Ad Disclosure Ad Disclosure
Report Abuse
This question is about Credit Card Sign-Up Bonus Offers
see this user
Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
Permalink Report Abuse
The best $300 credit card bonus is the Navy Federal Credit Union cashRewards Credit Card’s offer of $300 after spending $3,000 in the first 90 days. Cardholders can also earn 1.5% cash back on all purchases, and the annual fee is $0.
It’s worth noting that there aren’t many credit cards offering a $300 or more initial bonus, at least not in the form of cash back.
Best $300+ Credit Card Bonus Offers
Navy Federal Credit Union cashRewards Credit Card
Initial Bonus: $300 after spending $3,000 in the first 90 days
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Minimum Credit Required: Good
Capital One Venture Rewards Credit Card
Initial Bonus: 75,000 miles for spending $4,000 in the first 3 months
Ongoing Rewards: 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, as well as 2 miles per $1 on all other purchases
Annual Fee: $95
Minimum Credit Required: Good
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Initial Bonus: $300 online statement credit for spending $3,000 in the first 90 days
Ongoing Rewards: 3% cash back on your choice of one out of six categories and 2% cash back on dining (for the first $50,000 combined in these 2 categories per year), as well as 1% back on all other purchases
Annual Fee: $0
Minimum Credit Required: Excellent
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Initial Bonus: $300 online statement credit after spending $3,000 within 90 days
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Minimum Credit Required: Excellent
As you can see, most of these cards have annual fees, but their bonuses coupled with the rewards they offer can help offset their cost. You just have to find the card that rewards you best in your largest spending categories.
Ultimately, feel free to check out our editors’ picks for the best credit card sign-up bonuses on the market to weigh your options.
This answer was last updated on 08/23/24 and it was first published on 03/23/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Initial Bonus: $300 after spending $3,000 in the first 90 days
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Minimum Credit Required: Good
Capital One Venture Rewards Credit Card
Initial Bonus: 75,000 miles for spending $4,000 in the first 3 months
Ongoing Rewards: 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, as well as 2 miles per $1 on all other purchases
Annual Fee: $95
Minimum Credit Required: Good
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Initial Bonus: $300 online statement credit for spending $3,000 in the first 90 days
Ongoing Rewards: 3% cash back on your choice of one out of six categories and 2% cash back on dining (for the first $50,000 combined in these 2 categories per year), as well as 1% back on all other purchases
Annual Fee: $0
Minimum Credit Required: Excellent
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Initial Bonus: $300 online statement credit after spending $3,000 within 90 days
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Minimum Credit Required: Excellent
As you can see, most of these cards have annual fees, but their bonuses coupled with the rewards they offer can help offset their cost. You just have to find the card that rewards you best in your largest spending categories.
Ultimately, feel free to check out our editors’ picks for the best credit card sign-up bonuses on the market to weigh your options.
2024's Best Credit Card Sign-up Bonuses
2024's Best Credit Card Sign-up Bonuses
Compare Cards
Compare Cards
Popular Credit Cards with Sign-Up Bonuses from Our Partners
-
Bonus Points
Chase Sapphire Preferred® Card
LEARN MORE
-
Bonus Miles
Capital One Venture Rewards Credit Card
LEARN MORE
-
Bonus Cash Rewards
-
Bonus Points for Business Owners
Ink Business Preferred® Credit Card
LEARN MORE
People also ask
What are the best cash bonus credit card offers?
The best cash bonus credit card offer is a $250 statement credit for spending $3,000 on eligible purchases in the first 6 months you have the Blue Cash Preferred® Card from American Express. Blue Cash Preferred also offers 1 - 6% cash back on purchases.
There are many cash bonus credit cards that give you money for meeting a spending requirement in the first few months. These cards are a good way to get a hefty rebate on your purchases at the start, especially if they also have no annual fee. But it’s important to remember that initial bonuses are just...
read full answer
What's the best 4% cash back credit card?
One of the best 4% cash back credit cards is the Wells Fargo Attune℠ Card because it offers 1 - 4% cash rewards on purchases and has a $0 annual fee. You can get 4% cash back on self-care purchases, as well as select sports/recreation, entertainment, and planet-friendly purchases (including EV charging and public transit). Cardholders also get an initial bonus of $100 cash rewards after spending $500 in the first 3 months.
Best Credit Cards for 4%+ Cash Back
PNC Cash Rewards® Visa® Credit Card
Wells Fargo Attune℠ Card
PNC Cash Rewards® Visa® Credit Card
Wells Fargo Attune℠ Card
Capital One SavorOne Cash Rewards Credit Card
Chase Freedom Unlimited®
- Terms Apply
Blue Cash Preferred® Card from American Express
BMO Bank Cash Back Mastercard®
Capital One SavorOne Cash Rewards Credit Card
Chase Freedom Unlimited®
Blue Cash Preferred® Card from American Express
BMO Bank Cash Back Mastercard®
All of these credit cards give at least...
read full answer
What are the best Chase credit cards for bonus rewards?
The best Chase credit card for bonus rewards is the Chase Sapphire Preferred® Card, which offers an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, worth up to $750 in travel booked through Chase. It also offers ongoing bonus rewards of up to 5 points / $1 spent on purchases. It comes with a $95 annual fee.
Best Chase Credit Cards for Bonus Rewards
Chase Sapphire Preferred® Card
Chase Sapphire Reserve®
Chase Freedom Flex® Credit Card
Chase Sapphire Preferred® Card
Chase Sapphire Reserve®
Chase Freedom Flex® Credit Card
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
Chase Freedom Flex® Credit Card is the best Chase credit card for bonus rewards on ongoing purchases, giving 1 - 5% cash back. Plus, Chase Freedom Flex...
read full answer
