The requirements to qualify for the Amex Gold card include having a credit score of 700 or higher and enough income to make payments on the card and afford the $325 annual fee. You also need to be at least 18 years old and a U.S. citizen or permanent resident with an SSN or ITIN.
Other Amex Gold card Approval Requirements
Amex doesn’t openly state any other Amex Gold card requirements, but there are plenty of other factors that Amex considers during the approval process. The amount of existing debt you have, the number of accounts you have open, and the number of recent hard inquiries on your credit report are also taken into consideration. Amex looks at your entire financial profile when making a decision.
One way to get a better idea of whether you meet the Amex Gold card requirements is to use Amex’spre-qualification tool. Just put in a few personal details and Amex will show you all cards they think you’d likely be approved for. This pre-qualification process won’t impact your credit score.
This answer was last updated on 07/25/24 and it was first published on 09/21/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
