Charges & Fees (2024)

Account

Opening an account

FREE

Closing an account

We won’t charge you for deciding to end your trading journey with us.

FREE

Demo account

Practise your strategies in a simulated trading environment with virtual funds.

FREE

Deposits andwithdrawals

Deposit fee

You won’t pay anything to add funds to your account.

FREE

Minimum deposit

The smallest amount you can add to your account to start trading.

20 GBP/EUR/USD

Withdrawal fee

We’ll never charge you for moving your money out of your Capital.com account.

FREE

Minimum withdrawal

The smallest amount you can withdraw to your card or bank account.

20 GBP/EUR/USD^*

^{*For all payment methods, except a wire transfer, which has a minimum of 50 GBP/EUR/USD. If you have under 20 GBP/EUR/USD on your trading account, you can only withdraw the whole balance.}

Trading

The spread Our fee for executing your trade is the spread – the difference between the buy and sell price.Find out more	Spreads are dynamic and change depending on the underlying market conditions. Check the individual spread for a specific instrumenthere.
Trading commission We don’t charge any commission on your trades.	FREE
Overnight funding adjustment* This is an interest adjustment that applies when you hold a position overnight. 1Xaccounts are not subject to overnight funding. 1:1 leverage CFD trades and spread bets on shares are also not subject to overnight funding Find out more	The fee will either be paid or received, depending on whether you are long or short. Find the fees for each instrumenthere.
Currency conversion When you trade on a market denominated in a different currency to your account, you won’t pay a conversion fee.	FREE
Guaranteed stops A guaranteed stop-loss (GSL) closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Your loss never exceeds the predicted level, but you’ll pay a small fee if your GSL is triggered.Find out more _{Please note that GSLs are not available on 1X accounts.}	The GSL fee varies depending on the market you are trading, the position’s open price and the quantity. You can check the fee on the deal ticket before opening your trade. Find how the GSL fee is calculatedhere.

Check the individual spread and overnight funding adjustments for a specific instrument

All Commodities Forex Indices Shares

SellBuySpreadLong position overnight funding adjustmentShort position overnight funding adjustmentGuaranteed stop premium

UK100UK 100

-0.0252948

0.003377

0.1

J225Japan 225

What is the spread?

The bid-ask spread is the difference between the bid and ask (‘sell’ and ‘buy’) prices of the security. The ask price (also known as the offer price) always exceeds the bid price, so the price needs to move through the spread before an open position turns a profit. The bid-ask spread can be seen as a measure of supply and demand for a certain asset on the market, and therefore the market’s liquidity is a big factor in how narrow the spread is.

Spread bet example

You have a position of £1 per point on the US Tech 100, with a bid/offer quote at 12475/76.
The spread on this market is therefore 1 point.
To open your position you will pay half this spread and likewise to close it. The total cost of the spread is therefore £1 x 1 = £1.

CFD example

You have a position of 1 contract on the US Tech 100, with a bid/offer quote at 12475/76.
The spread on this market is therefore 1 point.
To open your position you will pay half this spread and likewise to close it. The total cost of the spread is therefore £1 x 1 = £1.

What is the overnight funding adjustment?

Every time you hold a trade open overnight – unless you’re using a 1X account, or trading on shares with 1:1 leverage in a CFD or spread betting account – your position will be subject to a funding adjustment. How the adjustment is calculated, and whether you pay or receive it, depends on a range of factors.

How is the overnight funding adjustment calculated?

Formula

Relevant interest rate benchmark(eg SONIA for underlyings denominated in sterling) +/-our daily fee(0.01096%)

Spread bet example

You have a position of £1 per point on the US Tech 100, currently priced at 12475. Your position’s full exposure is therefore £12,475.
The US Tech 100 underlying market is denominated in USD. Therefore the applicable interest rate benchmark is the secured overnight financing rate (SOFR) – which is currently 4.66448% annually, or 0.01278% daily.
Our daily fee is 0.01096%.
So to hold along positionovernight you wouldpay0.02374% – SOFR plus our fee – of your exposure, which is £2.96. To hold a short position, you would receive 0.00182% – SOFR minus our fee – of your exposure, which is £0.23.

CFD example

You have a position of one contract on the US Tech 100, currently priced at 12475. Your position’s full exposure is therefore $12,475.
The US Tech 100 underlying market is denominated in USD. Therefore the applicable interest rate benchmark is the secured overnight financing rate (SOFR) – which is currently 4.66448% annually, or 0.01278% daily.
Our daily fee is 0.01096%.
So to hold along positionovernight you wouldpay0.02374% – SOFR plus our fee – of your exposure, which is $2.96.
To hold ashort position, you wouldreceive0.00182% – SOFR minus our fee – of your exposure, which is $0.23.

Formula

Underlying market adjustment (futures basis)+/-our daily fee(0.01096%)

Spread bet example

You have a position of £4 per point on Natural Gas, currently priced at 2540. Your position’s full exposure is therefore £10,160.
The overnight basis adjustment for Spot Natural Gas is currently 3.1 points. At the prevailing spot price of 2540 that equates to 0.12205% daily.
Capital.com’s daily fee is 0.01096%.
So to hold along positionovernight you wouldpay0.13301% – the basis adjustment plus our fee – of your exposure, which is £13.51.
To hold ashort position, you wouldreceive0.11109% – the basis adjustment minus our fee – of your exposure, which is £11.29.

CFD example

You have a position of 4,000 therms of Natural Gas, currently priced at $2.54. Your position’s full exposure is therefore $10,160.
The overnight basis adjustment for Spot Natural Gas is currently 0.0031. At the prevailing spot price of 2.54 that equates to 0.12205% daily.
Our daily fee is 0.01096%.
So to hold a long position overnight you would pay 0.13301% – the basis adjustment plus our fee – of your exposure, which is $13.51.
To hold a short position, you would receive 0.11109% – the basis adjustment minus our fee – of your exposure, which is $11.29.

Formula

Underlying market adjustment (TomNext)+/-our daily fee(0.00411%)

Spread bet example

You have a position of £1 per point on USD/JPY, currently priced at 13280. Your position’s exposure is therefore £13,280.
The overnight swap (or TomNext) rate for USD/JPY is currently -0.0182. At the prevailing spot price of 132.80 that equates to -0.0137% daily.
Our daily fee is 0.00411%.
So to hold along positionovernight you wouldreceive0.00959% – the negative USD/JPY swap rate plus our fee – of your exposure, which is £1.27.
To hold ashort position, you wouldpay0.01781% – the positive swap rate plus our fee – of your exposure, which is £2.37.

CFD example

You have a position of $10,000 on USD/JPY.
The overnight swap (or TomNext) rate for USD/JPY is currently -0.0182. At the prevailing spot price of 132.80 that equates to -0.0137% daily.
Our daily fee is 0.00411%.
So to hold along positionovernight you wouldreceive0.00959% – the negative USD/JPY swap rate plus our fee – of your exposure, which is $0.96.
To hold ashort position, you wouldpay0.01781% – the positive swap rate plus our fee – of your exposure, which is $1.78.

Formula

Relevant interest rate benchmark(eg SONIA for underlyings denominated in sterling) +/-our admin fee(0.01096%)

Spread bet example

You have a position of 50p per point on Tesla, currently priced at 19500. Your position’s exposure is therefore £9,750.
Tesla trades in USD. Therefore the applicable interest rate benchmark is the secured overnight financing rate (SOFR) – which is currently 4.66448% annually, or 0.01278% daily.
Our daily fee is 0.01096%.
So to hold along positionovernight you wouldpay0.02374% – SOFR plus our fee – of your exposure, which is £2.31.
To hold ashort position, you wouldreceive0.00182% – SOFR minus our fee – of your exposure, which is £0.18.

CFD example

You have a position of 50 shares of Tesla, currently priced at $195. Your position’s exposure is therefore $9,750.
Tesla trades in USD. Therefore the applicable interest rate benchmark is the secured overnight financing rate (SOFR) – which is currently 4.66448% annually, or 0.01278% daily.
Our daily fee is 0.01096%.
So to hold along positionovernight you wouldpay0.02374% – SOFR plus our fee – of your exposure, which is $2.31.
To hold ashort position, you wouldreceive0.00182% – SOFR minus our fee – of your exposure, which is $0.18.

Why am I charged overnight funding adjustment?

You’re charged overnight funding to cover the dealing costs inherent in holding a position overnight.

What is the guaranteed stop-loss fee?

A guaranteed stop-loss (GSL) fee is only charged if the GSL is triggered. The GSL closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Since we take on this risk for you, we (and other providers) charge a fee for the GSL’s use. You can see the GSL fee on the deal ticket before placing your trade, once you’ve selected a GSL.

How is the guaranteed stop-loss fee calculated?

The guaranteed stop-loss fee is calculated by multiplying threecomponents: guaranteed stop premium (in percentage), position open price and quantity. The formula looks like:

Formula

GSL fee = GSL premium * position open price * quantity.

You can check the GSL fee value on the deal ticket when opening a position and adding GSL.

Other things to think about

Of course, our charges aren’t the only factors that’ll affect your trade’s profitability. You should also consider the following.

Market movement

The direction and distance that a market moves will obviously affect the value of your trade.

Margin

The amount required to open and maintain a trade. Consider whether you can afford it, both at the outset and if the margin should change to reflect market conditions.

Leverage

You should be comfortable with the leverage you’re using. Your exposure may be many times what you’ve paid to open, and you could experience fast, large gains or losses.