Bajaj FinServ (2024)

FAQs

Bajaj FinServ? ›

Bajaj Finserv Ltd: Overview

Its offerings include personal loans, consumer durable loans, small business loans, construction equipment loans, loans against property and shares, two- and three-wheeler financing, and advisory and investment planning services.

Bajaj Finserv Ltd: Overview

Its offerings include personal loans, consumer durable loans, small business loans, construction equipment loans, loans against property and shares, two- and three-wheeler financing, and advisory and investment planning services.

If you're alert, cross-check the details and opt for known financial institutions. This way, you will be safe. The pre-approved offers from Bajaj Finserv on their loans and other financial services make getting a personal loan safe, easy, quick, and convenient.

The interest rate for Bajaj Finance Fixed Deposit ranges from 7.53% p.a. to 8.40% p.a.

Bajaj Group

Bajaj Finserv Ltd. / Parent organization

Q1 FY25 results for Bajaj Finance disappoint brokerage firms, citing concerns over credit costs and NIMs despite strong AUM and PAT growth.

There are 11 analysts who have given it a strong buy rating & 9 analysts have given it a buy rating. 4 analysts have given the stock a sell rating.

Is there any interest rate charge on Insta EMI Card? The Bajaj Finserv Insta EMI Card generally involves no interest rate charges, as it allows you to convert your purchases into EMIs without additional interest, making it cost-effective. What is the convenience fee?

3 lakh over a tenor of four years at 13% interest, it will attract an EMI of Rs. 8,048.

Is Bajaj Finserv safe for FD? ›

They are a safe and secure option, and opening an FD is hassle-free. You can earn interest on your deposits by investing in FDs. With highest credit rating of CRISIL AAA/STABLE and [ICRA]AAA(STABLE), Bajaj Finance offers higher FD rates of up to 8.65% p.a. to senior citizens, and up to 8.40% p.a.

Founded by Jamnalal Bajaj, a freedom fighter, philanthropist and a close confidant of Mahatma Gandhi, the Bajaj Group, is one of the most respected and renowned business houses of India. The journey started eighty years back with a sugar factory in Lakhimpur Kheri, Uttar Pradesh.

To build businesses that support the growth of the country by creating entrepreneurial excellence within the group. To create value by enabling innovation, creativity, integrity and service to community in everything we do.

Bajaj Finance Limited (BFL) is an Indian non-banking financial company headquartered in Pune. It is one of the leading non-banking financial companies (NBFCs) of India with a customer base of 83.64 million and holds assets under management worth ₹330,615 crore (US$40 billion), as of March 2024.

The Bajaj Finserv App, launched in FY22, is revolutionising how they connect with customers. In just one year, the app facilitated the acquisition of 368,000 EMI card customers, helped disburse over INR 9,000 crore in personal loans, and managed over 209,000 new credit card signups.

The virtues laid by Shri Jamnalal Bajaj have taken the Group to higher levels of success and respect. The Group has diversified into a wide range of industries: Automobiles, Finance, Home Appliances, Lighting, Iron & Steel, Insurance and Travel.