Best Crypto Rewards Credit Cards of 2024
Best Crypto Rewards Card for Businesses
Brex Card *
5.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 7X Reward Rate
Get higher limits than traditional business credit cards while earning rewards and cash back on everything you spend, like 7xRead More
Welcome Bonus
Earn 10,000 points after spending $3,000 in the first three months
Annual Fee
$0
Regular APR
N/A
Credit Score
No Credit Check
Our Expert Take
While the Brex Card* is not technically a crypto card, Brex rewards points can be redeemed for Bitcoin or Ethereum. Brex cardholders can earn sizable rewards in common spending categories for startups, making the card a solid choice if you’re interested in earning crypto rewards on your business spending.
Why We Like It
Aside from the ability to convert Brex points to crypto, the card offers exclusive savings and discounts for business-related services like subscriptions to Slack, cash back at Apple, discounts on shipments with UPS and more.
What We Don’t Like
Purchasing cryptocurrency using your Brex rewards incurs a network fee. The requirements to qualify for the Brex Card will also make it an inaccessible card to most business owners. Startups typically require a $50,000 minimum cash balance or must have received $100,000 in angel funding to be approved,
Who It’s Best For
This card is best for well-funded startups that can meet Brex’s stringent eligibility requirements.
Pros & Cons
- Generous rewards on certain spending categories
- No personal guarantee required
- No ability to carry a balance
- Nontraditional application process
Card Details
- Earn rewards and cash back on rideshare and recurring software
- Access to exclusive events and software discounts
- No credit check, account fees and no interest
- Auto-generated receipts and built-in controls for tracking and reporting
- Integrations with NetSuite, QuickBooks, Workday, WhatsApp and more
- 24/7 customer support and fraud monitoring and protection
Earn 10,000 points after spending $3,000 in the first three months
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Crypto Rewards Credit Card for Diverse Rewards
Venmo Credit Card *
3.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn up to 3% cash back per dollar spent on your top spend category; Earn 2% cash back on theRead More
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
20.49% - 29.49% variable
Credit Score
Good/Excellent(700 - 749)
Our Expert Take
The volatility of cryptocurrencies can make the most faithful crypto enthusiast queasy. One way to offset the crypto-related urge to purge is to diversify, and the Venmo Credit Card* allows you to do so by choosing between earning cash back or crypto. Even better, you can change your preferred earnings whenever you wish.
Why We Like It
The Venmo Card offers 3% cash back in the categories you spend the most, including: transportation, travel, grocery, entertainment, dining and nightlife, bills and utilities, health and beauty and gas. Venmo’s Cash Back to Crypto feature allows cardholders to opt into earning crypto. There are four cryptocurrencies to choose from: Bitcoin, Ethereum, Litecoin and Bitcoin Cash.
What We Don’t Like
Although Venmo waives transaction fees for Cash Back to Crypto auto-purchases made from your account, you will be hit with fees for any crypto you buy or sell outside of this feature.
Who It’s Best For
Since the Venmo Card earns 3% cash back per dollar spent in your eligible top spend category, 2% cash back on the next category and 1% cash back on all other purchases, you could earn sizable crypto rewards in an area you already spend in.
Pros & Cons
- No annual fee
- No foreign transaction fees
- Earn bonus cash back in your top spend categories
- Cash-back rewards may be automatically redeemed for cryptocurrency (terms apply)
- No low introductory APR period
- You need a Venmo account in good standing that’s been open for at least 30 days to apply
- Rewards must be transferred to your Venmo account to cash out
Card Details
- No annual fee
- Automatically earn up to 3% cash back on your top spend category
- Earn 2% on the next category
- Earn 1% on the rest of your purchases
- The Venmo Credit Card lets you earn custom cashback rewards and syncs seamlessly with the Venmo app
- Keep tabs on card activity in the app, right with all your Venmo spending – every purchase, payment, split, and reward
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Crypto Credit Card With Category Bonuses
The Gemini Credit Card® *
3.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 4X Reward Rate
Earn 4% cash back per dollar spent on gas and EV charging purchases up to $200 in spend per monthRead More
Welcome Bonus
4% cash back on gas
Annual Fee
$0
Regular APR
18.24% - 31.24% Variable
Credit Score
Excellent/Good(700 - 749)
Our Expert Take
The Gemini Credit Card®* simplifies earning crypto rewards. Cardholders can earn rewards in Bitcoin, Ethereum or 50-plus other cryptocurrencies and may switch up their earnings as often as they wish. The card also earns crypto rewards in real-time, meaning you won’t have to wait until your billing cycle closes to receive your earnings.
Why We Like It
The Gemini Card rewards categories are strong for a no-annual-fee card. Cardholders can earn 4% cash back per dollar spent on gas and EV charging purchases up to $200 in spend per month on the first year of account opening, 1% thereafter.
What We Don’t Like
As is common with other crypto rewards cards, Gemini says there’s a possibility you’ll incur fees when you sell or convert your crypto rewards.
Who It’s Best For
The Gemini Card is best for those looking to build their crypto portfolio through everyday spending. It’s also ideal for those interested in earning a more niche cryptocurrency that may not be available with other crypto cards in the market.
Pros & Cons
- Earn 3% back on dining, 2% back on groceries and 1% back on all other purchases
- Earn rewards in bitcoin or any crypto on Gemini and receive rewards in real time for qualifying transactions
- First-year welcome bonus of 4% back is available on up to $200 in select spend per month
- No exchange fees to acquire your crypto rewards
- Manage and freeze your card from the app
- No annual fee
- No traditional welcome bonus
- No intro APR
- Few benefits
Card Details
- Earn 4% cash back on gas and EV charging purchases up to $200 in spend per month on the first year, 1% thereafter
- Earn 3% cash back on dining and 2% cash back on groceries
- All other purchases earn 1% cash back per dollar spent
- No annual fee
- Earn crypto rewards with every purchase
- Crypto rewards earned are automatically and instantly deposited into your Gemini account
Earn 4% cash back on gas and EV charging purchases up to $200 in spend per month on the first year, 1% thereafter.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Crypto Rewards Debit Cards of 2024
Best Crypto Rewards Debit Card for Maximizing Rewards
Fold Visa Prepaid Card *
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
N/A
Credit Score
See Terms
Our Expert Take
The Fold Visa Prepaid Card* is perfect for beginners with a low-risk tolerance because you don’t need to have any crypto to use it. However, you can earn Bitcoin in the form of satoshis (SATS)—the smallest unit of Bitcoin worth 0.00000001 BTC—on every purchase.
Why We Like It
Fold gamifies earning crypto rewards. For every $10 spent, cardholders earn one Spin on Fold’s rewards wheel. Spins expire within one day after being earned, and cardholders can win SATS (up to a full Bitcoin) when spinning.
What We Don’t Like
If a cardholder wants to earn better, flat-rate rewards, they’ll have to purchase a Spin+ membership for either $10 a month or $100 per year. Rewards for Spin+ members include a base 0.5% back on all purchases and 1.5% to 5% back on purchases in rotating categories and with select merchants. With a Spin+ membership, Spins also expire seven days after being earned rather than in a single day.
Who It’s Best For
As a debit card, the Fold Visa Prepaid Card must be funded with your own money. As a result, it’s a low-stakes way to earn cryptocurrency, but it won’t allow you to build credit.
Pros & Cons
- Earn bitcoin on all spending
- Bonus rewards boost at some merchants
- Ability to earn more prizes the more you spend
- Rewards are randomized and gamified
- You’ll pay an activation fee or annual fee, depending which version you choose
- Only available in the U.S.
Card Details
- There are fees involved, which vary depending on which version you choose
- Rewards are randomized—you don’t earn a flat rate
- You’ll earn at least 1% bitcoin back, with chances to earn more
- Card earns sats, short for satoshis, a denomination of bitcoin
- Can spend anywhere Visa cards are accepted
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Crypto Rewards Debit Card With a Staking Requirement
Crypto.com Visa Card *
3.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5% Reward Rate
Get up to 5% back on spending
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
N/A
Credit Score
See Terms
Our Expert Take
The Crypto.com Visa Card* allows you to choose your level of rewards and perks, making it a flexible fit for those new to earning cryptos or those who have been in the crypto game for some time. Many crypto-earning cards come with hefty staking requirements, but luckily, the lowest rewards-earning tier of this card only requires a $400 stake.
Why We Like It
Outside of earning crypto rewards, the Crypto.com Visa Card* offers perks like subscription reimbursem*nts depending on your tier. For example, Royal Indigo and Jade Green cardholders receive a Spotify ($13.99/month) and Netflix ($13.99/month) reimbursem*nt for the first six months of card membership.
What We Don’t Like
The lower tiers of the Crypto.com Visa Card* have a monthly cap on crypto reward earnings. The Ruby Steel tier caps earnings at $25 each month, while the Royal Indigo and Jade Green tiers increase this cap to $50 a month.
Who It’s Best For
Due to its various tiers, the Crypto.com Visa Card* casts a wide net of who it’s good for. Overall, it may be worth considering if one of the various cryptocurrencies it can earn appeals to you or if you are looking for some perks to sweeten the deal, such as subscription reimbursem*nts.
Pros & Cons
- No annual fee
- No credit pull required
- Waived ATM fees up to a certain amount
- Short lead times––instantly access and process funds
- Generous cashback spending offers
- Long list of merchant codes excluded from earning rewards
- Extremely high staking requirements for most of their card tiers.
- Low monthly ATM limits on lower tier cards
Card Details
- No annual fees
- Get up to 5% back on spending
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Debit Card for Spending Your Own Crypto
Coinbase Card *
3.3
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
N/A
Credit Score
See Terms
Our Expert Take
The Coinbase Card* makes it simple for crypto holders to spend their digital assets on everyday purchases. Cardholders can opt to fund their card with either crypto in their Coinbase account or fiat currency while earning crypto rewards back on eligible purchases, making it a low-risk option.
Why We Like It
The Coinbase Card allows you to earn crypto without buying crypto, making it a safe place to start for the crypto-curious. You’ll also be able to switch which crypto rewards you want to earn at any time, giving you the flexibility to build out a portfolio of assets if you wish to do so.
What We Don’t Like
Cardholders earn rewards in the form of cryptocurrency tokens when making purchases with their card. Rewards earned do not expire, but reward offers do, meaning a cardholder must keep track of expiration dates and log in to their Coinbase account to select what reward they wish to earn routinely. This can be a burdensome aspect to keep track of.
Who It’s Best For
The Coinbase Card is for those who want to dabble in earning crypto and are not bothered by tedious setup tasks, like linking a bank account to fund their card and selecting what cryptocurrency tokens they would like to earn.
Pros & Cons
- $0 annual fee
- Earn crypto back on every purchase
- Used everywhere Visa is accepted
- No credit check required
- Cryptocurrency is notoriously volatile
- Monthly spending limits that put a cap on rewards earnings
- No bonus categories for spending
- Must have a Coinbase account to qualify
Card Details
- Earn crypto rewards with every purchase
- No transaction fees
- $0 annual fee
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Here’s a Summary of the Best Crypto Rewards Cards
Credit Card
Brex Card *
Venmo Credit Card *
The Gemini Credit Card® *
Fold Visa Prepaid Card *
Crypto.com Visa Card *
Coinbase Card *
Credit Card
Best For
Credit Score
Annual Fee
Welcome Bonus
Brex Card *
Best Crypto Rewards Card for Businesses
No Credit Check
$0
Earn 10,000 points after spending $3,000 in the first three months
Venmo Credit Card *
Best Crypto Rewards Credit Card for Diverse Rewards
Good/Excellent
$0
N/A
The Gemini Credit Card® *
Best Crypto Credit Card With Category Bonuses
Excellent/Good
$0
4% cash back on gas
Fold Visa Prepaid Card *
Best Crypto Rewards Debit Card for Maximizing Rewards
See Terms
$0
N/A
Crypto.com Visa Card *
Best Crypto Rewards Debit Card With a Staking Requirement
See Terms
$0
N/A
Coinbase Card *
Best Debit Card for Spending Your Own Crypto
See Terms
$0
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 10,000 points after spending $3,000 in the first three months
N/A
Earn 4% cash back on gas and EV charging purchases up to $200 in spend per month on the first year, 1% thereafter.
N/A
N/A
N/A
Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circ*mstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.
Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.
