The Citi Double Cash® Card credit limit is between $500 and $50,000, with $500 being the default minimum credit limit and $50,000 being the highest limit reported by cardholders. Citi doesn’t disclose an official maximum, but a good credit score and enough income will likely get you a high limit.
What to Know About the Citi Double Cash Card Credit Limit
How your credit limit is determined
When determining credit limits, factors such as your debt-to-income ratio, payment history, and the length of your credit history will play a significant role.
Credit limit amount
The Citi Double Cash Card credit limit could be as low as $500. But your exact credit limit will be based on your credit standing once your application has been approved. Some Citi Double Cash Card customers have reported starting credit limits as high as $50,000.
How to get a credit limit increase
If you’re not happy with the Citi Double Cash Card credit limit you have received, you mayrequest an increaseafter you’ve had the card for at least 6 months. However, there’s no guarantee you’ll be approved.
Also, if you consistently pay your bill on time, you may also become eligible for an automaticcredit limit increaseafter six months or so.
It is worth mentioning that Citi Double Cash Card is one of the best cash back credit cards on the market. So, it’s definitely worth applying for the Citi Double Cash Card if you have at least fair credit.
This answer was last updated on 05/08/24 and it was first published on 11/05/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
