Start earning today with a $100 statement credit after you spend $1,000 on your AAA Visa Signature® credit card in the first 90 days of account opening!1
For more than 120 years, AAA has always been your go-to partner. Now, the name you trust is enriching everyday experiences with a go-to credit card. Whether breathtaking destinations are your ticket, or you’re making the routine rounds for groceries and gas, AAA has a card for you.
AAA Credit Card Options
AAA Daily Advantage Visa Signature Credit Card
Elevating the everyday with cash back on essentials and more
Purchases earn:
- 5% cash back on grocery store purchases2
- 3% cash back on gas and electric vehicle-charging, wholesale clubs, streaming services, pharmacy and AAA purchases2
- 1% cash back on all other purchases4
Plus:
- $0 annual fee5
- 0% foreign transaction fees5
AAA Travel Advantage Visa Signature Credit Card
Cash back to fuel life’s journeys
Purchases earn:
- 5% cash back on gas and electric vehicle-charging stations3
- 3% cash back on travel, restaurants, grocery store and AAA purchases3
- 1% cash back on all other purchases4
Plus:
- $0 annual fee5
- 0% foreign transaction fees5
AAA Credit Card Benefits
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Visa Signature Benefit
Zero Liability*
Use your Visa card to make purchases anywhere, and you’re protected from unauthorized use of your card or account information.
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Visa Signature Benefit
Emergency Card Replacement & Cash Disbursem*nt*
Receive an emergency card replacement for any lost, stolen or damaged card within one to three business days. Alternatively, cash may be available at a location near you. -
Visa Signature Benefit
Shipt Same-Day Delivery Membership*
On orders of $35+, receive free, same-day delivery of groceries, household essentials and more. -
Visa Signature Benefit
Sofar Sounds Concert Tickets*
Enjoy exclusive access to select Sofar events and eligibility for a free ticket per show with purchase. -
Visa Signature Benefit
Travel & Emergency Assistance Services*
Add peace of mind to your itinerary with services such as medical and legal referrals, prescription assistance, emergency transportation and translation services and much more! -
Visa Signature Benefit
Concierge Services*
Get assistance with travel planning, entertainment tickets and more.
Frequently Asked Questions
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No, you do not need to have an AAA membership to apply for and be approved for the AAA Visa Signature® credit cards.
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Yes, Cash back rewards will expire 5 years after the date that they are posted to your Cash Back balance.
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Cardholders will be awarded purchase APRs of 19.24% to 33.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
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You can use your AAA Visa Signature® credit card to pay for purchases or make bill payments wherever Visa is accepted.
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Cash Back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations.
1 Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.
2 Offer is exclusive to AAA Daily Advantage Visa Signature® Credit Cardholders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.
3 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Cardholders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations.This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.
4 Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® credit cardholders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations.
5 For new accounts, as of March 2024: Variable Purchase APR of 19.24% to 33.24% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 34.24%, based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
* AAA Travel Advantage Visa Signature® cardholders and AAA Daily Advantage Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. Covers U.S.-issued cards only. Certain restrictions apply. See visa.com/zeroliability for details. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details or call the Benefit Administrator at 1-800-397-9010, or call collect outside the U.S. at 303-967-1093.
Credit card offers are subject to credit approval.
AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
