Yes, you can use most credit cards at an ATM to withdraw cash from the card’s credit line. The ATM withdrawal will show up as a cash advance on your credit card statement. That means the amount of cash you get at the ATM will be subject to an immediate cash advance APR, and usually a cash advance fee.
In order to get cash from an ATM with a credit card, you will need a PIN from the card issuer. If you don’t already have a PIN, some card issuers will let you request one online by logging into your credit card account on the card issuer’s website. You can also call the customer service number on the back of your credit card to get a PIN so you can use your credit card at an ATM.
Unless you need an emergency cash loan and have exhausted all other options, using a credit card at an ATM isn’t a good idea. It won’t be possible if you have a store credit card without a Visa, Mastercard, Discover or American Express logo, either.
This answer was last updated on 10/12/21 and it was first published on 08/11/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
