Chase currently offers a variety of bonuses for personal checking, personal savings, and business checking accounts. Its Total Checking promotion offers a $300 bonus for only $500 in direct deposits, for an outstanding return on deposit of 60%. It's one of the best bank bonuses currently available, and if you're in the market for a new checking account this is a strong contender. Chase has a reputation as being a very fee-heavy bank, and that’s true. But if you’re careful, there are plenty of ways to come out ahead with one of the many generous Chase Bank promotions. Open a New Account × The offers that appear in this table are from partnerships from which we receive compensation. For more details, see our full advertiser disclosure. Institution Apy Min. To Earn Apy Highlights Open a New Account × The offers that appear in this table are from partnerships from which Dotdash receives compensation. Chase Bank Promotions: September 2024 Chase Bank Promotions: September 2024 Compare Promos Are Chase Bank Bonuses Worth It? Alternatives FAQs How We Track Bank Account Bonuses How to Get the Bonus Bonus Restrictions and Account Fees How to Get the Bonus Bonus Restrictions and Account Fees If all you want is the Chase Total Checking® account, this is a better bonus to select. Even if you don’t want the matching savings account, the bonus amount is $100 higher. How to Get the Bonus Bonus Restrictions and Account Fees You can use second-chance checking accounts much like how you use a secured credit card to build better credit. After a time with this account, you may be able to qualify for a better checking account elsewhere. How to Get the Bonus Bonus Restrictions and Account Fees How to Get the Bonus Bonus Restrictions and Account Fees Thanks to the Federal Reserve, deposit account interest rates haven't been this high since 2001. That's because the Fed has raised the federal funds rate to its highest level in 22 years to help combat inflation. The rates on savings, money market, and CD accounts are directly influenced by the federal funds rate—when it rises, so do bank deposit rates. And with the Fed leaving the door open to more rate hikes in the future, deposit account rates could climb even higher. Chase Bank currently offers some of the best promotions among bank bonuses we track. You can earn $300 by opening a new Total Checking account and receiving $500 in direct deposits, giving you an excellent 60% return on your deposit. That's much better than the current median return of 18% among personal checking accounts we monitor. The other personal checking offers above are good deals, too. The Secure Banking and College Checking promotions only offer $100, but they simply require 10 qualifying transactions, and no deposits. So they could be easily within reach if you often make debit card purchases. The Business Complete Checking offer—$300 for a $2,000 deposit plus five transactions—doesn't quite match the Total Checking offer, but it's still a great deal compared to most other business checking promotions. You'd earn a return on your deposit of 15%, which is quite a bit higher than the median return of just 4.0% among business checking bonuses we track. Chase is the largest bank in the country, by both assets and branches, with over 4,800 locations nationwide. That’s why a lot of people prefer banking with Chase—no matter where you go, there’s a good chance there’s a branch location nearby. Pros Easy way to earn a cash bonus Can receive bonuses for both personal and business accounts Cons Must be a new customer Will need to have qualifying activity or meet other requirements Cash bonus is taxable Most bank promotions aren’t around forever—you’ll have to open your account before the offer expires to qualify for the deal. Yes, Chase Bank promotions are often very good. However, the actual Chase bank accounts you’ll be signing up for may not be worth keeping for very long. They offer very low rates and come with high fees, so we suggest looking elsewhere for your long-term banking needs. Overdraft fees could wipe out the bonus you’ll earn for the Chase College Checking account in just one day, for example. Yes, Chase Bank promotions are considered taxable income. At the end of the year, Chase Bank will send you an IRS Form 1099-INT so you can report the bonus you earned and pay your taxes on it. It’s a good idea to hold some money from your bonus back to pay the taxes. Chase Bank promotions are not very well advertised on its website. In order to find them, we suggest following the links provided in this article. Each page offers an option to sign up, and we suggest using that specific link in order to ensure you’re receiving the correct Chase Bank promotion offer. Yes, but you’ll need to be careful about it. Most Chase Bank promotions are limited to people who don’t already have the same type of account open. For example, if you’re applying for the Chase Total Checking bonus, you won’t be eligible if you have any other Chase checking accounts open—but if all you have is a Chase savings account, for example, you’re still eligible for the bonus. Chase Bank offers various promotions to qualifying customers. As of October 2023, Chase is offering cash-back bonuses on its Total Checking, Secure Banking, Business Complete Checking, and College Checking. You typically need to be a new customer of that account type (checking, savings, etc.) to qualify for a Chase bank bonus, and then you must meet any other requirements. Those requirements may be getting a certain amount in direct deposits, maintaining a minimum balance in your account, or making a certain number of transactions. If you qualify for the bonus, Chase will deposit the cash into your account, usually within 15 days of meeting requirements. If you don't receive your cash bonus, contact Chase’s customer service for assistance. You may be eligible for a Chase Bank new account bonus if you don't currently have this account type (checking, savings, etc.) with Chase, haven't closed it within 90 days or three years with a negative balance, and haven't received a welcome bonus for this account type within two years. Each promotion has its own eligibility requirements, so check the specific offer you’re interested in to see what criteria you need to meet. And after those basic eligibility requirements, you usually need to perform certain actions (direct deposits, maintaining a balance, etc.) to earn the bonus. Every business day, Investopedia tracks 23 banks and the current, new, extended, and expired account bonuses they offer customers. Banks are chosen based on consumer interest and we add banks to our list as needed to ensure we're always reporting on the best bank bonuses. We update our picks for thebest bank account bonuses, thebest checking account bonuses, and thebest savings account bonusesas needed, chosen based on bonus amounts, bonus requirements, and account features. We aim to provide you with news about checking and savings account bonus offers so you can take advantage of them as soon as possible. Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. Federal Reserve System. "Open Market Operations." Federal Reserve. "Large Commercial Banks." Chase. "Enjoy $200." Chase Bank. "Deposit Account Agreement." Internal Revenue Service. "Topic No. 403, Interest Received." Chase. "Enjoy $200." Related Terms Canceled Check Definition and How To Get a Copy A canceled check is a check that has been paid or cleared by the bank it was drawn on and is marked "canceled" so that the check can't be used again. more Negotiable Order of Withdrawal Account: Overview, History A Negotiable Order of Withdrawal (NOW) Account is an interest-earning bank account. A customer with this type of account can write drafts against money held on deposit. more What Is Overdraft Protection? How It Works and Do You Need It Overdraft protection is an optional bank account service that prevents the rejection of charges that are in excess of available funds. more What Is Peer-to-Peer (P2P) Lending? Definition and How It Works Peer-to-peer (P2P) lending enables an individual to obtain a loan directly from another individual, cutting out the traditional bank as the middleman. more Deposit Interest Rate: Definition, Fixed Vs. Variable A deposit interest rate is the interest rate paid to deposit account holders for accounts like certificates of deposit (CD) and savings accounts. more Sweep Accounts Definition: Types and How They Work A sweep account automatically transfers amounts over or below a certain level into a higher interest-earning investment option. moreChase Bank Promotions: September 2024
Chase : Total Checking® – $300
Chase : Total Checking + Savings – $900
Chase : Secure Banking – $100
Chase : College Checking – $100
Chase : Business Complete Checking® – $300
Compare Chase Bank Promotions
Account Bonus Amount Promotion Expiry Qualifications Chase Total Checking® $300 October 16, 2024 Direct deposit Chase Total Checking + Savings $900 October 16, 2024 Deposit, direct deposit Chase Secure Banking $100 October 16, 2024 Transactions Chase College Checking $100 October 16, 2024 Transactions Chase Business Complete Checking® $300 October 17, 2024 Deposit, maintain balance, transactions In the News
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FAQs
How to get $900 Chase bonus? ›
The promotion is available to individuals without an existing Chase Bank account. To qualify for the bonus, you must: Open a new Chase Total Checking® account and set up a qualifying direct deposit of $500 or more within 90 days of account opening.
What is the $3000 bonus at Chase Bank? ›These are the bonus tiers: Earn $1,000 when you deposit $150,000 to $249,999.99. Earn $2,000 when you deposit $250,000 to $499,999.99. Earn $3,000 when you deposit at least $500,000.
Does Chase give you $300 for opening an account? ›New account bonus offers from other banks can be much smaller, with a much bigger deposit requirement. Offer: Get a $300 bonus when you open a new Chase Total Checking® account and complete a qualifying direct deposit. Minimum deposit to qualify: $500.
What is the JP Morgan promotion for 2024? ›Earn a bonus up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account (retirement or general) with qualifying new money by 10/11/2024. On J.P. Morgan Self-Directed Investing's Secure Website. How you earn it: Open a new J.P. Morgan Self-Directed Investing account.
What are the benefits of Chase Private Client 2024? ›No ATM fees worldwide. No Chase fee on incoming or outgoing wire transfers. Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
How do I get Chase Freedom unlimited $200 bonus? ›To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening.
What is the 20 000 bonus rewards Chase? ›20,000 Ultimate Rewards points are worth an average of $206, according to WalletHub data. You get the best value when redeeming Ultimate Rewards points for travel booked through Chase, though there are a few other redemption options to choose from.
How to get 80000 Chase points? ›The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening.
What is the Chase year end bonus? ›10% anniversary points bonus: Each account anniversary year, you'll earn bonus points that equal 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year at a rate of 1 point for each $1 spent.
How do I get my Chase bonus twice? ›You are eligible for another Sapphire sign up bonus once every 48 months from your last Sapphire sign up bonus. This is why it is always recommended to get the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® as soon as possible so you start that 48 month clock.
Do I qualify for Chase bonus? ›
Eligibility requirements can vary
You may not be eligible to earn the sign-up bonus if you're re-opening an account that you had previously closed or are using multiple credit cards with the same issuer. Prospective cardmembers can contact their credit card company to see if they qualify for the bonus.
Earn a $900 bonus when you open a Chase Total Checking® and a new Chase Savings℠ account at the same time and complete qualifying activities.
Does Chase Bank really give you $200? ›Once approved, you have 90 days to set up a direct deposit directly to the new checking account. With the direct deposit confirmed, Chase promises to deposit your free $200 within 15 days automatically. It's that simple. The Chase Total Checking account does have a few requirements to avoid a $12 monthly fee.
How much money should I have in my Chase account? ›There is no minimum balance required to have a Chase checking account, but keeping a certain balance is one way to avoid a monthly fee on some accounts — for example, the $12 monthly fee for Chase Total Checking® is waived if you maintain a $1,500 balance at the beginning of each day.
How do I get the $200 bonus at Chase? ›You can earn the Chase Freedom $200 bonus after you spend $500 on purchases within 3 months of opening a Chase Freedom Flex account. The bonus shows up in your account as 20,000 Chase Ultimate Rewards points, which are redeemable for $200 cash back through your online account.
What is the bonus for joining Chase Bank? ›You can now get a bonus for signing up via a refer-a-friend link – and earn up to £400 on top. If you're thinking of signing up to Chase Bank then this offer is a great little extra of £20 on top of 1% cashback and 1.5% on savings.