What We Do
Our responsible lending model empowers underserved customers with little or no credit history to access financing, enabling customers to borrow easily and safely, both online and offline. We offer:
We empower people
We empower people to live the life they want now. We are proud of our heritage of delivering a broad range of innovative financial products and services in a responsible way. And, we've been doing it for over 25 years.
Helping our customers
We help our customers achieve their financial goals, but also help our business partners to drive closer relationships with their customer networks. At the heart of our business, is the customer.
Financial services
Our financial services are designed to fit seamlessly into our customers ’ daily lives. Powered by a dynamic and scalable technology platform, we make life easier for our customers.
Responsible approach
Our responsible approach to business is underpinned by a robust operationg model and a disciplined focus on risk management, coupled wih a deep understanding of the diverse markets where we are present.
Historically
Historically, Home Credit has been successful in developing and delivering innovative financial services. From fully regulated banking services to dynamic revolving loan products to integration with powerful partner retail platforms - we are consistently evolving the way we do business and adapting to our customers and partners.
Business partners
When it comes to our business partners, we have a strong track record of integrating with their ecosystems, which has delivered value and created connections across a range of financial, banking and value-added services.
Expanding portfolio
Our expanding portfolio - which now includes health and life insurance products - is providing new ways for partners to diversify and drive growth, enabling us to create a stronger bond with our customers.
This has allowed us to serve over 100 million customers throughout our history. It’s a strong foundation which means Home Credit is well positioned for future growth.
