Civil liability insurance

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Do you know how it feels when you live as you used to and don't need to worry if something accidently goes wrong in the case of you or your family member? For example, in the shop your little kid was running and accidentally broke the most expensive vase , or when you were visiting family or friends by weekend and in your apartment washing machine broke and flooded neighbours. These are the classic ones but there are many more situations because our life is so colorful and different from each of us in our own beautiful ways.

So, to avoid stress and long conversations why it happened with other persons who are involved in this not so cool situation, you can breathe and feel peaceful if you have your Civil Liability insurance. We cover those situations and risks so that you don't have to worry!

What does it mean -
CIVIL LIABILITY INSURANCE?

Here's the shortcut!

Civil liability covers you and your family members in case you will accidentally do something to third parties - other people or property. And the best- if your family member gets into trouble - this also fits in coverage.

One policy covers two people and you can add more by choosing - two , four or six persons in one family. and yes this really is a life saver for you!

Check out our offer

of three option packaging that you can subscribe or buy once per year!

Personal
liability

Comfort

Billed monthly

2.50 €

Billed annually

30.00 €

Damage due to daily actions

5 000 €

Damage during active leisure or amateur sports

5 000 €

Damage to mobile phone or computer

1 000 €

Damage by closing/opening car doors

500 €

Damage by drone control

2 000 €

Damage to the car rented by the Insured

1 000 €

The choice is Yours

Meet the contract and documentation here:

Civil liability Insurance Terms and Conditions NO. EE-13/01-01 Valid from 11.08.2023.

Civil liability Product Information Document

8 reasons

why

it's worth it

Our insurance covers you and your family member's daily actions

The insurance coverage is valid during sports clubs, active leisure, amateur sports, e.g. playing football or basketball, riding a bicycle or scooter, riding a motorcycle, kayaking, downhill skiing, running, sports in a sports club, and so on.

Insurance coverage is valid during management of all your real estate objects and operation of movable property therein

Insurance coverage is valid for damage done by Your pets

The insurance coverage is valid for damage done to holiday rentals

The insurance coverage is valid for damage done to a car rented by the Insured

The insurance coverage is valid for damage done to a mobile handset or a PC

The insurance is valid for damage or loss caused by using self-propelled machines

Any Questions?

find them here!

FREQUEntly asked questions

Civil liability insurance | Balcia (2024)

What does it mean -CIVIL LIABILITY INSURANCE?