Amazon Visa 2024 Review: Right for You? | The Motley Fool (2024)

As of Nov. 27, 2023

Amazon Visa 2024 Review: Right for You? | The Motley Fool (1)

Amazon Visa 2024 Review: Right for You? | The Motley Fool (2)

Amazon Visa 2024 Review: Right for You? | The Motley Fool (3)

Amazon Visa

Discover it® Cash BackBlue Cash Preferred® Card from American Express

Rating image, 4.00 out of 5 stars.Amazon Visa 2024 Review: Right for You? | The Motley Fool (4)Amazon Visa 2024 Review: Right for You? | The Motley Fool (5)Amazon Visa 2024 Review: Right for You? | The Motley Fool (6)Amazon Visa 2024 Review: Right for You? | The Motley Fool (7)Amazon Visa 2024 Review: Right for You? | The Motley Fool (8)Amazon Visa 2024 Review: Right for You? | The Motley Fool (9)Amazon Visa 2024 Review: Right for You? | The Motley Fool (10)Amazon Visa 2024 Review: Right for You? | The Motley Fool (11)Amazon Visa 2024 Review: Right for You? | The Motley Fool (12)Amazon Visa 2024 Review: Right for You? | The Motley Fool (13)

4.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Amazon Visa 2024 Review: Right for You? | The Motley Fool (14)Amazon Visa 2024 Review: Right for You? | The Motley Fool (15)Amazon Visa 2024 Review: Right for You? | The Motley Fool (16)Amazon Visa 2024 Review: Right for You? | The Motley Fool (17)Amazon Visa 2024 Review: Right for You? | The Motley Fool (18) = Best
Amazon Visa 2024 Review: Right for You? | The Motley Fool (19)Amazon Visa 2024 Review: Right for You? | The Motley Fool (20)Amazon Visa 2024 Review: Right for You? | The Motley Fool (21)Amazon Visa 2024 Review: Right for You? | The Motley Fool (22) = Excellent
Amazon Visa 2024 Review: Right for You? | The Motley Fool (23)Amazon Visa 2024 Review: Right for You? | The Motley Fool (24)Amazon Visa 2024 Review: Right for You? | The Motley Fool (25) = Good
Amazon Visa 2024 Review: Right for You? | The Motley Fool (26)Amazon Visa 2024 Review: Right for You? | The Motley Fool (27) = Fair
Amazon Visa 2024 Review: Right for You? | The Motley Fool (28) = Poor

Rating image, 5.00 out of 5 stars.Amazon Visa 2024 Review: Right for You? | The Motley Fool (29)Amazon Visa 2024 Review: Right for You? | The Motley Fool (30)Amazon Visa 2024 Review: Right for You? | The Motley Fool (31)Amazon Visa 2024 Review: Right for You? | The Motley Fool (32)Amazon Visa 2024 Review: Right for You? | The Motley Fool (33)Amazon Visa 2024 Review: Right for You? | The Motley Fool (34)Amazon Visa 2024 Review: Right for You? | The Motley Fool (35)Amazon Visa 2024 Review: Right for You? | The Motley Fool (36)Amazon Visa 2024 Review: Right for You? | The Motley Fool (37)Amazon Visa 2024 Review: Right for You? | The Motley Fool (38)

5.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Amazon Visa 2024 Review: Right for You? | The Motley Fool (39)Amazon Visa 2024 Review: Right for You? | The Motley Fool (40)Amazon Visa 2024 Review: Right for You? | The Motley Fool (41)Amazon Visa 2024 Review: Right for You? | The Motley Fool (42)Amazon Visa 2024 Review: Right for You? | The Motley Fool (43) = Best
Amazon Visa 2024 Review: Right for You? | The Motley Fool (44)Amazon Visa 2024 Review: Right for You? | The Motley Fool (45)Amazon Visa 2024 Review: Right for You? | The Motley Fool (46)Amazon Visa 2024 Review: Right for You? | The Motley Fool (47) = Excellent
Amazon Visa 2024 Review: Right for You? | The Motley Fool (48)Amazon Visa 2024 Review: Right for You? | The Motley Fool (49)Amazon Visa 2024 Review: Right for You? | The Motley Fool (50) = Good
Amazon Visa 2024 Review: Right for You? | The Motley Fool (51)Amazon Visa 2024 Review: Right for You? | The Motley Fool (52) = Fair
Amazon Visa 2024 Review: Right for You? | The Motley Fool (53) = Poor

Rating image, 5.00 out of 5 stars.Amazon Visa 2024 Review: Right for You? | The Motley Fool (54)Amazon Visa 2024 Review: Right for You? | The Motley Fool (55)Amazon Visa 2024 Review: Right for You? | The Motley Fool (56)Amazon Visa 2024 Review: Right for You? | The Motley Fool (57)Amazon Visa 2024 Review: Right for You? | The Motley Fool (58)Amazon Visa 2024 Review: Right for You? | The Motley Fool (59)Amazon Visa 2024 Review: Right for You? | The Motley Fool (60)Amazon Visa 2024 Review: Right for You? | The Motley Fool (61)Amazon Visa 2024 Review: Right for You? | The Motley Fool (62)Amazon Visa 2024 Review: Right for You? | The Motley Fool (63)

5.00/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Amazon Visa 2024 Review: Right for You? | The Motley Fool (64)Amazon Visa 2024 Review: Right for You? | The Motley Fool (65)Amazon Visa 2024 Review: Right for You? | The Motley Fool (66)Amazon Visa 2024 Review: Right for You? | The Motley Fool (67)Amazon Visa 2024 Review: Right for You? | The Motley Fool (68) = Best
Amazon Visa 2024 Review: Right for You? | The Motley Fool (69)Amazon Visa 2024 Review: Right for You? | The Motley Fool (70)Amazon Visa 2024 Review: Right for You? | The Motley Fool (71)Amazon Visa 2024 Review: Right for You? | The Motley Fool (72) = Excellent
Amazon Visa 2024 Review: Right for You? | The Motley Fool (73)Amazon Visa 2024 Review: Right for You? | The Motley Fool (74)Amazon Visa 2024 Review: Right for You? | The Motley Fool (75) = Good
Amazon Visa 2024 Review: Right for You? | The Motley Fool (76)Amazon Visa 2024 Review: Right for You? | The Motley Fool (77) = Fair
Amazon Visa 2024 Review: Right for You? | The Motley Fool (78) = Poor

Apply Now for Discover it® Cash Back

OnDiscover'sSecure Website.

Rates & Fees Amazon Visa 2024 Review: Right for You? | The Motley Fool (79)

Apply Now for Blue Cash Preferred® Card from American Express

OnAmerican Express'Secure Website.

Terms apply

Rates & Fees Amazon Visa 2024 Review: Right for You? | The Motley Fool (80)

Read Full Review

Read Full Review

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Good/Excellent (670-850)

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Good/Excellent (670-850)

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Good/Excellent (670-850)

Welcome Offer:

$60 Amazon gift card

Welcome Offer:Discover will match all the cash back you’ve earned at the end of your first year.

Discover will match all the cash back you’ve earned at the end of your first year.

Welcome Offer:Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

$250

Rewards Program:3% back on Amazon and Whole Foods purchases, 2% back at restaurants, gas, and drugstores, 1% back on other purchases

1% - 3% back

Rewards Program:Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.

1% - 5% Cashback

Rewards Program:6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

1%-6% Cash Back

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Intro APR:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Intro APR:

Purchases: 0%, 12 months

Balance Transfers: 0%, 12 months

Regular APR:

19.49%–27.49% , variable

Regular APR:

17.24% - 28.24% Variable APR

Regular APR:

19.24%-29.99% Variable

Annual Fee:

$0

Annual Fee:

$0

Annual Fee:

$0 intro annual fee for the first year, then $95.

Highlights:

  • $60 Amazon.com Gift Card instantly upon credit card approval
  • 3% back at Amazon and at Whole Foods
  • 2% back at gas stations and drugstores
  • 1% back on all other purchases

Highlights:

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Terms and conditions apply.

Highlights:

  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.
  • Terms Apply.

Apply Now for Discover it® Cash Back

OnDiscover'sSecure Website.

Rates & Fees Amazon Visa 2024 Review: Right for You? | The Motley Fool (81)

Apply Now for Blue Cash Preferred® Card from American Express

OnAmerican Express'Secure Website.

Terms apply

Rates & Fees Amazon Visa 2024 Review: Right for You? | The Motley Fool (82)

Show MoreShow Less
Amazon Visa 2024 Review: Right for You? | The Motley Fool (2024)

FAQs

How hard is it to get approved for an Amazon Credit Card? ›

You'll likely need at least a good credit score (670 to 739) to qualify for the co-branded Amazon Prime Visa. This means you may need to work on improving your credit score if you're below that range and still prefer the Prime Visa's offerings.

What credit score do you need for Amazon Prime Visa? ›

What credit score do you need for the Amazon Prime Rewards Visa card? Applicants with a good to excellent credit score — a 670 FICO score or higher or a 661 VantageScore or higher — have the best approval odds when applying for the Amazon Prime Visa card.

Do you get 5% back on all purchases on the Amazon card? ›

5% back or 3% back at Amazon.com, Whole Foods Markets and the participating Amazon stores and sites: You'll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 of eligible purchases made using your card account at Amazon.com (including digital downloads, Amazon.com ...

What is the 5 back limit on Amazon Credit Card? ›

You can earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter. There is no cap to the rewards you can earn for eligible purchases in the 2% and 1% categories. Purchases made using Payment Terms will not count towards the $120,000 cap described above.

How much income do you need for an Amazon Credit Card? ›

While the terms and conditions of the Amazon Credit Card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.

Why is it so hard to get an Amazon Credit Card? ›

The Amazon Credit Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved.

What is the Amazon Prime Visa card limit? ›

The Prime Visa credit limit is $500. Everyone who gets approved for Prime Visa is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.

Does Amazon Prime Visa do a hard pull? ›

When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.

Is an Amazon Credit Card instant approval? ›

You may be instantly approved for the Amazon Credit Card, if you're a clear match for the card's approval requirements. Otherwise, it could take as long as two to four weeks to receive a decision on your application. The same goes for the Amazon Store Card, too.

Does Amazon take money off your card right away? ›

We do it to verify your card or checking account but don't actually charge you until the order ships. Some banks may hold funds in your account for these authorizations even if the order is canceled. Orders from our Marketplace sellers may be charged at the time of purchase.

Is Amazon credit card through Chase? ›

Amazon Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.

Does my Amazon Prime credit card have travel insurance? ›

Cardholders also get travel accident insurance when they travel by air, bus, train or cruise transportation and pay with the Amazon Prime Visa card. This protection includes accidental death or dismemberment coverage worth up to $500,000.

What are the 5% exclusions on Amazon Credit Card? ›

5% back or 3% back is not earned on (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon that is not listed at Amazon.com/primevisa/ ...

What is the lowest credit score for Amazon Credit Card? ›

The Amazon Store Card requirements for approval include having a credit score of at least 640 (fair credit), and enough income to make monthly minimum payments.

How do I get Amazon Prime for free? ›

Sign Up for the Amazon Prime Free Trial

To sign up for a Prime free trial: Go to Amazon Prime. If you are offered a free trial, you will have an option to select "Start your free 30-day trial" Follow the on-screen instructions if prompted.

Can I get a Amazon credit card with 550 credit score? ›

The best store credit card you can get with a 550 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member.

Can you get Amazon credit card with 650 credit score? ›

While specific criteria can vary, a good credit score—typically around 670 or higher—will give you higher chances for an Amazon Visa approval. This score indicates to lenders that you're a responsible borrower, increasing your attractiveness as a candidate for credit.

What is the lowest credit score for Amazon Store Card? ›

It has a $39 annual fee but requires only average credit (a FICO score between 630 and 689). Plus, you'll earn 1.5% back on every purchase.

Is Amazon credit card a hard inquiry? ›

When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.

Top Articles
This Mel Robbins' ‘5 Second Rule’ for success
Hard & Soft Card Declines: What They Are & How to Reduce Them
Katie Pavlich Bikini Photos
Gamevault Agent
Hocus Pocus Showtimes Near Harkins Theatres Yuma Palms 14
Free Atm For Emerald Card Near Me
Craigslist Mexico Cancun
Hendersonville (Tennessee) – Travel guide at Wikivoyage
Doby's Funeral Home Obituaries
Vardis Olive Garden (Georgioupolis, Kreta) ✈️ inkl. Flug buchen
Select Truck Greensboro
Things To Do In Atlanta Tomorrow Night
Non Sequitur
How To Cut Eelgrass Grounded
Pac Man Deviantart
Alexander Funeral Home Gallatin Obituaries
Craigslist In Flagstaff
Shasta County Most Wanted 2022
Energy Healing Conference Utah
Testberichte zu E-Bikes & Fahrrädern von PROPHETE.
Aaa Saugus Ma Appointment
Geometry Review Quiz 5 Answer Key
Walgreens Alma School And Dynamite
Bible Gateway passage: Revelation 3 - New Living Translation
Yisd Home Access Center
Home
Shadbase Get Out Of Jail
Gina Wilson Angle Addition Postulate
Celina Powell Lil Meech Video: A Controversial Encounter Shakes Social Media - Video Reddit Trend
Walmart Pharmacy Near Me Open
A Christmas Horse - Alison Senxation
Ou Football Brainiacs
Access a Shared Resource | Computing for Arts + Sciences
Pixel Combat Unblocked
Cvs Sport Physicals
Mercedes W204 Belt Diagram
Rogold Extension
'Conan Exiles' 3.0 Guide: How To Unlock Spells And Sorcery
Teenbeautyfitness
Where Can I Cash A Huntington National Bank Check
Facebook Marketplace Marrero La
Nobodyhome.tv Reddit
Topos De Bolos Engraçados
Gregory (Five Nights at Freddy's)
Grand Valley State University Library Hours
Holzer Athena Portal
Hampton In And Suites Near Me
Stoughton Commuter Rail Schedule
Bedbathandbeyond Flemington Nj
Free Carnival-themed Google Slides & PowerPoint templates
Otter Bustr
Selly Medaline
Latest Posts
Article information

Author: Merrill Bechtelar CPA

Last Updated:

Views: 5803

Rating: 5 / 5 (70 voted)

Reviews: 93% of readers found this page helpful

Author information

Name: Merrill Bechtelar CPA

Birthday: 1996-05-19

Address: Apt. 114 873 White Lodge, Libbyfurt, CA 93006

Phone: +5983010455207

Job: Legacy Representative

Hobby: Blacksmithing, Urban exploration, Sudoku, Slacklining, Creative writing, Community, Letterboxing

Introduction: My name is Merrill Bechtelar CPA, I am a clean, agreeable, glorious, magnificent, witty, enchanting, comfortable person who loves writing and wants to share my knowledge and understanding with you.