Online shopping has taken the world by storm, revolutionising the way we purchase goods and services. With just a few clicks, you can browse a wide range of products from the comfort of your home. But, like any other trend, there are advantages and disadvantages for online shopping.
What is online shopping
Online shopping is a form of electronic commerce or e-commerce. It allows consumers to directly purchase goods or services from a seller over the internet. Online shopping involves browsing an online store, selecting products, and adding them to a virtual shopping cart. These items can then be checked out by paying for them digitally with credit/ debit cards, digital wallets, or UPI.
While online shopping offers numerous benefits, it also has its drawbacks. However, with the right precautions, you can enjoy a convenient and hassle-free shopping experience.
Advantages of online shopping
- Convenience: Foremost among the advantages of online shopping is that it’s available 24/7 from the comfort of your home or office. You can avoid travelling, the hassle of crowded stores, and long checkout lines. It’s a convenient and time-saving shopping method.
- Wider range of products: Online stores offer a wider range of products than physical stores as there are no storage/ warehousing constraints. You can find almost anything you need, from electronics to groceries.
- Price comparison: Online shopping allows you to compare prices from different sellers. This can help you get the best deal for your money.
- Reviews and ratings: Online shoppers can read reviews and ratings from other customers before making a purchase. This can help you make informed decisions.
- No pressure shopping: Online shopping eliminates the pressure of salespeople. You can take your time to research and make the best choice.
Disadvantages of online shopping
- Impersonal shopping experience: Online shopping can often feel impersonal and lacks the personal touch that you get when shopping in a physical store. You miss out on the social interaction, the experience of touching and feeling the product, and the personalised advice that a salesperson can provide.
- Shipping costs and delays: While many online stores offer free shipping, others do not. Additionally, shipping delays can be a common issue with online shopping.
- Risk of fraud: Online shopping comes with the risk of fraud and identity theft. It's important to shop from reputable websites and keep your personal information secure.
- Returns and refunds: Returning a product and getting a refund can be a hassle with online shopping. Some online stores have complicated return policies.
- Technical issues: Online shopping is dependent on technology, which means it’s susceptible to technical issues like website crashes, payment gateway errors, and slow loading times. These issues can disrupt the shopping experience and sometimes even prevent purchases.
How to apply for Bajaj Finserv Insta EMI Card
Here’s a step-by-step guide to applying for an Insta EMI Card:
- Visit a partner store and ask for assistance from the store representative at the billing desk
- Ensure you meet the eligibility criteria and submit your KYC documents for verification
- Once your application is approved, pay the one-time fee
- Your Insta EMI Card will be issued and ready for you to use
Benefits of Bajaj Finserv Insta EMI Card
Looking to enhance your shopping experience, making it more convenient and affordable? The Bajaj Finserv Insta EMI Card is just the tool for you. With features like No Cost EMIs, flexible repayment tenures between 1-60 months, and a pre-approved limit of up to Rs. 3 lakh, it makes shopping a breeze. You can also enjoy zero down payment offers during festive seasons, meaning you only pay your EMIs without any upfront payment.
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