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All gas credit cards
20 partner offers
(1765 reviews)Rated 4.74 out of 5 stars, 1765 reviews
Blue Cash Everyday® Card from American Express
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
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Ongoing APR: | 19.24%-29.99% Variable |
Rewards: | 1%-3% (cash back) |
Annual Fee: | $0 |
View details
Terms Apply
Annual percentage rate (APR)
The APR on credit cards is simply the interest rate the card issuer charges when you don’t pay off your balance in full each month—it doesn’t include the card’s annual fees or other fees you may be charged for using your card. There are several types of APR that can apply to credit cards including purchase, balance transfer and cash advance.
Intro bonus
A credit card intro bonus, also called a welcome bonus, is a benefit that credit card issuers offer new cardholders when they're approved for the new card. While some intro bonuses offer automatic rewards upon approval, most require you to spend a certain amount on eligible purchases in a given timeframe to qualify. Look for cards with a high intro bonus and a low spending requirement.
Rewards
Gas rewards credit cards reward you with cash back or points equal to a percentage of each dollar you spend on gas, which may be a rate of 3% to 5%. You can also select a rewards card with flexible cash back across multiple categories. Look for rewards that align with what you spend the most on.
Annual fee
Some credit cards have an annual fee which you'll pay when you first receive the card and at each cardholder anniversary. Take the cost of an annual fee into account when considering which options will benefit you the most over the course of a year.
(11 reviews)Rated 5 out of 5 stars, 11 reviews
Costco Anywhere Visa® Card by Citi
Intro bonus: | N/A* |
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Rewards: | 1%-4% (cash back) |
Ongoing APR: | 20.49% (Variable) |
Annual Fee: | $0 |
ApplyView details
(2802 reviews)Rated 4.69 out of 5 stars, 2802 reviews
Capital One Quicksilver Cash Rewards Credit Card
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
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Ongoing APR: | 19.99% - 29.99% (Variable) |
Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $0 |
View details
(7 reviews)Rated 4.29 out of 5 stars, 7 reviews
Intro bonus: | Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening |
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Rewards: | 1x-3x (Points per dollar) |
Ongoing APR: | 21.24% - 29.24% (Variable) |
Annual Fee: | N/A |
(1686 reviews)Rated 4.22 out of 5 stars, 1686 reviews
Credit One Bank American Express® Unlimited Rewards Card
Intro bonus: | N/A* |
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Rewards: | 1% (cash back) |
Ongoing APR: | 29.74% Variable |
Annual Fee: | $0 |
View details
Terms Apply
(21 reviews)Rated 4.86 out of 5 stars, 21 reviews
Citi Strata Premier℠Card
Intro bonus: | Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com |
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Rewards: | 1x-10x (Points per dollar) |
Ongoing APR: | 21.24% - 29.24% (Variable) |
Annual Fee: | $95 |
ApplyView details
(901 reviews)Rated 4.62 out of 5 stars, 901 reviews
Wells Fargo Active Cash® Card
Intro APR: | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers |
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Ongoing APR: | 20.24%, 25.24%, or 29.99% Variable APR |
Rewards: | 2% (Cash Rewards) |
Annual Fee: | $0 |
View details
(214 reviews)Rated 4.79 out of 5 stars, 214 reviews
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Intro bonus: | For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $3,500 in purchases within the first 4 months of account opening. |
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Rewards: | 2x (Miles per dollar) |
Ongoing APR: | 21.24% - 29.99% (Variable) |
Annual Fee: | $99, waived for first 12 months |
ApplyView details
(1082 reviews)Rated 4.8 out of 5 stars, 1082 reviews
Discover it® Chrome
Intro APR: | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months |
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Ongoing APR: | 18.24% - 28.24% Variable APR |
Rewards: | 1%-2% (cash back) |
Annual Fee: | $0 |
View details
(981 reviews)Rated 4.52 out of 5 stars, 981 reviews
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
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Ongoing APR: | 19.24% - 29.24% (Variable) |
Rewards: | 2% (cash back) |
Annual Fee: | $0 |
ApplyView details
(155 reviews)Rated 3.86 out of 5 stars, 155 reviews
Credit One Bank® NASCAR® American Express® Credit Card for Rebuilding Credit
Intro bonus: | N/A* |
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Rewards: | 1% (cash back) |
Ongoing APR: | 29.74% Variable |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
View details
Terms Apply
(489 reviews)Rated 4.03 out of 5 stars, 489 reviews
Credit One Bank® Wander® American Express® Card
Intro bonus: | N/A |
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Rewards: | 1x-10x (Points per dollar) |
Ongoing APR: | 29.99% Variable |
Annual Fee: | $95 |
View details
Terms Apply
(596 reviews)Rated 4.71 out of 5 stars, 596 reviews
Capital One QuicksilverOne Cash Rewards Credit Card
Intro bonus: | N/A* |
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Rewards: | 1.5%-5% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $39 |
View details
(111 reviews)Rated 4.58 out of 5 stars, 111 reviews
Capital One Quicksilver Secured Cash Rewards Credit Card
Intro bonus: | N/A* |
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Rewards: | 1.5%-5% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $0 |
View details
(664 reviews)Rated 4.73 out of 5 stars, 664 reviews
Capital One Quicksilver Cash Rewards for Good Credit
Intro bonus: | N/A |
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Rewards: | 1.5%-5% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $0 |
View details
(12478 reviews)Rated 4.19 out of 5 stars, 12478 reviews
Credit One Bank American Express® Card for Rebuilding Credit
Intro bonus: | N/A* |
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Rewards: | 1% (cash back) |
Ongoing APR: | 29.74% Variable |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
View details
Terms Apply
(42 reviews)Rated 3.93 out of 5 stars, 42 reviews
Credit One Bank® Secured Card
Intro bonus: | N/A* |
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Rewards: | 1% (cash back) |
Ongoing APR: | 29.74% Variable |
Annual Fee: | $0 |
View details
Terms Apply
(683 reviews)Rated 4.74 out of 5 stars, 683 reviews
Citi Custom Cash® Card
Intro APR: | 0% for 15 months on Purchases and Balance Transfers |
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Ongoing APR: | 19.24% - 29.24% (Variable) |
Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
ApplyView details
(286 reviews)Rated 4.59 out of 5 stars, 286 reviews
Citi Rewards+® Card
Intro APR: | 0% for 15 months on Purchases and Balance Transfers |
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Ongoing APR: | 18.74% - 28.74% (Variable) |
Rewards: | 1x-2x (Points per dollar) |
Annual Fee: | $0 |
ApplyView details
(228 reviews)Rated 4.72 out of 5 stars, 228 reviews
Blue Cash Preferred® Card from American Express
Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
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Ongoing APR: | 19.24%-29.99% Variable |
Rewards: | 1%-6% (cash back) |
Annual Fee: | $0 intro annual fee for the first year, then $95 |
View details
Terms Apply
Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.
*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
ΘCredit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
How to find the best gas credit card
1
Consider gas station loyalty
If you visit a gas station often, you may want to get their card.
2
Look for rewards
See if the card offers rewards for dining, groceries and more.
3
Watch for annual fees
See if the extra perks outweigh the cost of the annual fee.
Start with your FICO® ScoreΘ and see card offers matched to your credit profile.
Get started for free
ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.
Frequently asked questions
A gas credit card is a type of credit card that offers rewards, discounts or other benefits that helps you rack up earnings whenever you fill up your tank. There are multiple types of gas rewards credit cards, but what they all have in common is that they're designed to offer discounts or rewards when you fill up your tank.
For the most part, gas credit cards work the same as traditional credit cards. The key difference is that gas rewards credit cards offer rewards or discounts on gas purchases. For example, some gas credit cards offer 5 to 10 cents off per gallon of gas at the pump. Others reward you with cash back or points that can be redeemed for things like cash back, gift cards or merchandise.
Also, keep in mind that some gas credit cards issued in partnership with specific gas merchants, such as BP or ExxonMobil, may only allow you to use your card at that company's gas stations. If you have a gas credit card that allows you to shop anywhere, pay close attention to the fine print. For example, gas stations operated by grocery stores, supermarkets, superstores and wholesale clubs may not be eligible.
There are gas credit cards available to consumers across the credit spectrum. However, the higher your score is, the better your odds of getting approved for a card that offers better rewards and perks. For example, to qualify for a premier gas rewards card, you should aim for a good-to-excellent credit score, or a FICO® Score of 670 or higher. If your credit could use improvement, learn about how to build credit faster.
There are two main types of gas credit cards to consider.
- Co-branded gas cards: Also called a "closed-loop gas card," these are credit cards co-branded with a specific gas station, such as Shell or ExxonMobil. They tend to come with a specific discount per gallon of gas, such as 5 cents per gallon.
- General gas rewards cards: These are rewards cards that offer cash back or points for gas purchases, such as 3% back, regardless of which gas station you use.
Look for a gas credit card that rewards you in the way that works the best for you. If you frequent a certain gas station, selecting a co-branded gas credit card can help you save the most money on gas. If you tend to buy gas at different gas merchants regular, picking a rewards card that offers flexible rewards can help you get more out of your money. Look for a gas rewards card with a competitive cash back rate, such as 3%. To ensure you're getting the best overall value, keep an eye out for fees. The best gas rewards credit cards come with no annual fee, though these cards often come with higher credit requirements.
Also, keep in mind that for the average household, gasoline isn't the largest expense in your budget. To ensure you're earning rewards on a larger pool of spending, consider opting for a rewards card with a generous flat-rate cash back or points structure for spending across multiple categories, such as groceries, gas and dining.
How much you can save with a gas credit card depends on how much you spend on gas, as well as on the specific benefits of the gas credit card you use. A rewards card that offers 3% to 5% back at the pump can help you save the most on gas. You can also consider a gas credit card that's co-branded with a specific gas company. If your household spends a lot on gas and you tend to frequent one chain, this could help you take advantage of generous discounts and possibly save more overall.
While a gas credit card can offer more value at the pump, it's important to find a credit card that will give you the most value on all of your spending. Compare offers side-by-side to and take all the perks a credit card offers into consideration, including rewards, welcome bonuses and introductory 0% APR promotions. Keep in mind that you can select a rewards credit card that offers flexible cash back and points in multiple spending categories, such as gas and grocery purchases. Or, you can select a rewards credit card with a generous rewards structure on all purchases for more flexible earning potential.
If you drive a lot for business or personal reasons, a gas credit card can help you make the most of your trips to the pump. In addition to that, here are a handful of ways to save money on gas, particularly when prices are high:
- Use a gas app to find the cheapest gas prices in your area.
- Join fuel rewards programs with individual gas stations.
- Take advantage of fuel rewards programs offered by grocery stores.
- Try carpooling or taking public transportation whenever possible.
- Drive defensively, avoiding rapid acceleration and sudden braking.
- Keep up with your vehicle maintenance schedule.
- Avoid premium gas unless necessary.