When should I buy travel insurance?
It’s up to you exactly when to buy travel insurance, however it should be purchased before your trip commences.
If you have left home and are already on your trip when buying the policy, this cover is subject to a 3 day no-cover period. This means the Period of Insurance will not commence until 3 days after the travel start date/policy issue date shown on your Certificate of Insurance.
By getting Budget Direct travel insurance as soon as you’ve booked and paid for some or all of your trip, you can be covered for things like your non-refundable, non-recoverable prepaid travel tickets, hotels, tours or other travel related expenses if you’re forced to cancel your trip due to an insured event, e.g. an unforeseen illness or injury.
Note: Basic plan cover does not include Amendment or Cancellation Costs benefit.
If you’re a frequent traveller, you could purchase an Annual Multi-Trip policy under our Comprehensive, Essential and Domestic Travel Insurance plans. With an Annual Multi-Trip policy, you can choose a maximum trip duration and be covered for an unlimited number of trips within 12 months to your chosen destination/s, up to the chosen maximum trip duration for each trip.
When you purchase the Annual Multi-Trip policy you can nominate your known destination/s.
Before each trip:
You won’t need to specify where you’re going – unless your destination is different to those you originally selected.
Please consider if you have an existing medical condition or pregnancy and refer to the Combined FSG/PDS for more information.
You will need to contact us so we can help you make any required changes to your policy. Additional premium may apply.
