Buy Bitcoin with Bank Account (ACH Transfer) in United States (2024)

FAQs

How do I buy Bitcoin with ACH in USA? ›

Actually, you can not buy Bitcoins with ACH without a bank account opened in the USA. To use your bank account for buying crypto with ACH, go to the Deposit page on the CEX.IO website, choose USD, and select ACH. Once you click Proceed, you'll get the payment details needed for a successful wire transfer.

Uphold, eToro and Kraken are some of the best options. ACH is a transfer system in the United States. It won't work outside of the U.S.

The first step in buying bitcoin with your account and routing number is to choose a reputable exchange platform. Look for a platform that has a good reputation, offers competitive exchange rates, and supports bank transfers. Some popular exchange platforms you may consider include Bitget, Coinbase, Kraken, and Gemini.

US Customers

Purchases made using a debit card or the USD balance are instant. Bank purchases using the ACH transfer system are also instant, though you will not be able to send these funds out of your account until the transfer is complete.

The most common use case for immediate ACH transfers is peer-to-peer transfers like – Paypal or Venmo. The third-party covers the amount, and the funds transfer is finalized later in a formal ACH process.

Alchemy Pay (ACH) is the ERC20 incentivising utility token issued on the Ethereum blockchain.

In your online bank app or portal, make an ACH transfer from your bank account to your personal Crypto.com bank transfer details account. We will notify you in the Crypto.com app as well as email once your USD ACH Bank Transfer transfer has been successfully deposited.

Coinbase is the most trusted place for people and businesses to buy, sell, and manage Bitcoin. It's quick and easy.

How can I send money with checking account number instantly without verification? ›

You can buy Bitcoin instantly in the BitPay app or through the BitPay website online. Select the amount you want to convert to Bitcoin. Enter your wallet information to confirm where you'd like to receive your Bitcoin.

You cannot transfer directly from a bank account to a Bitcoin wallet. You need to wire transfer to an exchange like Coinbase or Kraken. And buy bitcoin from there. Then you will be able to withdraw from the exchange to your Bitcoin wallet.

If you prefer to make your bitcoin purchase using your bank account, eToro has you covered. With the convenience of ACH bank transfers through our platform, it's easy for first-time buyers to get started with eToro and fund your account.

Follow these steps: Download the BitPay Wallet app or use the BitPay.com platform. Select the cryptocurrency and the amount you'd like to convert crypto to cash. Choose your payout method—direct bank deposit or an existing debit card.

Summary: American investors can buy cryptocurrency through authorized digital asset exchanges that accept Zelle as a payment method. This allows users to securely transfer US Dollars (USD) from their bank accounts to FinCEN-regulated investment platforms.