cover your car if it's damaged by fire or theft. You also get:
European Cover | You're covered for up to 90 days in Europe without having to arrange extra cover. | |
|---|---|---|
24hr Emergency Helpline | If you have an incident and we're liable for the damage, you can call us any time of day or night. | |
Driving Other Cars | The policyholder is covered to drive another insured car on a Third Party Only basis (if they're eligible). | |
Stereo Cover | Unlimited cover for manufacturer fitted audiovisual equipment. | |
Replacement Lock Cover | Up to £500 towards the cost of replacing the locks if your car keys are lost or stolen from somewhere other than your car. |
Admiral Third Party Only Car Insurance
Third party only is the minimum cover required by law. Admiral will pay out to the third party if you're involved in an accident, but it won't compensate you as a policyholder if your car is damaged. It covers youfor:
European Cover | You're covered for up to 90 days in Europe without having to arrange extra cover. | |
|---|---|---|
Driving Other Cars | The policyholder is covered to drive another insured car on a Third Party Only basis (if they're eligible). |
Compare the different levels
Comprehensive (excl. Essential Tier) | Third Party | Third Party | |
|---|---|---|---|
European Cover (up to 90 days) | |||
Drive Other Cars (subject to eligibility) | |||
Stereo Cover | |||
24hr Emergency Helpline | |||
Replacement Lock Cover (up to £500) | |||
Personal Belongings Cover (up to £200 or £500 for camper vans) | |||
£5,000 Personal Injury Cover | |||
Child Car Seat Cover | |||
Windscreen Cover (repair & replace) | |||
New Car Replacement | |||
Courtesy Car |
