It can take as little as a minute to get approved for a Bank of America credit card, but it can also take up to 30 days in some cases. Most applicants, however, receive a decision within a few days if they don’t get one instantly.
In particular, things like incomplete or incorrect information on the application can drag out the process. If Bank of America sends you a message requesting additional information to evaluate your application, be sure to reply as quickly as possible.
How to Check the Status of Your Bank of America Credit Card Application
- Online: To check the status of your credit card application online, visit Bank of America’s dedicated webpage. Type your last name, date of birth, last 4 digits of your Social Security Number and your ZIP code. Then, click “Submit.”
- Over the phone: You can also check the status of your application by calling customer service at (866) 422-8089 any time after you submit it.
If it’s been 30 days and your application has not been approved or denied yet, you should call customer service at (800) 732-9194 to inquire.
If your Bank of America credit card application is approved, it should take an additional 7 to 10 business days for the card to arrive by mail. But you can call customer service and ask for expedited delivery, which will cut that time down to 1 to 3 business days. You may be charged a fee for expedited shipping, though.
This answer was last updated on 06/25/22 and it was first published on 01/05/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
