Report Abuse
This question is about 0% APR Credit Cards
see this user
Adam Farley, Member
@adam_farley
Permalink Report Abuse
If you’re looking for the longest 0% APR period, the Citi Simplicity® Card is one of your best options, offering 12 months. Unfortunately, it does not offer any rewards. Cards designed for travel rewards rarely offer intro 0% APR, with the exception of the Capital One VentureOne Rewards Credit Card which manages to combine the best of both worlds. 0% APR for 15 months and miles equivalent of 1.25 miles / $1 on all purchases, not to mention the 20,000 miles initial bonus. You can check it out here: https://wallethub.com/d/capital-one-ventureone-379c.
This answer was last updated on 01/15/24 and it was first published on 01/28/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
see this user
casinocard, Member
@casinocard
Permalink Report Abuse
I have a Citi Simplicity® Card. Great card if you travel a lot, 12 months 0%, great customer service.
This answer was last updated on 01/08/24 and it was first published on 07/16/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
What are the best airline credit cards with 0% APR?
The best airline credit card with a 0% APR is the JetBlue Card because it offers an introductory rate of 0% for 12 months on balance transfers, with a 5% (min $5) transfer fee. The JetBlue Card also comes with a $0 annual fee. No credit card affiliated with a specific airline currently offers 0% on purchases.
Best Airline Credit Cards with 0% APR
Overall:JetBlue Card
JetBlue Card
Learn MoreLearn More- Any Airline:
Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card
Learn MoreLearn Moreon issuer's website - Travel Rewards:
JetBlue Plus Card
JetBlue Plus Card
Learn MoreLearn More - Initial Bonus:
Lufthansa Credit Card
Lufthansa Credit Card
Learn MoreLearn More
- Overall:
JetBlue Card
- Any Airline:
Capital One VentureOne Rewards Credit Card
- Travel Rewards:
JetBlue Plus Card
- Initial Bonus:
Lufthansa Credit Card
For a wider range of options, check out WalletHub’s editors’ picks for the best airline credit cards...
read full answer
What does 0% APR mean on a credit card?
A 0% APR means that you pay no interest on new purchases, balance transfers or both for a certain period of time after you open the credit card account. The best 0% APR credit cards on the market currently give 15-21 months without interest. The average 0% APR intro period is about 11 months for cards offering 0% on purchases, according to WalletHub’s Credit Card Landscape Report, and around 13 months for the average card with 0% on transfers.
A 0% APR...
read full answer
Should I get a 0% APR credit card?
You should get a 0% APR credit card if you have good credit or better, are planning to make a big purchase or balance transfer soon, and have a plan for paying off the balance before the intro APR period is over. If you fit these criteria, you’ll be able to make the most out of a 0% APR credit card.
Making a plan to pay off a large balance can be an organizational hurdle for some...
read full answer
see this user
Inga Berry, Member
@inga_berry
Permalink Report Abuse
The Citi Rewards+® Card is a good card. I'm not really sure it's a travel credit card per se, but it earns you points for purchases, and double points for dining out and entertainment. The 0% intro APR lasts for 15 months.
This answer was last updated on 01/15/24 and it was first published on 06/05/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
see this user
Kevin Pebb, Member
@kevin_pebb
Permalink Report Abuse
I've got a Bank of America® Travel Rewards credit card from BoA. It's better than Discover it® Miles, in my opinion, especially due to those signup bonus points.
This answer was last updated on 01/15/24 and it was first published on 05/31/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: JetBlue Plus Card, Lufthansa Credit Card, JetBlue Card, Citi Simplicity® Card, Bank of America® Travel Rewards credit card, U.S. Bank Visa® Platinum Card, and Fifth Third 1% Cash/Back Card.
GET YOUR FREE CREDIT SCORE & REPORT
Join WalletHub
+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
