I appreciate this post...but...
You realize that Ripple is not a cryptocurrency? And that the creators, bank-related individuals, own 60% of the supply? And it is NOT decentralized!
I try to help educate people in the crypto game and I encourage everyone to stay away from XRP. All it does it help to support the bankers...and in my opinion, crypto gets us away from banks
Just something to consider...I found this post on steemit talking exactly about what I am saying...
https://steemit.com/ripple/@lifeisfun/ripple-it-is-not-a-cryptocurrency