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Top mortgage offers
Make your dream home a reality with the right mortgage.
Compare mortgage rates
- Term
- 10-year fixed
- Rate
- 4.84%
- APR
- 5.09%
- Term
- 15-year fixed
- Rate
- 4.76%
- APR
- 4.96%
- Term
- 30-year fixed
- Rate
- 5.49%
- APR
- 5.66%
Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of September 16, 2024.
How are these rates calculated?
Current mortgage trends
Top offers for a 30-year fixed mortgage on Bankrate are currently 0.8% lower than the national average.
Compare mortgage rates
Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of September 16, 2024.
“National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide. The current national average 30-year fixed mortgage APR is 6.29% as of September 16, 2024.
How are these rates calculated?
Today’s top CD rates
Put your money to work and earn extra interest when you stash it in a high-yield CD.
Compare CD rates
- Term
- 6 Month
- APY*
- 4.52%
- vs Nat Avg
- 2.78%
- Term
- 1 Year
- APY*
- 4.60%
- vs Nat Avg
- 2.82%
- Term
- 5 Year
- APY*
- 3.72%
- vs Nat Avg
- 2.30%
*Average annual percentage yield featured on Bankrate as of September 16, 2024.
Current CD trends
Top offers on Bankrate for a one-year CD are currently 2.82% higher than the national average.
Compare CD rates
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of September 16, 2024.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. The current national average for a one-year CD is 1.78% as of September 16, 2024.
How are these rates calculated?
Today’s top savings rates
Make the most of today’s competitive rates and grow your money with a high-yield savings account.
Compare savings rates
- Type
- Savings
- APY*
- 4.64%
- vs Nat Avg
- 4.03%
- Type
- Money Market
- APY*
- 3.64%
- vs Nat Avg
- 3.20%
*Average annual percentage yield featured on Bankrate as of September 16, 2024.
Current savings trends
Top offers on Bankrate are currently 4.03% higher than the national average.
Compare savings rates
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of September 16, 2024.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. For savings, the current national average is 0.61% as of September 16, 2024.
How are these rates calculated?
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Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Greg McBride, CFA
Chief Financial Analyst
Sarah Foster
Principal U.S. Economy Reporter
Mark Hamrick
Senior Economic Analyst
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