Before you add a bank account on Google Pay, here are a few things you should check:
Make sure that your bank works with UPI. If it doesn’t, your bank account won’t work with Google Pay.
Make sure that you have outgoing SMS services turned on. Some prepaid recharge packs don't have outgoing SMS enabled, so you need to get in touch with your operator. To check your balance with different operators:
Jio - 333#
BSNL - *123*1#
Airtel - *121*7#
MTNL - *123#
Tata - *111#
gVI - *199*1*8#
Tip: To test if this works, send an outgoing SMS to a friend or family member.
Make sure your SIM belongs to the same mobile number linked to your bank account.
To send a verification SMS, give permission to Google Pay. Standard SMS charges apply.
For single-SIM devices, ensure that your “active” SIM card belongs to the same mobile number linked to your bank account.
For dual-SIM devices, check your outgoing SMS settings. If your SMS is set to “Ask every time” for which SIM card the SMS should be sent from, you need to change this setting: Tap Settings, select SIM cards and tap on Dual SIM settings.
Verify the addition of your bank account with a debit card or Aadhaar
When you add a bank account on Google Pay, you will need to verify your account using a debit card or Aadhaar.
Make sure you have a debit card or Aadhaar linked to the bank account you want to add.
Make sure your Aadhaar is linked to the same mobile number registered with the bank account that you want to add. To find the mobile number linked to your Aadhaar number:
Under “Select preferred language,” tap the preferred language.
Tap My AadhaarAadhaar services.
Tap Verify email/mobile number.
If you can’t find the option to link your bank account to Google Pay through an Aadhaar number, contact your bank. To get contact details for your bank, go to www.digisaathi.info.
Important: Your bank account must support Aadhaar-based onboarding. If not, contact your bank to inquire about the availability of Aadhaar-based onboarding on UPI apps. To get the contact details for your bank, go to www.digisaathi.info.
On your mobile device, open the Google Pay app .
At the top right, tap Profile picture.
Select Bank account.
Tap Add bank account.
Select your bank from the list. (If you can’t find your bank on the list, it doesn’t work with Google Pay.)
Select the account that you want to add from the list of accounts.
To verify your account, you need to add in your Aadhaar details: Enter the first six digits of your Aadhaar number and follow the on-screen instructions.
Next, you’ll need to create a UPI PIN. To create a UPI PIN, follow the on-screen instructions.
If you have an existing UPI PIN: You'll be asked to enter it.
If you don’t have an existing UPI PIN: Follow the instructions on the screen to create a new UPI PIN.
If you don’t remember your PIN: Tap Forgot PIN and follow the instructions.
Change or remove a bank account on Google Pay
To update a bank account, remove it and add back.
On your mobile device, open the Google Pay app .
At the top right, tap Profile picture.
Select Bank account.
Tap on the account that you want to delete.
Tap More and then Remove account.
Decide where to receive money
When someone sends you money, it goes into your primary account.
On your mobile device, open the Google Pay app .
At the top right, tap Profile picture.
Select Bank account.
Tap on the account you want to update.
At the bottom, tap Set as primary account.
Related resources
Fix common issues with adding a bank account on Google Pay
Manage RuPay credit cards added to Google Pay
Fix common issues with RuPay credit cards on Google Pay
Add or remove a RuPay credit card on Google Pay
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If you are unable to add your bank account to Google Pay, consider checking whether your bank account works with UPI or not. Ensure that you are having the latest version of Google Pay. If not, consider updating the application.
If you are unable to add your bank account to Google Pay, consider checking whether your bank account works with UPI or not. Ensure that you are having the latest version of Google Pay. If not, consider updating the application.
You can add multiple bank account on google pay app. But make sure you have same mobile number ( register number of gpay) fall all acount. Open google pay app, Simply click on your profile > bank account > add account > select bank . On the next step google pay will automatically search and add your account on the app.
You can add two or more bank account in Google Pay when your bank registered mobile number is the same. If the registered mobile number is different in both bank accounts then you cannot add both accounts in Google Pay. Here is the step-by-step guide you can follow to add and use multiple bank accounts in Google Pay.
The answer to the question “Can a current account be linked to GPay?” is yes. You can link GPay with a current account (or any type of bank account, for that matter). For that, please ask your bank if it supports UPI transactions.
On your computer, sign in to Google.On the top right, select your profile image or initial.On the menu, choose Add account.Follow the instructions to sign in to the account you want to use.
The primary account in Google Pay refers to the principal payment method or bank account you have linked and identified as the primary source for making transactions and managing your funds within the app. It is the default account for receiving and processing payments.
Your device has not had network connectivity for a considerable period of time; or. You have removed the security control used to access your device (e.g screen lock, passcode or biometric identifier) The card issuer has revoked the Google Pay service for your card or removed the card eligibility.
On your device, open the Google Pay for Business app.
Tap Settings.
Tap Bank accounts.
Tap Add bank account.
Enter your bank account number and 11-digit Indian Financial System Code (IFSC). If you don't know your IFSC, you can look it up by your bank's name and branch.
Cancel your bank account. Although financial institutions allow you to do this online, they may require you to make a phone call to customer service or a visit to a local bank branch. Some banks and credit unions may require you to fill out an account closure request form or submit a written request.
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Aadhaar services.
Aadhaar services.
.
and then Remove account.