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Chase High School Checking℠
Partner to build money confidence using the tools and resources from Chase High School Checking: a checking account for teens (13-17 years old at account opening) with their parent/guardian as a co-owner and noMonthly Service Fee.
Help your teen build money independence
- Get your teen started with their own debit card - they can add it to their digital wallet.
- Stay on top of your teen’s account activity with Account Alerts.
Access money anytime with the Chase Mobile® app
- Make it easy for your teen to access their money from anywhere with the Chase Mobile® app and thousands of ATMs and branches.
- Simplify payday with direct deposit or Chase QuickDeposit℠
Send and receive money in moments; save for the future
- Your teen can pay friends and family who bank in the U.S. with Zelle®
- Save for the future with Autosave. Automatically transfer money from their checking to their savings account to easily set aside savings.
- No Monthly Service Fee on a Chase Savings℠ account for students younger than 18.
Get your teen started with an account
Account must be opened in-branch with both the parent/guardian and student present. Schedule a meeting with a banker to open a checking account. Bring these required documents (PDF) to open an account.
For students 13-17 years old at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian's personal Chase checking account. Linked accounts exclude Chase High School Checking℠, Chase College Checking℠, Chase Secure Checking℠ and Chase First Checking℠.
Open in branch
Account subject to approval. Go to a Chase branch for more information.
See Additional Banking Services and Fees (PDF) for more information.
The right account for you
After you turn 19, your Chase High School Checking account will convert to a Chase Total Checking® account.However, we offer other accounts that may be a better fit.
Explore your options
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Chase Savings℠
Chase Savings℠
Stay on top of your financial goals with a Chase Savings account — featuring no monthly service fee for students under the age of 18.
Start saving with Chase Savings
Chase First Banking℠
Chase First Banking℠
Parent-owned account designed with kids ages 6-12 in mind and available for kids 6-17 years old.
Learn more about Chase First Banking
Chase College Checking℠
Chase College Checking℠
Are you a student aged 17-24? You may qualify for $0 monthly service fees (five years maximum).
Continue to Chase College Checking
Student banking resources
Explore more options and banking tips for students and parents alike.
Learn more about options for students and parents
Frequently asked questions about Chase High School Checking℠
Chase High School Checking is for student ages 13-17 at account opening with their parent/guardian as a co-owner. The parent must have an existing qualifying Chase checking account which must be linked to the High School Checking account. Qualifying accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking and Chase First Checking.
High School Checking has no monthly service fee. Standard Overdraft Practice and Chase Debit Card Coverage℠ aren't available.
To open an account in the branch, students must have a parent or guardian with them. The parent or guardian must have a qualifying checking account. Qualifying accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking and Chase First Checking.
Students should bring at least one primary ID and one secondary ID. See acceptable forms of identification to open an account (PDF).
Non-U.S. citizens can open a Chase High School Checking℠ account in any Chase branch with a Passport with photo and the Student INS I-20 or ICE I-20 form OR Passport with photo and the DS-2019 form. Non-U.S. students also need a residential address and a parent or legal guardian.
When the student turns 19, their Chase High School Checking account will convert to a Chase Total Checking account and they'll receive a new Chase debit card. The parent/guardian from the Chase High School Checking account will remain as a co-owner of the Chase Total Checking account unless removed.
Eligible students 17 years or older can change their account from a High School Checking account to a Chase College Checking account by seeing a banker at a Chase branch. You'll need proof of student status (for example, a transcript or acceptance letter) and expected graduation date. If you have questions about acceptable forms of identification, contact the branch for more information.
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