Chase Sapphire Preferred Travel Benefits
While the Chase Sapphire Preferred® Card lacks elite benefits found on premium cards, it offers plenty of other useful travel perks.
1. No foreign transaction fees. Cardmembers pay no foreign transaction fees on purchases made abroad.
2. Trip cancellation/interruption insurance. The Sapphire Preferred’s trip cancellation/interruption insurance covers up to $10,000 per person and $20,000 per trip if your trip is canceled or cut short. Covered reasons include illness and weather. In today’s world, those two reasons alone are becoming common for flight delays and trip cancellations. When you charge those costs to your Sapphire Preferred, you won’t have to worry about losing your hard-earned vacation funds.
3. Trip delay reimbursem*nt. If your trip is delayed more than 12 hours or requires an overnight stay, you’ll receive up to $500 per ticket toward unreimbursed expenses. Qualifying expenses include meals, lodging and other incidental costs incurred because of the delay.
4. Baggage delay insurance. If an airline can’t account for your luggage over six hours after landing, you’ll get up to $100 per day, up to five days, to cover toiletries and clothes.
5. Travel and emergency assistance services. You can receive emergency assistance when traveling, including legal and medical referrals. Note this benefit doesn’t cover any fees incurred from goods or services you receive.
Chase Sapphire Preferred Lounge Benefits
The Chase Sapphire Preferred® Card doesn’t offer airport lounge access. If that benefit is important to you, you can opt for the Chase Sapphire Reserve® instead. It has a higher annual fee of $550, but offers Priority Pass Select membership, valued at $469 per year. Priority Pass Select gets you access to over 1,300 airport lounges worldwide.
Chase Sapphire Preferred Hotel Benefits
The Chase Sapphire Preferred® Card comes with a hotel credit of up to $50 annually on every account anniversary on qualifying hotel bookings. The hotel credit is only good for hotel accommodations booked through Chase Travel and paid with your card. Chase automatically applies a statement credit to your account on eligible hotel purchases. Remember that the first $50 applied to this credit won’t earn points.
Chase Sapphire Preferred Car Rental Benefits
Chase Sapphire Preferred® Card comes with primary rental car insurance. That means it kicks in immediately, not after relying on your personal insurance coverage first. The rental collision coverage is especially valuable because it can save you thousands of dollars if you get into a fender-bender in a rental car. Simply charge the rental to your Sapphire Preferred and decline the rental car company’s collision insurance at the rental counter. Chase will cover the damage cost up to the car’s cash value without the need to file a claim through your personal insurance provider.
Chase Sapphire Preferred Authorized User Benefits
Authorized users on the Chase Sapphire Preferred® Card receive the same charging privileges as the primary cardholder. Authorized user card purchases earn the same rewards rates, so adding other qualifying family members can help bolster your points balance.
Authorized users are eligible for other select card benefits. Chase Sapphire Preferred® Card primary cardholders and authorized users qualify for the complimentary DashPass membership available through a partnership with DoorDash. The pass is good for at least 12 months of membership based on when you sign up and must be activated by December 31, 2027. DashPass comes with $0 delivery fees and lower service fees on eligible orders.
Other Chase Sapphire Preferred Benefits
You also receive purchase protection on eligible purchases with your Chase Sapphire Preferred card.
- Purchase protection. Your card comes with purchase protection of up to $500 per claim on new card purchases. Eligible purchases are covered for up to 120 days against theft and damages. Protection is capped at $50,000 per card account.
- Extended warranty protection. Card purchases with an eligible U.S. manufacturer’s warranty of three years or less receive an additional year of coverage with Chase Sapphire Preferred.
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FAQs
All Chase credit cards allow you to redeem those points for cash back, travel, gift cards and Amazon or Apple purchases. In some cases, you may even be able to redeem your points for special experiences or access exclusive events. Many people enjoy using their points to help pay for travel.
What benefits do you get with Chase Sapphire Preferred? ›
The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including:
- Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit.
- Authorized user fee: None.
- Foreign transaction fees: None.
- Points transfer: 1:1 points transfer for Chase's hotel and airline partners.
- Travel insurance:*
All Chase credit cards allow you to redeem those points for cash back, travel, gift cards and Amazon or Apple purchases. In some cases, you may even be able to redeem your points for special experiences or access exclusive events. Many people enjoy using their points to help pay for travel.
Can the Chase Sapphire Preferred card be used anywhere? ›
You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
What are the benefits of Chase Sapphire Preferred Authorized User? ›
By adding an authorized user to your Chase Sapphire Preferred® Card, you can earn rewards on their purchases and potentially help someone in your life build their credit. For example, a vacationing authorized user could collect serious rewards even while the primary account holder is at home working.
Do I get lounge access with Sapphire Preferred? ›
You may be surprised to learn that, no, the Chase Sapphire Preferred® Card does not provide any sort of lounge membership or complimentary one-time passes, not even to any of the Chase Sapphire Lounges.
What salary do you need for Sapphire Preferred? ›
The Chase Sapphire Preferred Card requires an annual income of at least $30,000, according to user reports. Chase doesn't publicly disclose the Sapphire Preferred Card's income requirements, but you can apply for the card if you meet the credit score requirement, are at least 18 years old, and have an SSN or ITIN.
Is it worth getting Chase Sapphire Preferred? ›
Yes, the Chase Sapphire Preferred® Card is worth it, especially if you travel frequently. It's an ideal card if you're looking to get a travel card without spending hundreds of dollars per year on fees, and the benefits it offers can easily offset the $95 annual fee if you take full advantage of them.
Can I use Chase Sapphire Preferred for hotels? ›
To use the Sapphire Preferred annual hotel credit, you book a hotel stay through Chase TravelSM. This platform works like booking through another online travel agency like Expedia, Priceline or Kayak. Simply search for the dates and the location where you need a hotel and book from the available options.
Does Chase Sapphire Preferred cover TSA PreCheck? ›
Does Chase Sapphire Preferred cover TSA PreCheck®? The Chase Sapphire Preferred® credit card has several travel benefits, but a reimbursem*nt for the TSA PreCheck® fee is not one.
Sapphires are known as the stones of wisdom and serenity. They are used to release mental tension and dispel depression. They are believed to facilitate meditation, calm the mind, and provide the mental clarity required to surmount obstacles.
What airlines does Chase Sapphire Preferred work with? ›
Domestic carriers include Delta, American Airlines, United, Alaska Airlines, Hawaiian Airlines, and JetBlue. International carriers include KLM, Lufthansa, Finnair, British Airways, Air Canada, Emirates, Qantas, Korean Air, Virgin, and Cathay Pacific, among others.
Is Chase Sapphire Preferred a metal card? ›
Chase offers many embedded metal cards, two of which are the Chase Sapphire Preferred® card and the Chase Sapphire Reserve® card.
Do you get free bags with Chase Sapphire Preferred? ›
No, you don't get free checked bags with the Chase Sapphire Preferred card when flying. This benefit is more common with Chase's co-branded airline cards, such as those partnered with United Airlines. The Chase Sapphire Preferred card does offer other travel-related benefits, like trip delay/cancellation insurance.
What is the 100000 Chase Sapphire Preferred benefit? ›
Because Chase Ultimate Rewards points are worth an extra 25% for travel when you use the Chase Sapphire Preferred card, 100,000 points will be worth $1,250 to put toward flights, hotels, cruises, rental cars, and other travel experiences when you book them through the Chase portal.
Why is Chase Sapphire Preferred so popular? ›
The Chase Sapphire Preferred Card is so popular because it offers high-value bonus rewards for travel and dining, and has numerous transfer partners. You could earn roughly $2,000 in net rewards from the Chase Sapphire Preferred card in two years.
