Apply online for a credit card that works for you (2024)

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Rates and fees

Convenience and control

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Credit life insurance

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

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Credit life insurance

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Credit life insurance

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Credit life insurance

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Security

Rates and fees

Convenience and control

Flexibility

Credit life insurance

Rewards and discounts

Travel benefits

Security

Our top cards
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Apply online for a credit card that works for you (1)

New Nedbank Gold

Rates and fees

R30 monthly service fee.
Credit facility fee from R20 a month.
R30 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control

Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card.

Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Credit life insurance

Card includes purchase protection with a chargeback option.
Optional credit life cover in case of death, disability, critical illness or retrenchment.
Travel benefits

Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security

Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

Overview

R50 p/m

R5,000 p/m

Up to 55

Personalised

Tell me more Apply online

Apply online for a credit card that works for you (2)

Nedbank Platinum

Rates and fees

R67 monthly service fee.
Credit facility fee from R32 a month.
R30 optional Greenbacks linkage fee.
Complimentary replacement card.
Zero charges on card swipes.
Convenience and control

Zero card delivery fees.
Get an additional card for R35.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets.See details.
Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card.
Earn Greenbacks on all eligible spend.*
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Credit life insurance

Card includes purchase protection with a chargeback option.
Optional credit life cover in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security

Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

Overview

R99 p/m

R29,000 p/m

Up to 55

Personalised

Tell me more Apply online

Apply online for a credit card that works for you (3)

The American Express Gold

Rates and fees

R78 monthly service fee.
R180 once-off initiation fee.
R21 credit facility fee.
R29 monthly Membership Rewards fee.
Free lost card replacement. R450 for same-day delivery.
Zero charges on card swipes.
Convenience and control

Personal card delivery for R170.
Add multiple cards at no extra cost to share your card benefits.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets.See details.
Earn 1 Membership Rewards point for every R5 eligible* spend. There is no limit on points you can earn and they never expire.
Pay with points or withdraw your points as cash at any ATM.Get your complimentary Membership Rewards Card
Exclusive seasonal Cardmember offers at partnered merchants.
Earn a monthly Avo voucher when you spend R3,500 or more a month.
Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
Credit life insurance

Optional credit insurance in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance of up to R4 million.
Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year.
Use Membership Rewards points to book holidays.
Save with car rental discounts locally from Hertz and Avis.
Security

Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

Overview

R128 p/m

R17,000 p/m

Up to 55

Personalised

Tell me more Apply online

Apply online for a credit card that works for you (4)

The American Express Platinum

Rates and fees

R490 monthly service fee.
R180 once-off initiation fee.
Free access to the Membership Rewards Programme.
Free lost card replacement and delivery.
Zero charges on card swipes.
Convenience and control

Add multiple cards at no extra costs to earn more rewards and share your card benefits.
Manage your card with the Money app or Online Banking, including changing your credit limit on request.
Use tap and go, scan to pay using QR codes, and link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts

Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months.
Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants.
Enjoy 1 year of complimentary access to Hole19’s premium4 features. Use accurate GPS distances to make confident decisions on the golf course with Hole19.
Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
Automatic Platinum status with Tsogo Sun for access to discounts on movies, dining and accomodation.
Credit life insurance

Optional credit life insurance in caseof death, disability, critical illness or retrenchment.
Travel benefits
Gettravel insuranceof up to R10 million.
Relax at over 1,200 lounges in 400 cities around the globe withPriority Pass.Receive unlimited access to any local Bidvest Premier Lounge.
EnjoyThe Centurion Lounge,exclusively for American Express Platinum Credit Card Members.
With the American ExpressGlobal Lounge Collection,enjoy access to over 1,400 airport lounges across 650 cities around the world.Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select airports worldwide.
Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges.
Get a complimentary upgrade to the award-winning first-class cabin when booking in Business Class with Etihad Airlines (as well as discounts up to 15%), and discounts up to 10% on Emirates and 20% on Qatar Airways.
Enjoy Platinum Rewards membership at Tsogo Sun Hotels for access to great benefits, like saving 15% when dining, 50% off movies and earning 10% back in SunRands to use towards future stays.
Enjoy competitive rates and complimentary benefits that offer an average total value of $550 at over 1,200 extraordinary properties worldwide when you book your stay at Fine Hotels & Resorts.
Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
Enjoy 30% off your stay at all aha Hotels and Lodges locations throughout Southern Africa.
Access dedicated concierge services, including 24/7 travel services.
Join the AvisPresident’s Club and get discounts on car hire worldwide.
Security

Your card is chip- and PIN-enabled for added security. Transactional SMS notifications are available.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.

Stop or block your card at any time using Online Banking or call 0800 110929.

Overview

R490 p/m

R62,500 p/m

Up to 55

Personalised

Tell me more Apply online

Apply online for a credit card that works for you (5)

SAA Voyager Gold

Rates and fees

R700 annual service fee.

R150 replacement card fee.

Credit facility fee of R27 a month.

Zero charges on card swipes.

Zero charges on additional cards.

Automatic enrolment to the Voyager Rewards programme.

Convenience and control

Manage your card with the Money app or Online Banking.

Tap and go.

Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.

Get monthly electronic statements.

Scan to pay using QR codes.

Flexibility

Change your credit limit on request.

Use your card in-store, online, at ATMs or overseas.

Flexible repayment options.

Minimum repayment of 5% on outstanding balances.

Pay off your purchases over time with the budget facility.

Credit life insurance

Optional credit insurance in case of death, disability, critical illness or retrenchment.

Rewards and discounts

Earn unlimitedVoyager Milesat the fastest rate on the SAA Voyager American Express® card.

Earn 10,000 bonus Miles on the first SAA ticket you buy and use.

Earn 15,000 Bonus Miles when you spend R320,000 in a calendar year.

Earn double Miles for all eligible spend* in the first month after your account has been opened.

Get 1 Continental or 1 Global Companion Ticket per calendar year when meeting spendthresholds.See more

Convert your Miles to AvoPoints and shop for just about anything on Avo SuperShop.

Get 15% off all purchases or 25% of your first Club pack atWine-of-the-Month Club.

Use your credit card and get 50% off yourNu Metrotickets.

Travel benefits

Automatic basictravel insuranceup to R3,000,000, with the option to top up at a 10% discounted rate.

Exclusive access to promotional fares andVoyager promotions24 hours before they are made public.

Travel to 1,200 destinations with 26 Star Alliance airline partners.See more

Go on an International Cruise with one of our partners.See more

Get one additional piece of luggage on SAA operated flights.

Pay for any SAA flight with your card and use or donate your Companion Ticket to any othertraveller.

Exchange Global Companion Tickets for two Domestic Companion Tickets**.See how

Hire a car from Europcar.

Enjoy preferential check-in.

Use Miles for flight upgrade awards, Uber, Wine-of-the-Month Club, Netflorist and more.

Security

Your card is chip- and PIN-enabled for added security.See more

Transactional SMS’ notifications.See more

Block and replace or freeze and unfreeze your card using the Money app or Cellphone Banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Set your transfer and withdrawal limits by using the Money app.

Overview

R700 p/a

R6,600 p/m

Up to 55

Personalised

Tell me more Apply online

Apply online for a credit card that works for you (6)

SAA Voyager Premium

Rates and fees

R2,040 annual service fee.

Credit facility fee of R32 a month.

Preferential debit interest rates.

R150 replacement card fee.

Zero charges on card swipes.

Zero fee on supplementary cards.

Automatic enrolment to the Voyager Rewards programme.

Convenience and control

Manage your card with the Money app or Online Banking.

Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.

Tap and go.

Get monthly electronic statements.

Scan to pay using QR codes.

Flexibility

Change your credit limit on request.

Use your card in-store, online, at ATMs or overseas.

Flexible repayment options.

Pay off your purchases over time with the budget facility.

Minimum repayment of 5% on outstanding balances.

Credit life insurance

Optional credit life insurance in case of death, disability, critical illness or retrenchment.

Rewards and discounts

Earn unlimitedVoyager Milesat the fastest rate on the SAA Voyager American Express® card.

Earn 19,000 bonus Miles on the first SAA ticket you buy and use.

Earn 15,000 Bonus Miles when reaching the spend threshold of R300,000.

Earn double Miles for all eligible spend* in the first month after your account has been opened.

Get 1 Continental or 1 Global Companion Ticket per calendar year when meeting spendthresholds.See more

Spend R1 000 000 in a calendar year and get an additional Global Companion Ticket.

Convert your Miles to AvoPoints and shop for just about anything on Avo SuperShop.

Get 15% off all purchases or 25% of your first Club pack atWine-of-the-Month Club.

Use your card and get 50% off yourNu Metrotickets.

Travel benefits

Automatic basictravel insuranceup to R6,000,000, with the option to top up at a 20% discounted rate.

Companion ticket holders have unlimited lounge access to SAA owned departure lounges.

Exclusive access to promotional fares andVoyager promotions24 hours before they are madepublic.

Travel to 1,200 destinations with 26 Star Alliance airline partners.See more

Go on an International Cruise with one of our partners.See more

Get one additional piece of luggage on SAA operated flights.

Pay for any SAA flight with your card and use or donate your Companion Ticket to any othertraveller.

Exchange Global Companion Tickets for two Domestic Companion Tickets**.See how

Hire a car from Europcar.

Enjoy preferential check-in.

Use Miles for flight upgrade awards, Uber, Wine-of-the-Month Club, Netflorist and more.

Security

Your card is chip- and PIN-enabled for added security.See more

Transactional SMS’ notifications.See more

Block and replace or freeze and unfreeze your card using the Money app or Cellphone Banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Set your transfer and withdrawal limits by using the Money app.

Overview

R2,040 p/a

R25,000 p/m

Up to 55

Personalised

Tell me more Apply online

Apply online for a credit card that works for you (7)

New Nedbank Gold

Rates and fees

R30 monthly service fee.
Credit facility fee from R20 a month.
R30 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control

Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card.

Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Credit life insurance

Card includes purchase protection with a chargeback option.
Optional credit life cover in case of death, disability, critical illness or retrenchment.
Travel benefits

Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security

Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

Overview

R50 p/m

R5,000 p/m

Up to 55

Personalised

Tell me more
Apply online

Apply online for a credit card that works for you (8)

Nedbank Platinum

Rates and fees

R67 monthly service fee.
Credit facility fee from R32 a month.
R30 optional Greenbacks linkage fee.
Complimentary replacement card.
Zero charges on card swipes.
Convenience and control

Zero card delivery fees.
Get an additional card for R35.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets.See details.
Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card.
Earn Greenbacks on all eligible spend.*
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Credit life insurance

Card includes purchase protection with a chargeback option.
Optional credit life cover in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security

Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

Overview

R99 p/m

R29,000 p/m

Up to 55

Personalised

Tell me more
Apply online

Apply online for a credit card that works for you (9)

The American Express Gold

Rates and fees

R78 monthly service fee.
R180 once-off initiation fee.
R21 credit facility fee.
R29 monthly Membership Rewards fee.
Free lost card replacement. R450 for same-day delivery.
Zero charges on card swipes.
Convenience and control

Personal card delivery for R170.
Add multiple cards at no extra cost to share your card benefits.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets.See details.
Earn 1 Membership Rewards point for every R5 eligible* spend. There is no limit on points you can earn and they never expire.
Pay with points or withdraw your points as cash at any ATM.Get your complimentary Membership Rewards Card
Exclusive seasonal Cardmember offers at partnered merchants.
Earn a monthly Avo voucher when you spend R3,500 or more a month.
Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
Credit life insurance

Optional credit insurance in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance of up to R4 million.
Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year.
Use Membership Rewards points to book holidays.
Save with car rental discounts locally from Hertz and Avis.
Security

Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

Overview

R128 p/m

R17,000 p/m

Up to 55

Personalised

Tell me more
Apply online

Apply online for a credit card that works for you (10)

The American Express Platinum

Rates and fees

R490 monthly service fee.
R180 once-off initiation fee.
Free access to the Membership Rewards Programme.
Free lost card replacement and delivery.
Zero charges on card swipes.
Convenience and control

Add multiple cards at no extra costs to earn more rewards and share your card benefits.
Manage your card with the Money app or Online Banking, including changing your credit limit on request.
Use tap and go, scan to pay using QR codes, and link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility

Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts

Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months.
Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants.
Enjoy 1 year of complimentary access to Hole19’s premium4 features. Use accurate GPS distances to make confident decisions on the golf course with Hole19.
Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
Automatic Platinum status with Tsogo Sun for access to discounts on movies, dining and accomodation.
Credit life insurance

Optional credit life insurance in caseof death, disability, critical illness or retrenchment.
Travel benefits
Gettravel insuranceof up to R10 million.
Relax at over 1,200 lounges in 400 cities around the globe withPriority Pass.Receive unlimited access to any local Bidvest Premier Lounge.
EnjoyThe Centurion Lounge,exclusively for American Express Platinum Credit Card Members.
With the American ExpressGlobal Lounge Collection,enjoy access to over 1,400 airport lounges across 650 cities around the world.Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select airports worldwide.
Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges.
Get a complimentary upgrade to the award-winning first-class cabin when booking in Business Class with Etihad Airlines (as well as discounts up to 15%), and discounts up to 10% on Emirates and 20% on Qatar Airways.
Enjoy Platinum Rewards membership at Tsogo Sun Hotels for access to great benefits, like saving 15% when dining, 50% off movies and earning 10% back in SunRands to use towards future stays.
Enjoy competitive rates and complimentary benefits that offer an average total value of $550 at over 1,200 extraordinary properties worldwide when you book your stay at Fine Hotels & Resorts.
Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
Enjoy 30% off your stay at all aha Hotels and Lodges locations throughout Southern Africa.
Access dedicated concierge services, including 24/7 travel services.
Join the AvisPresident’s Club and get discounts on car hire worldwide.
Security

Your card is chip- and PIN-enabled for added security. Transactional SMS notifications are available.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.

Stop or block your card at any time using Online Banking or call 0800 110929.

Overview

R490 p/m

R62,500 p/m

Up to 55

Personalised

Tell me more
Apply online

Apply online for a credit card that works for you (11)

SAA Voyager Gold

Rates and fees

R700 annual service fee.

R150 replacement card fee.

Credit facility fee of R27 a month.

Zero charges on card swipes.

Zero charges on additional cards.

Automatic enrolment to the Voyager Rewards programme.

Convenience and control

Manage your card with the Money app or Online Banking.

Tap and go.

Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.

Get monthly electronic statements.

Scan to pay using QR codes.

Flexibility

Change your credit limit on request.

Use your card in-store, online, at ATMs or overseas.

Flexible repayment options.

Minimum repayment of 5% on outstanding balances.

Pay off your purchases over time with the budget facility.

Credit life insurance

Optional credit insurance in case of death, disability, critical illness or retrenchment.

Rewards and discounts

Earn unlimitedVoyager Milesat the fastest rate on the SAA Voyager American Express® card.

Earn 10,000 bonus Miles on the first SAA ticket you buy and use.

Earn 15,000 Bonus Miles when you spend R320,000 in a calendar year.

Earn double Miles for all eligible spend* in the first month after your account has been opened.

Get 1 Continental or 1 Global Companion Ticket per calendar year when meeting spendthresholds.See more

Convert your Miles to AvoPoints and shop for just about anything on Avo SuperShop.

Get 15% off all purchases or 25% of your first Club pack atWine-of-the-Month Club.

Use your credit card and get 50% off yourNu Metrotickets.

Travel benefits

Automatic basictravel insuranceup to R3,000,000, with the option to top up at a 10% discounted rate.

Exclusive access to promotional fares andVoyager promotions24 hours before they are made public.

Travel to 1,200 destinations with 26 Star Alliance airline partners.See more

Go on an International Cruise with one of our partners.See more

Get one additional piece of luggage on SAA operated flights.

Pay for any SAA flight with your card and use or donate your Companion Ticket to any othertraveller.

Exchange Global Companion Tickets for two Domestic Companion Tickets**.See how

Hire a car from Europcar.

Enjoy preferential check-in.

Use Miles for flight upgrade awards, Uber, Wine-of-the-Month Club, Netflorist and more.

Security

Your card is chip- and PIN-enabled for added security.See more

Transactional SMS’ notifications.See more

Block and replace or freeze and unfreeze your card using the Money app or Cellphone Banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Set your transfer and withdrawal limits by using the Money app.

Overview

R700 p/a

R6,600 p/m

Up to 55

Personalised

Tell me more
Apply online

Apply online for a credit card that works for you (12)

SAA Voyager Premium

Rates and fees

R2,040 annual service fee.

Credit facility fee of R32 a month.

Preferential debit interest rates.

R150 replacement card fee.

Zero charges on card swipes.

Zero fee on supplementary cards.

Automatic enrolment to the Voyager Rewards programme.

Convenience and control

Manage your card with the Money app or Online Banking.

Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.

Tap and go.

Get monthly electronic statements.

Scan to pay using QR codes.

Flexibility

Change your credit limit on request.

Use your card in-store, online, at ATMs or overseas.

Flexible repayment options.

Pay off your purchases over time with the budget facility.

Minimum repayment of 5% on outstanding balances.

Credit life insurance

Optional credit life insurance in case of death, disability, critical illness or retrenchment.

Rewards and discounts

Earn unlimitedVoyager Milesat the fastest rate on the SAA Voyager American Express® card.

Earn 19,000 bonus Miles on the first SAA ticket you buy and use.

Earn 15,000 Bonus Miles when reaching the spend threshold of R300,000.

Earn double Miles for all eligible spend* in the first month after your account has been opened.

Get 1 Continental or 1 Global Companion Ticket per calendar year when meeting spendthresholds.See more

Spend R1 000 000 in a calendar year and get an additional Global Companion Ticket.

Convert your Miles to AvoPoints and shop for just about anything on Avo SuperShop.

Get 15% off all purchases or 25% of your first Club pack atWine-of-the-Month Club.

Use your card and get 50% off yourNu Metrotickets.

Travel benefits

Automatic basictravel insuranceup to R6,000,000, with the option to top up at a 20% discounted rate.

Companion ticket holders have unlimited lounge access to SAA owned departure lounges.

Exclusive access to promotional fares andVoyager promotions24 hours before they are madepublic.

Travel to 1,200 destinations with 26 Star Alliance airline partners.See more

Go on an International Cruise with one of our partners.See more

Get one additional piece of luggage on SAA operated flights.

Pay for any SAA flight with your card and use or donate your Companion Ticket to any othertraveller.

Exchange Global Companion Tickets for two Domestic Companion Tickets**.See how

Hire a car from Europcar.

Enjoy preferential check-in.

Use Miles for flight upgrade awards, Uber, Wine-of-the-Month Club, Netflorist and more.

Security

Your card is chip- and PIN-enabled for added security.See more

Transactional SMS’ notifications.See more

Block and replace or freeze and unfreeze your card using the Money app or Cellphone Banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Set your transfer and withdrawal limits by using the Money app.

Overview

R2,040 p/a

R25,000 p/m

Up to 55

Personalised

Tell me more
Apply online

See all cards

Our recommendation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

Apply online for a credit card that works for you (2024)

FAQs

What is the easiest credit card to get approved for? ›

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants.

How do I get a credit card if no one will approve me? ›

Credit invisibility can make things like getting approved for a credit card or a loan more difficult or costly. It's possible to get a credit card with no credit. You might consider applying for a secured credit card, student credit card or retail store credit card to help establish and build your credit.

How do I choose a credit card that works for me? ›

Factors To Consider When Choosing a Credit Card
  1. Welcome Bonuses. Many credit cards come with welcome bonuses to entice potential new customers. ...
  2. Rewards. ...
  3. Perks and Benefits. ...
  4. Annual Fees. ...
  5. Interest Rates.
May 31, 2024

What cards give you an instant card number? ›

American Express offers instant use numbers to eligible Card Members, based on their ability to authenticate you. Capital One offers a virtual card number through Eno, their virtual assistant. This is available to most new cardholders.

What is the easiest unsecured card to get with bad credit? ›

Comparing the best unsecured cards for bad credit
Credit cardBest for:Annual fee
Credit One Bank® Platinum Visa® for Rebuilding CreditCash back$75 for the first year. After that, $99 annually ($8.25 per month)
Mission Lane Visa® Credit CardPotentially no annual fee$0 - $59
Indigo® Mastercard®Traveling abroad$0-$99
Mar 28, 2024

What is the lowest credit score to open a credit card? ›

There is no official "lowest score" that card issuers will accept because whether you get approved for a card depends on a variety of factors, not just your credit score.

What is an instant approval credit card? ›

What is an instant approval credit card? With an instant approval credit card, you can typically receive a response to your application within minutes. But whether you're approved or denied will depend on various requirements set by the issuer, such as income, credit score, housing payments and more.

What bank is the easiest to get a credit card from? ›

Comparing the easiest cards to get
Card NameAnnual feeBankrate review score
Bank of America® Unlimited Cash Rewards Secured credit card$04.3
Capital One Platinum Secured Credit Card$04.1
Indigo® Mastercard®$0-$99 depending on creditworthiness2.2
Capital One Platinum Credit Card$04.2
3 more rows
Jun 28, 2024

How do you get a credit card when you keep getting denied? ›

Here are five ways to increase the odds that your next credit card application will be accepted:
  1. Use your current credit cards responsibly. ...
  2. Build your credit score. ...
  3. Monitor your credit reports. ...
  4. Get your timing right. ...
  5. Choose the best credit card for you.
Mar 4, 2024

What credit card is best for me with bad credit? ›

Summary of the Best Credit Cards for Bad Credit
  • First Progress Platinum Prestige Mastercard® Secured Credit Card.
  • First Progress Platinum Select Mastercard® Secured Credit Card.
  • Bank of America® Customized Cash Rewards Secured Credit Card *
Jun 24, 2024

Which credit card works everywhere? ›

Visa and Mastercard are widely accepted worldwide. If an establishment takes credit cards, it's a good bet that your Visa or Mastercard will work. American Express and Discover have an international presence, too, but they are accepted by fewer merchants.

How do I get a credit card if I dont work? ›

There are a few ways to leverage someone else's credit to your advantage on a credit card application. Asking someone to become an authorized user on his or her credit card account provides one easy option for getting a credit card without a job. Another involves having someone co-sign a credit card application.

What card is easy to get approved for? ›

If you're struggling to get approved for your first credit card, the OpenSky® Secured Visa® Credit Card could be a good option. According to its website, based on Q1 2024, the average approval rate of this card is 89.35%.

What is the easiest card to pull? ›

The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee.

What is the easiest American Express card to get? ›

The easiest American Express cards to get are those that require a minimum of good credit for approval as opposed to excellent credit only. The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get because they only require good credit.

What credit card can I get with a 500 credit score? ›

Comparing the best cards for a 500 credit score
Card nameAnnual feeSecurity deposit
Discover it® Secured Credit Card$0$200
Petal® 2 “Cash Back, No Fees” Visa® Credit Card$0None
Mission Lane Visa® Credit Card$0 to $59None
Indigo® Mastercard®$0 to $99None
2 more rows
Jan 25, 2024

What credit card can I get with a 480 credit score? ›

The easiest credit card to get with bad credit (a credit score of 300-639) is a secured credit card with no credit check such as the OpenSky® Secured Visa® Credit Card or the OpenSky® Plus Secured Visa® Credit Card. This type of card requires a deposit but doesn't check your credit history, making it very easy to get.

What credit card can I get with 350 credit score? ›

The best type of credit card for a 350 credit score is a secured credit card with no credit check when you apply. These credit cards offer high odds of approval even for people with the lowest credit score possible because your credit history doesn't factor into the approval decision.

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