Start Small, Think Big with America Saves!
Make a commitment to yourself to save money, reduce your debt, and begin building wealth. Take the America Saves Pledge, choose a savings goal, and America Saves will send you tips, resources, and tools to help you be successful. Think of us as your savings accountability partner.
Take the America saves pledge
Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!
Why am I taking this pledge?
creative ways to fund your savings
Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.
Congrats on completing the pledge!
We are so glad you have started your savings journey and America Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.
Find a Local Campaign
Connect with a local campaign for one-on-one help and to learn more about savings initiatives and events in your area.
For Savers
What Are You Saving For?
For Organizations
Resources for Organizations
For Savers
54 Ways to Save Money
Depending on your goal your approach to saving changes! Choose a topic to explore and learn more about how to save successfully and effectively in that specific area.
Emergency fund
Debt Repayment
Retirement
or long-time investment
Homeownership
Education
Vacation
or special event
Large Purchase
(car, electronic, etc.)
Disability-related expenses
General Savings
Do you have a saving tip or story you want to share with us?
If we feature you in our newsletter, you get $50.
TAKE THE AMERICA SAVES PLEDGE
Make a commitment to yourself and create a simple savings plan that actually works! Take the America Saves Pledge and we’ll send you short emails, text reminders, resources, and tools to keep you on track toward your savings goal Become a part of an entire community of Savers. Get started now!
Take the America saves pledge
Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!
Why am I taking this pledge?
creative ways to fund your savings
Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.
Congrats on completing the pledge!
We are so glad you have started your savings journey and America Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.
Buying A Home
02.06.2024 By Amy Miller, AFC
First-Time Homebuyers: Where to Start
Excited! Scared! Anxious! Nervous! These are all normal emotions when starting the home-buying process for the first time. There are a lot of things to research, review, consider, and do throughout the process that can seem overwhelming for most first-timers.
Spending and Saving Plan
12.19.2023 By Amy Miller
Staying on Track with Your Spending & Savings Plan
Here are some tried-and-true strategies that can help keep you focused and on track with your plans.
General Savings
02.06.2024 By Amanda Woods
Being Financially Secure When You Or A Loved One Has A Disability
We know that families who are living with disabilities may often face unique financial considerations, but building financial security is well within reach for you and your loved ones! Everyone deserves to feel financially confident, and by understanding how to navigate the financial challenges that may arise, as well as by understanding the resources and tools available to you, you’ll have what you need to live life to the fullest without financial stress becoming an unnecessary barrier.
01.11.2024 By Amy Miller
Talking About Finances As a Family
Money is a sensitive subject and talking about it, even with those closest to you, can almost seem taboo at times. However, it’s important to discuss money management and financial goals as a family. And these conversations about money aren’t just limited to your spouse and children. It’s important to also discuss finances with your parents and other important loved ones as well.
Education
02.06.2024 By Amanda Woods
Finding Grants & Scholarships
Planning for your next educational adventure can be such an exciting time, but the question of how you’ll pay for your college (or trade school!) experience can add some stress to the mix. But don’t worry, it doesn’t have to be stressful. With options like scholarships and grants available, there is financial aid waiting to help ease the financial burden of your journey to higher education. If college is on the horizon and you’re looking to learn a little more about the grants and scholarships available to you, we’re here to help
Retirement
02.05.2024 By Kia McCallister-Young
Questions to Ask Yourself when Saving for Retirement
Are you saving for retirement? For many of us, saving for retirement is simply signing up for our employer's 401K or Thrift Savings Plan, choosing a contribution percentage, and calling it a day.
Credit History
02.06.2024 By Amy Miller, AFC
What is a Credit Score?
We all know credit is important when applying for a home mortgage, auto loan, or credit card, but many are surprised to learn that employers, utility companies, and insurance agencies also check credit to determine how you pay your bills and if you are hirable or insurable.
General Savings
54 Ways to Save Money
You’ve just taken the America Saves Pledge, or perhaps you simply need some inspiration for ways to save your money -- either way, we’re glad you’re here. Buckle up! It’s about to get REAL around here as we share 54 ideas to save some dinero. Let’s dive in by first establishing some general savings ideas to get you #ThinkingLikeASaver.
General Savings
01.09.2023 By Amy Miller, AFC®
15 Ways to Earn Extra Money
Like many of us, you may have found that you could use a little more money this year. Whether you’re trying to save, pay off debt or just make ends meet, some extra cash could go a long way.
Money Date
12.08.2022 By Amy Miller, AFC®
What You Need To Know About Setting A Monthly Money Date
Many Americans don’t have an accurate idea of the true state of their own finances, and around one-third are surprised to find that their situation is different than they thought. This, along with the new year approaching, will lead many of us to set some resolutions around improving our financial health and wellbeing.
30/40/30 Rule
12.08.2022 By Amy Miller, AFC®
SAVING FOR YOUR PAST, PRESENT, AND FUTURE: THE 30/40/30 RULE
Our approach to handling a windfall is a simple and easy way to manage what you spend and save and can help you to do the best you can when you have additional funds available. This plan is known as the 30/40/30 Rule.
02.01.2021 By Kia Young
How to Start Your Savings Journey
So you’ve decided that it’s time for you to get (more) serious about your finances, particularly saving. Great! This is a critical moment that happens for most working-class Americans, no matter how much money you’re making.
Spending and Saving Plan
06.25.2020 By Kia McCallister-Young
Creating a Spending & Savings Plan For Your Family
It’s always the right time to create a saving and spending plan (aka a budget). It’s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses.
Our Partners
America Saves' work to improve saving behavior is generously supported by a number of partners.
Have a financial question?
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America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!
Learn MorePartner spotlight
10.04.2023 By Amelia Simons, America Saves Communications Coordinator
Los Angeles Saves Celebrates Hispanic Heritage Month Through Financial-Focused Workshops
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