The minimum credit score required for the BankAmericard Secured credit card is at least 300. This means that the BankAmericard Secured credit card accepts people with bad credit.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the BankAmericard Secured Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
However, secured cards offer the closest thing you can get to guaranteed approval from a credit card. As a result, you should have no problem getting this card if you have a valid Social Security number, a U.S. mailing address and the money for the security deposit.
Ultimately, you can check your credit score for free on WalletHub to see where you stand.
This answer was last updated on 01/08/24 and it was first published on 01/07/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.