Everyone deserves protection, but not everyone can spare $30 to $60 in their monthly budgets to pay a home security monitoring fee. I’ve been in that situation and I know how tough it is to find a security system that offers adequate protection without charging monthly fees. I also know it’s possible. If subscription-based protection is out of the budget right now, I have four security system recommendations. These are security systems you can self-monitor for free. And yes, I tested them myself so I know they work.
What I particularly like about these security systems is that they also offer optional professional monitoring. So down the line, when you’re ready to pay a monthly fee for more robust protection, you don’t have to ditch your self-monitored equipment. Intrigued? Let’s find out more about self-monitored security systems.
>> Learn More: Best No-Fee Home Security Cameras
FYI: A self-monitored security system is exactly what it sounds like. You’ll set up equipment like sensors and cameras, and then monitor it yourself – often for free. There are tradeoffs, like if problems arise, you’ll be the one responsible for contacting emergency services. Still, that’s better than having no security system at all.
What to Look For in a No-Fee Security System
- Ease of Installation: Most no-monthly-fee security systems require DIY installation, so look for a provider that doesn’t overcomplicate things.
- Diversity of Equipment: Look for providers that run the gamut from high-quality security cameras to environmental sensors.
- Equipment packages: Many home security companies offer security equipment bundles, but look for customization options as well.
- Reputation: Make sure the provider has a good reputation for providing quality, durable equipment as well as responsive customer service.
- Price: Don’t overpay for your system. Most medium-sized homes without unique security needs can be fully protected for less than $500.
Comparison of the Best No-Monthly-Fee Home Security Systems
| System | SimpliSafe
| abode
| Ring Alarm
| Arlo
|
|---|---|---|---|---|
| Ranking | 1st | 2nd | 3rd | 4th |
| Ratings | 9.2/10 Easiest Installation | 8.0/10 Best for Home Automation | 7.7/10 Best Equipment Options | 8.8/10 Best Security Camera Options |
| Push notifications | Yes | Yes | No | Yes |
| Installation | DIY or professional | DIY or professional | DIY or professional | DIY |
| Smart platform integration | Google Assistant, Alexa | Google Assistant, Alexa, Apple HomeKit | Google Assistant, Alexa | Google Assistant, Alexa, Apple HomeKit |
| Free livestreaming | Yes | Yes | Yes | Yes |
| Free cloud storage | No | No | No | 7 days |
| Free local storage | No | No | No | 7 days |
| Equipment package prices | Starting at $249.96 | Starting at $139.99 | Starting at $399.97 | Starting at $199.99 |
| Read Review | SimpliSafe Review | abode Review | Ring Alarm Review | Arlo Review |
Summary of the Best No-Monthly-Fee Home Security Systems
- SimpliSafe - Easiest Installation
- abode - Best for Home Automation
- Ring Alarm - Best Equipment Options
- Arlo - Best Security Camera Options
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1. SimpliSafe - Easiest Installation
SecurityScore:
9.2 /10
800-544-5942
View Packages
How We Review
Product Specs
Equipment Costs Packages starting at $280 Monitoring Options Professional and DIY Monthly Monitoring Costs $19.99 per month Contract Lengths Month-to-month Installation Options DIY or professional Smart Platform Integration Alexa and Google Home 800-544-5942
View Packages
SimpliSafe Overview
SimpliSafe is an American home security company based in Boston. They’ve been around for almost 20 years now and have grown to serve nearly 4 million customers across the country.
True to their name, I’ve found that SimpliSafe makes home security simple and approachable. The equipment packages are affordable, the install process is easy, and since professional monitoring is optional and contract-free, it affords users the flexibility that traditional security systems don’t. You can opt in and out of paying a monthly fee as you wish. Either way, you get well-rounded protection that covers all the bases.
>> Check Out: Our Roundup of the Best Home Security Systems
Let’s touch on SimpliSafe’s pros and cons, and then we’ll get into the specifics.
What We Like
- Simple to Install
- Affordable Equipment
- Intuitive App
- Great for Renters
What We Don’t Like
- Limited Equipment Selection
- Security Systems All Require Keypad
- Smart Home Integrations Require Subscription
SimpliSafe Installation
SimpliSafe is my personal choice for my home, and I have to say, it was one of the easiest installs I’ve ever tried. Most of the sensors come with command strips on the back, so the install was as simple as peeling off the backing and sticking it to the wall. That makes it among the best security systems for renters since you’re not going to be drilling holes in the drywall. We all know landlords hate those holes.
I have to say though, if you’re installing SimpliSafe in your own house, use the provided anchor points and drill the equipment into the wall. In the two years I’ve had SimpliSafe, a couple of sensors have fallen off because the command strip didn’t hold up. That’s not just a SimpliSafe problem though. I’ve had the same experience with the Frontpoint security system I tested recently.
Overall, though, unboxing my SimpliSafe system, downloading the app, setting everything up, and installing all of the equipment took me less than 30 minutes. I didn’t run into any hiccups, and the in-app installation guide walked me through every step in full detail. If DIY sounds like a four-letter word to you, though, you can always go the professional installation route — keep in mind, though, professional installation through SimpliSafe starts at $124.99.
FYI: Professional installation is very rarely free. ADT’s pricing for the service starts at $99. Other options, like Vivint, charge up to $200. However, there are brands that occasionally offer free installation. You’ll find a couple of them in our list of the best professionally installed security systems.
Self-Monitoring With SimpliSafe
When it comes to self-monitoring with SimpliSafe, your options are limited, but still effective. For example, using the SimpliSafe App, you can keep an eye on live camera feeds and remotely arm or disarm your system.
Here’s how that played out in real life: When I triggered the front door entry sensor, it sent a signal straight to the base station. That’s when things got loud – the base station blared its siren loud enough to make my partner jump out of her office chair, thinking something major was going down. Now, that siren didn’t call the cops. But trust me, it’s loud enough to make would-be thieves rethink their plans.
The SimpliSafe App sends alerts to your smartphone, which is handy if you’re away and need to check things out or call the police. Just keep in mind, you need an internet connection for both the SimpliSafe base station and your phone. SimpliSafe can use cellular connectivity, but only if you’re on a paid professional monitoring plan. That’s my biggest gripe with self-monitoring SimpliSafe, but the same is true for all the self-monitored systems I’ve tested.
Speaking of paid professional monitoring, SimpliSafe offers subscription plans without any long-term contracts, unlike traditional companies like ADT that require a three-year agreement. If you’re set on self-monitoring, consider at least grabbing a one-month monitoring plan when you go on vacation. That way, even if your internet is down or you’re too busy to respond to alerts, SimpliSafe’s pros will keep tabs on your system.
Speaking of which, SimpliSafe offers professional monitoring without any long-term contracts. If you’re set on self-monitoring, consider at least grabbing a short-term plan when you’re away on vacation. That way, even if your internet goes down, SimpliSafe’s pros will keep tabs on your system and you’ll receive security alerts.
SimpliSafe’s Equipment
Despite the affordable prices, SimpliSafe’s equipment is surprisingly robust — if a little lacking when it comes to options. SimpliSafe has four cameras to choose from, which are:
- Original SimpliCam
- Video Doorbell Pro
- Outdoor Camera
- Smart Alarm indoor camera
>> Read More: SimpliSafe Outdoor Camera Review
They also offer a pretty interesting doorbell camera. If you’re looking to add one to your home’s security system, I’d recommend checking out my review of the SimpliSafe Video Doorbell Pro.
That Smart Alarm camera is their newest, and I wouldn’t really recommend purchasing it, since it’s specifically designed to pair with their new professional monitoring package, Fast Protect. If you want an indoor camera you’re going to monitor yourself, go with the SimpliCam. In my testing, I wasn’t super blown away with the features of any of these cameras — they’re all pretty basic save for the Smart Alarm Indoor — but they’re definitely going to get the job done. That is, they’re reliable. That’s why the SimpliCam made my list of the best security cameras.
See AlsoHome Security Alternatives to ADT | SafeWiseDave Selinger | Working With Jeff Bezos, Co-founding Billion-Dollar Redfin, and Leveraging AI To Fight CrimeStealth Mode Computer Monitoring: New Feature to Enhanced Employee ProductivityHome Security Cost Guide 2024: How Much is an Alarm System?>> Read More: SimpliCam Review
As far as other equipment goes, SimpliSafe has a pretty good selection. Here’s a quick rundown of what they offer:
SimpliSafe Equipment
Burglary sensors - Entry sensor
- Motion sensor
- Glass-break sensor
Security cameras - SimpliCam
- SimpliSafe Outdoor Camera
- Smart Alarm Indoor Camera
- Video Doorbell Pro
Environmental hazard sensors - Water/flood sensor
- Smoke and carbon monoxide sensor
- Temperature sensor
Add-ons - Panic button
- Key fob
- Extra loud siren
- Extra keypad
SimpliSafe Security System Costs
Another major selling point is SimpliSafe’s affordability. It’s not quite as cheap as abode, my second choice on the list, but the cost is about on par with Ring. Considering the value of the equipment you’re receiving, I’d say the price point is right on target.
Their security packages are a great starting point for most people, but keep in mind they also have an option to build your own, which I like to see. I have a lot more information in my guide to SimpliSafe’s costs, but here’s a quick rundown of those bundles.
SimpliSafe Equipment Packages
Package Number of components Regular price The Haven 14 $519.86 The Knox 13 $479.87 The Beacon 10 $709.90 The Hearth 9 $399.91 The Lighthouse 7 $469.93 The Essentials 6 $279.95 The Foundation 4 $249.96 Keep in mind that bundling equipment with SimpliSafe will save you quite a bit compared to buying individual pieces of equipment, but the former is always an option if you have unique security needs. Also, if you’re on a budget, you might consider checking out my guide to the most affordable home security systems as well. There might be something over there that will work for you.
>> Learn More: Frequently Asked Questions About SimpliSafe
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2. abode - Best for Home Automation
SecurityScore:
8.0 /10
View Packages
How We Review
Product Specs
Equipment Costs Packages starting at $140 Monitoring Options Professional and DIY Monthly Monitoring Costs $24.99 per month Contract Lengths Month-to-month or yearly Installation Options DIY or professional Smart Platform Integration Alexa, Google Home, and Apple HomeKit View Packages
Abode Overview
Founded in 2014 by a former ADT executive, abode really sought to disrupt the home security space. With sleek designs and a ton of potential for home automation, it’s a great choice for no-contract, no-monthly-fee home security because of the system’s capabilities right out of the box.
>> Learn More: SimpliSafe vs. abode Comparison
The reason why it’s so high on my list, though, is for its home-automation features. When I recently tested the iota system, I could control everything using Alexa, Google Assistant, or Siri. Abode also plays nice with a huge number of IoT devices from companies like Nest, Philips Hue, Sonos, Bose, ecobee, and more. And for those familiar with more advanced automation protocols, iota can work as a hub for Z-Wave and Zigbee devices.
One drawback of abode is that they’re pretty limited in their security camera department. Your only two options are the abode Cam 2 and the Wireless Video Doorbell — $59.99 and $99.99, respectively.
The good news is, since abode syncs up so nicely with equipment from other manufacturers, you can use their products to cover the gap. I personally use Google Nest products at my house, and when I was testing the abode system, it was super easy to link my video doorbell and my garage camera up to the abode ecosystem I was building. So if you have existing security equipment and want to make your system more robust, this might be a good option for you.
>> Learn More: Google Nest Camera Review
Let’s take a quick look at some pros and cons and then unpack abode a little bit further.
What We Like
- Super Easy Install Process
- Innovative Equipment
- Voice Commands and Smart Home Platform Integrations
- Cheap Professional Installation Options
What We Don’t Like
- Limited Bundling Options
- Some Equipment Is Expensive
- Limited Camera Options
abode Installation
Similar to SimpliSafe, abode is a really DIY-focused home security system. It took me about 15 minutes to install, but it was only faster than the SimpliSafe system because my test kit had fewer components. Really,- all it took was four steps:
- I plugged in the base station.
- I connected the base station to my internet router.
- I downloaded the abode mobile app.
- I placed the door sensors and window sensors around my home, pairing them with the base station as I went.
My only minor gripe with the install was that I had to connect the base station to my router using the supplied Ethernet cable during setup. I wasn’t really sure why since the base station was Wi-Fi-capable. Something like a QR code pairing process would have been easier.
If you’re building a larger abode system than I did, professional installation is also an option. And just like SimpliSafe, abode uses a third-party provider for the service. Keep in mind: The installation cost scales with your system size. And with how easy it is to setup abode, I recommend exploring DIY installation first.
Self-Monitoring With abode
If you go to abode’s self-monitoring page, the first thing you’ll read is this: “Some of our competitors trick you into buying equipment that won’t be accessible unless you pay for a professional monitoring plan. We don’t.”
I’ve been testing security systems for years, and I can’t tell you how refreshing that is. Even though I know better by now, I’ll get all excited about some new feature on a security camera or something, only to find out I need to pay $3.99 per month to get it to function. Hey, I bought the whole camera, why can’t I use all the features? These microtransactions and subscriptions are bleeding into parts of our lives where they don’t belong … But I digress.
When you self-monitor with abode, You’ll be able to watch live video, control all of your equipment, set up automations that will make your life a little easier, and get immediate updates on your phone when something occurs. As far as a self-monitored system goes, this is about as good as you can expect.
You can use all available abode equipment, but that doesn’t mean abode isn’t guilty of hiding some features behind a paywall. To give you one example, the abode Cam 2 can stream to your phone but won’t record unless you buy a cloud subscription. And without the ability to record, the camera becomes less useful.
Another feature you won’t be able to access without a plan is CUE, which is a shame because it’s one of abode’s best features. CUE is abode’s smart home engine. You can build automated rules, schedules, and scenes with it using abode equipment and compatible third-party smart home products (smart lights, smart thermostats, smart plugs, etc.). You can still integrate smart home devices and access or control them manually using the abode app without a plan; only automation features are hidden behind a paywall.
abode Equipment
Like I said above, abode is a little lacking when it comes to security cameras, but since you can pair others with your system, I think that’s a forgivable offense. They do have quite a few options when it comes to sensors, so let’s take a look at them.
abode Equipment
Door and window protection - Mini door and window sensor
- Slim strip sensor
- Recessed door and window sensor
- Vibration glass-break sensor
- Acoustic glass-break sensor
Motion sensors - Motion sensor
- Light, temperature, and humidity sensors
Accessories - Keypad
- Key fob
- Water leak sensor
- Smoke alarm monitor
- Indoor siren
- Outdoor siren
- Panic button
Smart home products - Smart light bulbs
- Smart home power switch
FYI: Before we talk about abode’s security package prices, I do want to let you know they’re almost always running sales. To stay up to date and maximize your savings, be sure to bookmark my guide to security system deals.
abode Security System Costs
What about abode’s costs? They’re reasonable. abode offers five different security systems, as well as an option to build your own. There’s a lot more information on my breakdown of adobe’s costs, but here’s the general idea:
abode Security Bundles
Security package Number of pieces price Current sale price Smart Security Hub (build your own) 1 $249.99 $189.99 abode Security Kit 3 $139.99 $109.99 Smart Security Kit 4 $209.99 $209.99 iota All-in-One Security Kit 3 $379.99 $259.99 Smart Security Hub 9 $680.00 $339.99 iota Hub 8 $800 $379.99 Here’s a quick tip: I wouldn’t pay much attention to the sale timer on the top of abode’s webpage. I’ve been covering them for years and have never seen them charge full price for any of these packages. If you’re taking advantage of the discounts, they’re a little bit cheaper than SimpliSafe, but only just. For the most part, they’re right on par.
And if you’re looking to save on an abode system, be mindful of when you’re doing your shopping. My guide to abode’s Black Friday and Cyber Monday deals have some more information on that.
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3. Ring Alarm - Best Equipment Options
SecurityScore:
7.7 /10
How We Review
Product Specs
Equipment Costs Starting at $199 Monitoring Options Professional and DIY Monthly Monitoring Costs Starting at $20 Contract Lengths 1-12 months Installation Options DIY or professional Smart Platform Integration Alexa and Google Home Ring Overview
Ah yes. Ring.
If you’ve been in the home security world as long as I have — particularly in the DIY security world — there’s no way you haven’t heard of Ring. They revolutionized the home security market with their Ring doorbell cameras, and they continue to innovate in this space. If you’re looking for a home security system that works well with Ring’s top-notch video doorbells and Ring security cameras, the low-cost Ring Alarm security system is a solid option, especially if you’re not looking to pay anything month-to-month.
One of my favorite things about Ring is the near-endless list of options they have when it comes to equipment. If you have a specific security need — say, you need an outdoor security camera that also has an integrated lighting feature that isn’t going to blind you when you get out of your car at night — they’ve got a solution. Oh, and psst … if you need exactly what I just described, read my review of the Ring Spotlight Cam. Before I bought my house, I used one at my apartment for years — it’s a rock-solid piece of equipment that functions as a helpful way to light up a darkened path once the sun goes down, and the security camera/lighting combo is a double whammy burglar deterrent.
First, we’ll go over some Ring Alarm pros and cons, then we’ll talk details!
What We Like
- Alerts Can Be Sent to Phone or Desktop
- Numerous Smart Integrations With Google Assistant, Alexa, Schlage, Yale, Chamberlain, Leviton, and More
- Lots of Camera and Video Doorbell Options
What We Don’t Like
- Hardwired Equipment Can Be Difficult to Install
- History of Security Breaches and Privacy Issues
- No Local Storage Option
Ring Installation
Similar to SimpliSafe and abode, installing Ring’s equipment is usually a breeze. A lot of their sensors are stick-on, and most of their cameras and doorbells only require a power drill — and maybe a level if you’re feeling fancy. They do have a few models that can only be hard-wired, like their Floodlight Cameras, which can be a little daunting for the DIY weekend warrior. I replaced an old floodlight at my house with one of Ring’s last summer, and it took quite a bit of doing and a little bit of sweating to get it done. Definitely within most folk’s wheelhouse, though, especially if you know your way around a circuit breaker.
>> Learn More: Ring Alarm vs. SimpliSafe
Cameras aside, Ring’s security systems are incredibly easy to set up. Just like with abode and SimpliSafe, you start by plugging in your base station, downloading the app, and then pairing all of your stick-up sensors to the network. In all, it took me about half an hour to get everything up and running in my house, start to finish.
>> Learn More: Comparing Home Security Systems
One thing to note, though. The Ring base station only has an open-air range of about 250 feet, and walls will definitely interfere with it. If you have a larger house or if you want to monitor more than one floor, you might need to pick up a Ring range extender. They cost about 25 bucks, but they make a world of difference.
Self-Monitoring with Ring
You can build out a pretty robust alarm system with Ring, but, as with the others on this list, their self-monitoring options are pretty limited. You’ll be able to receive notifications on your phone and remotely arm and disarm the system from it. You’ll be able to watch live video if you have cameras, but you won’t be able to store any recordings.
In my opinion, a self-monitored, no-subscription Ring system is really best suited for folks who spend a lot of their time at home. It’s perfect for someone who works from home or a retiree who doesn’t like to go out too much.
>> Learn More: Best Alarm Systems for Seniors
Ring Equipment
Ring has a huge list of equipment — so big that I’m not going to be able to include everything they offer here. Instead, I’ll give you a rundown of their sensors and accessories, highlighting some of my favorites.
Ring Equipment
Entryway sensors - Window and door contact sensor
- Slim magnetic sensor
- Open window magnet
- Outdoor contact sensor
Hazard sensors - Flood and freeze sensor
- Smoke and carbon monoxide alarm listener
- Motion detector
- Glass-break sensor
Other options - Panic button
- Pet tag
- Power pack recharger
I’ve tested almost every piece of equipment Ring has to offer, and overall I usually like what I find. It’s all very durable, very affordable, and very versatile — everything you want in a DIY, self-monitored, no-fee system.
Ring Security System Costs
Since they offer a huge list of products, it’s understandable that there are quite a few security packages to choose from with Ring. I break a lot of these down in my guide to Ring’s costs, but here I’ll give you a taste of some of their whole-home bundles. These bundles are probably the best starting point for folks looking to build out their home security systems.
Ring Whole-Home Bundles
Package Pieces Regular price Sale price Protected Enhanced Security 8 pieces + Battery Doorbell Plus $429.98 $379.99 Protected Deluxe Kit 14 pieces + Video Doorbell Pro 2 $579.98 $499.99 Whole Home Basic Kit 5 pieces + Video Doorbell, Stick Up Cam $399.97 $359.99 Whole Home Enhanced Kit 8 pieces + Battery Doorbell Plus, Spotlight Cam Plus $599.97 $529.99 Whole Home Deluxe Kit 14 pieces + Video Doorbell Pro 2, Floodlight Cam Wired Pro $829.97 $699.99 These systems can be pricer than SimpliSafe and abode, but Ring is another supplier that offers deep discounts on their equipment — especially around retail holidays. Ring is an Amazon brand. It’s one of the few systems you can buy on Amazon, so keep an eye on discounts during Amazon sales. The Ring Prime Day 2024 discounts were particularly huge (up to 40-percent).
Pro Tip: Besides Ring, you can also buy SimpliSafe, abode, and Arlo from Amazon. And yes, they go on sale from time to time. That’s one advantage of going with a DIY, self-monitored security system.
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4. Arlo - Best Security Camera Options
SecurityScore:
8.8 /10
View Packages
How We Review
Product Specs
Equipment Costs Packages starting at $200 Monitoring Options Self-monitoring and professional Monthly Monitoring Costs $24.99 per month Contract Lengths Month-to-month Installation Options DIY Smart Platform Integrations Alexa, Google Home, Apple Home Kit View Packages
Arlo Overview
Arlo’s security cameras are their bread and butter, but last year the company stepped into the home security system space. Right now, the packages are pretty limited, but I’d expect Arlo to add on to them in the future.
>> Compare: Ring vs. Arlo Security System Comparison
For the most part, these systems hinge on Arlo’s innovative $30 sensor that performs a whopping eight different functions. Those include:
- Motion detection
- Leak detection
- Window and door opening detection
- Tilt detection for garage doors
- Temperature detection
- Smoke alarm listening
- Light detection
- Carbon monoxide alarm listening
You’d normally need to buy a handful of different devices from a more traditional company to get all of this functionality. With Arlo, though, all you need is a few of their sensors strategically placed around your home. When I tested this system, I found that I only really needed five of them to protect my entire house — from burglars and environmental hazards.
Let’s talk about what I liked and what I didn’t like as much, and then we’ll talk about the specifics of using Arlo without paying any monthly fees.
What We Like
- Exceptional Camera Selection
- Works With Apple HomeKit and Other Smart Platforms
- Innovative 8-in-1 Sensor
What We Don’t Like
- Cameras Can Be Expensive
- Limited Home Security Equipment
- Functionality Greatly Diminished Without Subscription
Arlo Installation
There’s not a whole lot to installing an Arlo home security system, since it’s really just two different pieces of equipment. You’ll download the app, plug the keypad base station into the wall, and stick up your sensors. That’s really it. When I tested this system, it took me about 10 minutes to have everything up and running, and I wasn’t rushing at all.
>> Read About: Arlo Video Doorbell Review
If you’re looping cameras into your system, though, that can take a little more work, depending on where you want to place them. I recommend checking out my guide to installing security cameras for a little more information on how to do that safely and effectively.
Self-Monitoring With Arlo
Arlo’s security system is really designed to be coupled with a monitoring plan (or at least a subscription to activate all of the features) but there are customers out there who choose to forgo that monthly cost and self-monitor their system using Arlo’s app. Given the price of everything — more on that in just a bit — it might not be for every budget, especially if you’re looking to save.
That said, this is some of the highest-quality equipment on the market today, so you know that the system you’re monitoring is going to be top-notch. It’s really a balancing act of how you want to budget with Arlo.
Arlo Equipment
I’ve tested quite a few of Arlo’s cameras in my day — you can read my most recent review of the Arlo Pro 3 for reference — but the long and short of it is this: All of Arlo’s equipment is built to exacting standards with some of the most advanced features in the industry today. And what’s more, they’re extremely DIY-friendly. All of Arlo’s cameras are battery-operated, meaning that you’re not going to have to mess with hardwiring anything. I really hate dealing with electricity and tend to opt for battery-powered equipment whenever I can.
>> Check Out: Arlo Pro 2 vs. Ring Spotlight Cam
FYI: When it comes to the equipment design, Arlo has got to be one of my favorites. All of their cameras are small, sleek, and well made. They have that great “heft” that you’re looking for in a piece of electronic equipment — you know, the weight that tells you what you’re holding isn’t chintzy. Most pieces come in black or white, so you can better match everything to your home’s décor, too, which I really like. A lot of providers don’t give you that option.
That said, here’s a quick rundown of Arlo’s most popular cameras and their prices:
Arlo Cameras and Their Costs
Arlo camera Regular price Sale price Essential Spotlight $129.99 $69.99 Pro 5S 2K $249.99 $159.99 Pro 4 $379.99 $249.99 Essential Indoor $99.99 $59.99 Pro 3 $249.99 $169.99 Video Doorbell $129.99 $99.99 Essential Doorbell $79.99 $129.99 You probably noticed that these cameras aren’t cheap. That’s because they’re some of the most technologically advanced security cameras available today. That said, you’re not going to get the most out of them if you’re not paying for a subscription. Features like AI motion detection and facial recognition all require a monthly cost. I’m not pleased with that business model, but that’s just the way it is. Just something to keep in mind before you drop big bucks on a camera that you’re only going to get a fraction of the functionality out of.
>> Check Out: Best Affordable Security Cameras
One thing to keep in mind, though, is that Arlo regularly offers discounts on their cameras, as reflected in the chart above. Keep an eye on my guide to Arlo’s deals to get the best bang for your buck.
Arlo Security System Costs
While their cameras are a little on the expensive side, Arlo’s security system is pretty affordable — one of the most affordable options on my list, in fact. They currently only offer two packages, though. Here’s the breakdown of what you get and Arlo’s costs.
Arlo Prices
Arlo system Regular price Sale price All-In-One (2 sensors) $199.99 $149.99 All-In-One (5 sensors) $299.99 $229.99 >> Read More: SimpliSafe vs. Arlo
Arlo does offer a handful of accessories to complement these systems, but not many. They include a wire-free outdoor siren for $49.99 and a cellular and battery backup for $79.99 to keep the system working should your Wi-Fi go out.
Is It Safe to Self-Monitor a Security System?
This is a question I’m asked a lot. Really, it comes down to what you’re comfortable with and what you’re willing to spend on your security. It’s true that professional monitoring costs can add up — $20 – $40 per month or more isn’t cheap — but if you can afford it, the sense of security you’ll feel might be worth it.
That said, if you decide to go bare bones and forgo any type of monthly subscription to the service you’re using, you need to realize that you’re likely going to miss out on some pretty important security features that your system is capable of. We can argue the merits of this business model all day long, but the long and short of it is that’s the way the industry is currently, and to get the most out of your system, you’re probably going to be on the hook for some type of subscription fee.
So, is it safe to self-monitor? Sure. Is it as safe as having your system professionally monitored? No, probably not. It’s definitely better than nothing, though, and it’s absolutely a good starting point if you’re looking to protect your family and your property more than you currently are.
Are Subscription Plans and Professional Monitoring Worth It?
It’s difficult to answer this question, because everyone has differing levels of how comfortable they are with risk. A professionally monitored system will give you an added layer of protection and more peace of mind, sure, but a self-monitored, subscriptionless system can also help protect your property and your family effectively.
I’d recommend starting with a system that doesn’t require any additional costs, like the ones I’ve detailed above. Install all of the equipment and live with it for a few weeks or a few months and see how you feel about it. If you think you’d benefit from the features you’re missing out on by not paying for a monthly subscription, sign up for one and see if that improves your overall feeling of security. Then, if you feel like you still need it, sign up for professional monitoring. There’s no reason to not take things a step at a time.
Why Would Someone Choose to Self-Monitor Their Security System?
The primary reason for self-monitoring a security system is to keep costs low. At around $20 – $40 per month, the bills for professional monitoring can really add up, especially when you consider that you’re probably going to be paying at least a couple hundred dollars for your security equipment.
Another reason is that self-monitored, subscriptionless systems can get the job done when it comes to protecting your property. Sure, you’re not going to have all of the bells and whistles of a modern security system, but core functionality? Absolutely. If you’re looking for something basic, it’s definitely the way to go.
Methodology
We use a variety of factors to compile our “Best” lists. In the case of comparing security systems with no monthly fees, these factors include monitoring options, ease of installation, video quality, and how well each system works with its respective mobile app. Below, we go through the complete set of criteria we used to create this list.
Monitoring
All systems with no monthly fees use self-monitoring. Unfortunately, no company offers 24/7 professional monitoring for free. However, we like systems that at least offer the option to upgrade to 24/7 professional monitoring. You never know when you may want an extra set of eyes on your home.
We’re keenly aware that some self-monitored systems don’t come with all the perks of professionally monitored systems. With this in mind, we look for self-monitoring systems without monthly fees that still provide essential security tools, like mobile notifications, remote control, and short-term video storage.
Connectivity
For a smart security system to work, there needs to be a strong connection between all the system’s components.
These days, most security systems don’t use landlines. Most use Wi-Fi to communicate instead. Some companies, however, offer cellular security systems or landline security systems as backups. We prefer this safety measure since we never know when our Wi-Fi might go down.
>> Also Read: Best Cellular Home Security Systems
Equipment
We consider each brand’s equipment from several angles, such as camera features, customization, and durability. In particular, we examine these factors:
- Camera features: We prefer cameras that meet or exceed industry standards. Specifically, we want 1080p HD video resolution, infrared night vision, two-way audio, cloud and local storage, smart platform integrations, and artificial intelligence capabilities like person detection and facial recognition.
- Durability: If we’re installing outdoor cameras, we want them to function in extreme temperatures, such as above 100 or below 0 degrees Fahrenheit. The best outdoor security cameras have Ingress Protection (IP) ratings of 65 or higher, which means that they are dust-tight and can withstand low-pressure water jets. A 65 rating lets us hide our outdoor security cameras anywhere without worrying they might get damaged. Check out our list of the best outdoor security systems to find out more.
- Wireless vs. wired: For wireless components, we consider battery life to be of the utmost importance. A wireless camera backup battery should last one to two years. Wire-free cameras, which rely on battery power solely, can last up to six months, but that length depends on how frequently the camera is triggered. The batteries actually last 48 to 72 hours, but because they operate for only seconds whenever they are triggered, that 48 to 72 hours might stretch over six months. Rechargeable batteries or alternative charging methods such as solar power gain extra points with us. For hardwired systems, we begin by seeing if the components are easy to install. Next, we consider if the systems have some built-in backup. If they have Wi-Fi, we like them to have either landline or cellular backup in case the Wi-Fi is down.
- Storage options: Finally, we consider whether the systems feature any storage options. Some, for instance, provide small amounts of cloud storage on the house. Others offer local storage for free through an included hard drive or microSD card.
We also appreciate brands that offer a variety of equipment packages and bundles. We especially like companies that manufacture systems for different home sizes. We live in apartments, but we understand that some people need security systems for large homes. For them, we developed a guide to the best large-home security providers.
Installation
When you think about how to secure your home, you can’t only think about the price of equipment. Installation can cost money upfront as well if there’s no DIY option. However, most home security systems that are free of monthly fees only offer DIY installation.
A few security companies provide professional installation for a fee. In those cases, the lower the fee, the better. Usually, you can expect to pay around $80 to $100.
Pricing
None of the systems on this list require monthly fees, but that doesn’t mean they’re free. We have to take equipment costs into account.
How much is a home security system? There are lots of factors to consider, from the cost of home security system permits to potential home security system tax deductions. When you take everything into account, security systems can range in price from $30 to thousands of dollars. We tend to prefer systems in the $300 to $500 price range, but it depends on the size of your house and your security needs.
Mobile Application
The best mobile apps are easy to use, free of bugs, and reliable. We always investigate the apps’ ratings on the Apple App Store and Google Play Store, in addition to testing them ourselves.
Company Policies and Reputations
Generally, we choose companies that have long or extended warranties, free trials, and flexible return and cancellation policies. We also want the companies we buy from to have reputations for dependability and customer service.
Recap
So there you have it — those are the best security systems on the market for folks who don’t want to pay a subscription fee. And I get it, those fees can definitely add up! Before you get dead set on a no-subscription system, though, make sure you understand what you’re giving up. For better or worse, a lot of great security features are behind these paywalls — features that could really help out in an emergency situation.
That said, a subscriptionless security system is still better than no security system at all, particularly if you’re on a budget. If that’s you, check out our page on home security deals and our page on Black Friday and Cyber Monday home security deals. If you time things right, you could save some major cash while keeping your family and your property safe.
Frequently Asked Questions About No-Fee Home Security Systems
Still have some questions about security systems without monthly fees? Don’t worry, I have the answers for you below.
- Can you use SimpliSafe without monitoring?
Yes, you can use SimpliSafe without professional monitoring. Unfortunately, you can’t download video, but you can receive notifications, see live feeds, and control your security system with the SimpliSafe app. You can also control the system using either Alexa or Google Assistant.
- What are the best DIY home security systems?
Our selections for the best DIY home security systems include Ring Alarm, Frontpoint, ADT, SimpliSafe, and Link Interactive. All of these companies let you save money by installing the equipment yourself. Keep in mind, though, that with some of these systems, you might have to pay a monthly fee to get the most out of them. DIY is not the same as no subscription.
- How much does Ring Alarm professional monitoring cost?
Ring Alarm offers full-service professional monitoring for $20 per month. You can also sign up for a year’s worth of service for $200, which lowers the monthly price to $16.66.
- Are security systems expensive?
In terms of equipment costs, not really. Most people can build out a robust system that serves all of their needs for under $500. If you choose to have your system professionally monitored, though, expect to pay at least $20 more per month.
- Should I have my security system professionally monitored?
This is really a matter of preference. A lot of people feel perfectly confident self-monitoring their system, while others prefer the security that comes with knowing a professional monitoring center is keeping an eye on things. I always recommend doing your research, seeing what features come with what subscription packages, and selecting according to your needs and your budget. If you opt for no monthly subscriptions, you might be missing out on a lot of helpful features.
