Car Insurance - Get a Free Auto Insurance Quote – Nationwide (2024)

Get a car insurance quote today and enjoy the ease of working with us.

Auto insurance from Nationwide gives you peace of mind. When you choose an On Your Side Auto Repair Network® facility, you can get a written guarantee on your car repairs.¹ With our On Your Side Claims® Service, you also get personal service like the On Your Side® Review, an annual check-in with your insurance professional to review your coverage. And with multi-policy and other discounts, such as the SmartRide® and SmartMiles® usage-based programs, you get peace of mind and value.

Understand your state’s car insurance requirements.

Auto insurance isn’t only great protection for your vehicle, it’s also the law. All states require some degree of insurance for your vehicle to protect you and other motorists. Coverage requirements will vary based on your financial responsibility for your car and your state’s requirements. Some states even require you to have liability insurance before you even get a license.

Get a quote today or call 1-877-669-6877. Stay protected and stay legal.

Learn about your state’s auto insurance requirements.

Save money by bundling auto with other policies.

Simplify your life and save money. When you bundle your auto insurance with other policies, such as homeowners, renters or life insurance, you may be eligible for a multi-policy discount of up to 20%.

How to compare car insurance quotes

When comparing quotes, it’s important to make sure you’re getting the same value. Often a policy that has a lower premium may have a higher deductible or less coverage. To get a true one-to-one comparison, review the details of each auto policy carefully to understand what it does—and does not—include. Once you have two policies with the same or very similar coverages, you’ll have an accurate cost comparison.

How can I get a discount on my car insurance?

Nationwide provides a variety of ways to get affordable car insurance through bundling, usage-based insurance, a safe driving record, and other discounts.

• Nationwide can help you save an average of $646 when you bundle your home and auto policies. Bundle your insurance policies by placing your home, auto and other policies, such as motorcycle or umbrella, with one carrier.
• Explore usage-based insurance options. Nationwide offers two ways to save based on how you drive. SmartRide offers a discount based on how safely you drive, and SmartMiles provides a rate based on how much you drive.
• If you have an accident free or safe driving record, you may be eligible for reduced rates.
• Sign up for account management tools like automatic payment withdrawals or paperless policy.
• Ask! Reach out to your insurance representative annually to learn about the discounts available.

Is car insurance cheaper if you bundle?

You save an average of $646 when you bundle your home and auto policies. Bundling policies is one of the best ways to lower your costs and help you save time managing your insurance. Whether you own a home or rent, have multiple cars or own a boat, Nationwide has options that will provide savings on the coverages you need.

How much is car insurance?

Car insurance prices can vary based a number of factors, including where you live, your driving record and the type of car you own. Nationwide can help you understand what factors are included in our pricing, as well as what discounts are available to help you save money.

What type of car insurance should I get?

What information do you need for car insurance quote?

Gathering all of the information needed for your quote will get the quote to you faster and help you save money.

• Information about you, including name, address, social security number, marital status and drivers license number.
• Information about your cars: Make and model year of your car, the VIN number (check your registration for this information) as well as any safety features and weekly mileage.
• A list of everyone who will drive the car, their ages and any driver safety courses they have completed. Many insurance companies also want to know who in your household is of legal driving age, what their license status is (such as, whether they have a learner’s permit or a suspended license) and whether other drivers in your household have their own insurance. Depending on the state, this can help the insurance agent determine who should be listed and considered for your quote.

How do I file a car insurance claim withNationwide?

For more definitions, visit our auto insurance glossary.

[1] Work performed at an On Your Side® Auto Repair Center includes a guarantee on the workmanship of the appraised and completed repairs for as long as you own or lease your vehicle. Also, replacement of any defective alternative parts identified on an appraisal and used in a covered repair are guaranteed for as long as you own or lease your repaired vehicle.

[2] Not available in all states.

[3] SmartRide: Availability varies; program criteria differ in California. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.

[4] SmartMiles: Availability varies. SmartMiles includes a base premium plus a variable premium based on the coverages in force and the days and miles driven.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.