Our Governance Impact
Good governance is at the core of how we operate and fundamental to our sustainable growth and success. We aim to maintain the highest standards of ethical conduct in our business operations and full compliance with all applicable laws, rules and regulations.
Board Governance
We believe our Board possesses deep and broad skill sets and specific experiences and expertise that facilitate strong oversight and strategic direction for us as a leading specialty financial services firm focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.
Risk Oversight
Our senior management is responsible for designing, implementing and maintaining an effective and appropriate approach for managing enterprise risk. Our Board and each of its committees, particularly the Risk Committee, have an active role in overseeing our risk management process, while supporting organizational objectives, improving long-term performance and creating stockholder value.
Enterprise Risk Management
Risk identification, assessment and monitoring are important processes for our Board and leadership teams. Through our Enterprise Risk Management (ERM) framework, we’re able to identify, manage, monitor, and mitigate financial risks, such as credit risk, interest rate risk, prepayment risk, liquidity risk, and other market-related risks, and well as operational and legal risks related to our business, assets, and liabilities.
