You must be at least 13 years old to create a Standard Stripe account. If you are under 18, a legal guardian must assume the role of owner of your account before your account can accept charges and funds can be transferred to your bank account. For Express and Custom Connect accounts, the minimum age requirement is 18 years old.
Standard Stripe accounts (including standard Connect accounts)
You can sign up for a standard Stripe account if you are 13 years old or older.
If you are under the age of 18, Stripe requires that a legal guardian add themselves as the account owner of your Stripe account before your account can accept charges and before we are able to transfer funds to your bank account.
Once you have set up a Stripe account, we will reach out to you and ask for the following information about your legal guardian:
- First and last name
- Date of birth
- Last four digits of their Social Security Number (for U.S. citizens)
- Postal address
- A statement from them saying they consent to your agreement to abide by our Terms of Service
If we are not able to verify your guardian's information automatically using the information provided, we may also request a copy of their ID which later can be uploaded directly into our verification system.
Express and Custom Connect accounts
Express and custom accounts have a minimum age requirement of 18. If the birthdate entered is under the age of 18, Stripe will display an error message and will not allow you to complete the sign-up process until the age is updated to meet the requirement.
FAQs
You can sign up for a standard Stripe account if you are 13 years old or older.
How old do you have to be to make a Stripe? ›
Note: You must be at least 13 years old to create a Stripe account. If you are under 13, ask a parent or guardian if they are able to create and manage a Stripe account on behalf of your business.
Does Stripe verify your age? ›
The verification requires a camera and the user is on a device without one. Stripe doesn't verify users under the age of majority.
What are the requirements to open a Stripe account? ›
- A tax ID in that country.
- A physical location in that country at which you are able to receive mail (Cannot be a P.O. box)
- A phone number in that country.
- A government-issued ID, such as a passport or driver's license, from any country.
You must be 16 years or older to use the Payment for Stripe app.
Can kids under 18 use PayPal? ›
Things You Should Know. You must be at least 18 years old to create your own PayPal account. PayPal accounts created by minors will be permanently closed. PayPal reserves the right to hold any balance on the account for up to 180 days and take legal action if necessary.
How to use Stripe without SSN? ›
If you have a US account and your business type is: Individual, Sole proprietor or Single membership LLC, we are required to collect your full personal tax ID - SSN or ITIN. If you do not have one of those, we may prompt you to enter your nationality. The nationality field is your country of citizenship.
Does Stripe require an ID? ›
To add owner information to a Stripe application: Log into your Stripe Dashboard Visit the Business section under settings and navigate to Business… Stripe may require users to upload a photo of a government-issued photo ID and a selfie for identity verification to the Dashboard. The photos must be…
Can anybody use Stripe? ›
You can use Stripe to sell a product if you have not established a separate business entity to do so. Stripe supports the following alternative business types that you can choose from when signing up: Sole proprietorship: If you do not have a separate entity and operate by yourself.
Why does Stripe ask for your SSN? ›
Stripe requires customers to provide their SSN and personal information for identity verification and regulatory compliance purposes. The company stores this information securely using industry-standard encryption methods and limits access to authorized personnel only.
Stripe Identity helps businesses verify your identity by validating your government ID document and using biometric information to verify that the ID document belongs to you. Below are resources to help you better understand how you can manage the data captured in that process and how your data is kept safe.
Can I trust Stripe with my ID? ›
Stripe ensures the security of verification data through encrypted connections, access controls, and by limiting access to only those who require it. Stripe will only use your verification data in accordance with the consent you granted before starting the verification process and our Privacy Policy.
Can I use Stripe if I'm under 18? ›
You can sign up for a standard Stripe account if you are 13 years old or older. If you are under the age of 18, Stripe requires that a legal guardian add themselves as the account owner of your Stripe account before your account can accept charges and before we are able to transfer funds to your bank account.
Do you need a tax ID for Stripe? ›
Stripe requires a verifiable Employer Identification Number (EIN) or Social Security Number (SSN) to use their services; individuals without an EIN are generally able to use their SSN instead. You must enter a verifiable tax ID number (Employer Identification Number or Social Security Number) in order to use Stripe.
What is Stripe requirements? ›
To transact on Stripe, Stripe must verify: Business identification (address and website ownership) and bank account information. Supportability of your business: what you sell, and if we can support your product/category.
Does Stripe require ID? ›
Before starting the verification process, here's what you need: A valid government-issued photo ID document. Not a photocopy or a picture of an ID document. Make sure that the ID document isn't expired.
Can you open an account under 18? ›
Generally, a child must be at least 18 years of age to open a bank account on their own, with some variability by state. However, there are several options that allow children and teens to access the banking experience before 18 with an adult cosigner or custodian.
Does Stripe allow NSFW? ›
However, all content creators must comply with the Stripe Services Agreement and this Prohibited and Restricted Businesses list (which, for example, prohibits the sale of adult content) and are subject to monitoring by Stripe to ensure compliance.
