Basic bank accounts in the UK that come with a Visa debit card.
Ulster Bank Foundation Account
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Ulster Bank offers a Northern Ireland based basic personal UK bank account aimed at individuals who either want a simple bank account or who have an adverse credit history and are struggling to get an account elsewhere. Their Step Account provides most of the facilities one would normally expect to get with a personal current […]
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The Royal Bank of Scotland Foundation Account
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The Royal Bank of Scotland offers a basic personal UK bank account that provides a Visa debit card plus most of the facilities one usually gets with a standard current account. It doesn’t, however, provide an overdraft or cheque book. It is aimed at those individuals who may have previous bad credit and are having
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Bank of Scotland Basic Account
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This is a basic UK personal current account from the Bank of Scotland. Bank of Scotland is part of HBOS (Halifax Bank of Scotland) which is owned by the Lloyds Banking Group. The account provides a full Visa debit card and is aimed at those who are over 18 and who are either a UK
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Santander Basic Current Account
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This is a basic UK personal current account from Santander UK which is part of the Spanish Santander Group. Santander UK came into being as a result of taking over the Abbey National in 2010. A Visa debit card and cash card is provided (previously just a cash card was issued) which can be
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HSBC Basic Bank Account
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The global banking institution HSBC offers a basic personal bank account to UK resident individuals that now comes with a Visa Debit Card as standard. It is aimed at those who have either some bad credit history or just want an account to pay in benefits or wages, for example. You must apply for a
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Nationwide FlexBasic Basic Current Account
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This is a basic UK personal current account from the Nationwide that comes with a Visa debit card. It is aimed at over 18s who want a simple account or for those who might not be able to get a fully featured current account elsewhere because of their previous bad credit. What Nationwide FlexBasic account
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Halifax Basic Account
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This is a very basic UK personal current account from the Halifax (which is a division of the Bank of Scotland). Bank of Scotland is now owned by Lloyds Banking Group. This basic account was previously called the Easycash account which is no longer offered. Unlike the Easycash account which just provided a basic Visa
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The Co-operative Bank Cashminder Basic Account
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The Co-operative Bank offers a basic personal UK bank account which comes with a Visa debit card as standard. It is aimed at those who may have previous bad credit and who may not be eligible for their other accounts. Up until quite recently it was available to undischarged bankrupts, but alas no longer. These
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Lloyds Bank Basic Account
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Lloyds Bank (formerly Lloyds TSB Bank plc) (which is part of Lloyds Banking Group and includes HBOS (Halifax Bank of Scotland)) offers a basic personal UK bank account that provides a Visa debit card and most of the facilities available in their Classic current account. It is designed for those who want a simple account
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Barclays Basic Bank Account
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Barclays offer a basic personal UK current account for those with or without a bad credit history including those who are undischarged from bankruptcy. This account can also come with a Barclays Visa debit card rather than just an ATM card. Applicants must be at least 18 years old and be resident in the UK.
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