There are several American Airlines credit cards with no annual fee, like the American Airlines AAdvantage® Aviator® Credit Card and the American Airlines AAdvantage® MileUp® credit card. These cards will allow you to save from tens to hundreds of dollars in annual fees.
It is worth noting that American Airlines also offers the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® which comes with a $0 annual fee, but only for the first 12 months. After that, the card’s annual fee jumps to $99.
Notable American Airlines Credit Cards With No Annual Fee
American Airlines AAdvantage® Aviator® Credit Card 
Bonus Rewards:
Ongoing rewards: 1 mile per $1 spent with American Airlines and 0.5 miles per $1 spent on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
Initial Bonus:American Airlines AAdvantage® MileUp®
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- Initial Bonus:
Ongoing rewards: 2 miles per $1 spent on American Airlines and grocery store purchases, and 1 mile per $1 on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
- American Airlines Benefits:
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
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- American Airlines Benefits:
Ongoing rewards: 2 miles per $1 spent on eligible American Airlines purchases, 2 miles per $1 at gas stations and restaurants, and 1 mile per $1 on all other purchases
Annual fee: $0 in the first year, $99 after that
Credit requirement: Good credit (700+ credit score recommended)
- Rates & FeesBusiness:
Citi® / AAdvantage Business™ World Elite Mastercard®
Learn MoreLearn Moreon issuer's website
Ongoing rewards: 2 miles per $1 spent on American Airlines purchases, at telecommunications merchants, cable and satellite providers, car rental merchants and gas stations, 1 mile per $1 on all other purchases
Annual fee: $0 in the first year, $99 after that
Credit requirement: Excellent credit (750+ credit score recommended)
How Annual Fees Work
Annual fees are some of the most common credit card fees. They’re automatically charged to your card, usually on the month of your account anniversary (rather than every calendar year). They will show up on your statement as a regular purchase.
When you’re charged an annual fee on an American Airlines credit card, you’re actually paying an advance on any benefits and rewards the card offers. Generally, the higher the annual fee, the more benefits and rewards you’ll get. An American Airlines credit card with no annual fee is ideal for budget conscious consumers who fly occasionally with American Airlines.
This answer was last updated on 06/18/24 and it was first published on 08/25/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
