1 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such deposits on the business day we receive notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.
2 In order to qualify for a BankMobile Savings Account you must have a BankMobile Checking Account. Annual Percentage Yield (APY) accurate as of 11/9/2022. An interest rate of 0.50% will be paid for average daily balances up to $15,000.00 with an APY of 0.50%; average daily balances greater than $15,000.00 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000.00. The APY for this tier will range from 0.50% to 0.38% depending on the balance in the account (calculation based on a $20,000.00 average daily balance). Interest rates and APY are variable and may change at any time at our discretion without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. Limit six (6) transfers or withdrawals per statement cycle. For more information see the BankMobile Savings Fee Schedule and Interest Rate Information and Terms and Conditions .
3 When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.
4 New and converted Chase Savings accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
5 Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
6 For Bank of America Advantage Savings accounts opened on or after August 13, 2018, Bank of America will waive the monthly maintenance fee for six months from account opening.
7 Annual Percentage Yield (APY) is accurate as of 1/5/2024 and applies to accounts located in the selected zip code (based on customer input or address on file). Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account. APYs listed may include multiple balance tiers shown as a single tier if an interest rate is the same across multiple tiers. The balance tiers applicable to this account may change at any time without notice, before or after the account is opened. Please see the rate sheet for more information.
Data collected by BMTX is current as of 7/6/2023
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