8 Important World Elite Mastercard Benefits (2024)

Here are some of the most important benefits included with a World Elite Mastercard:

Hotel Stay Guarantee

If you book a three-star or higher hotel stay through Mastercard Travel & Lifestyle Services and you encounter any problems with the hotel, you can contact the number on your itinerary and a 24/7 lifestyle manager will attempt to “make it right” through the remainder of your stay.

If arrangements cannot be made with your existing hotel, your lifestyle manager can use up to $1,000 to find you a comparable stay nearby.

Read More: Best Hotel Rewards Credit Cards

Lowest Hotel Price Guarantee

If you book a qualified, prepaid hotel stay through Mastercard Travel & Lifestyle Services and then later find that exact same stay for less, Mastercard will refund the difference.

You must submit your claim at least 72 hours before the date of your check-in (not the hour) and any hotel-specific cancellation fees may be deducted from your refund amount.

Luxury Hotel Benefits

Your World Elite Mastercard grants you access to exclusive upgrades, perks and discounts at over 4,000 four- and five-star luxury hotels and resorts worldwide. These may include complimentary breakfast for two, late checkout, room upgrades, rate discounts and more, subject to availability.

To access these perks, you must book your stay through Mastercard Travel & Lifestyle Services.

24/7 World Elite Concierge

Your World Elite Mastercard also grants you 24/7 access to a personal assistant who can arrange last-minute bookings, reserve tables, track down hard-to-find items and more.

Priceless.com Access and Discounts

All Mastercard holders get access to Priceless.com, which is a booking site for “unforgettable experiences and valuable everyday discounts” in travel destinations worldwide.

These can range from tours of the Louvre to watching batting practice for the Atlanta Braves. There are also dozens of complimentary digital experiences, such as virtual cooking classes.

Mastercard Golf

In addition to your 24/7 World Elite concierge, you’ll get access to a separate Golf Concierge Service that can help you book tee times at exclusive courses in the U.S., Scotland and Ireland.

The program offers access to exclusive tickets, discounts and events at major championships like the Open, Women’s Open and Arnold Palmer Invitational.

Cellphone Protection

Some World Elite Mastercards may include up to $1,000 in annual cellphone protection ($600 max per claim, 2 claims per year) if your phone is damaged or stolen.

However, card issuers like Chase and Capital One may not always honor the full suite of benefits offered by Mastercard. Be sure to read your Guide to Benefits before assuming you’ll have cellphone protection or any other benefits we’ve mentioned.

Fraud Protection and Security Benefits

Finally, your World Elite Mastercard includes ID theft protection, zero liability protection and discounts on McAfee cyber security. You can also call Mastercard Global Services any time to report a lost or stolen card and receive an emergency replacement.

For a more in-depth look at the best options available, check out our list of best Mastercards.

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8 Important World Elite Mastercard Benefits (2024)

FAQs

What are the benefits of a World Elite Mastercard? ›

As a World Elite Mastercard® cardholder, you have access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more*.

Is the World Elite card worth it? ›

A travel rewards credit card is an excellent way to maximize your day-to-day spending. The National Bank World Elite MasterCard has one of the strongest travel rewards programs available, with a high rate of rewards on everyday spending categories like groceries and restaurant dining, among others.

What is the household income for World Elite Mastercard? ›

World Elite Mastercard must have a minimum personal income of $80,000 or household income of $150,000.

Can I use my World Elite Mastercard anywhere? ›

Basic Card Facts

Can I only use the Kroger Rewards World Elite Mastercard® for purchases in-store? No. You can use the Kroger Rewards World Elite Mastercard® anywhere Mastercard is accepted.

How to get airport lounge access with Mastercard? ›

There are two ways to access lounges. First, you can simply present your eligible Mastercard and mention LoungeKey to the lounge staff. Or alternatively, you can present your digital lounge access code available after you register for an online account either on the website or app.

Is a World Elite Mastercard hard to get? ›

The program's benefits are generally geared toward improving hotel stays with things like rate guarantees and free upgrades at three-star hotels and up. World Elite Mastercards typically require excellent or good credit to apply—defined by FICO as a score of 670 and up—and may carry an annual fee.

What is the minimum income for a World Mastercard? ›

Apply for your card

Have a gross individual income of least $50,000 for applicant or $80,000 for household income, at least $250,000 in assets or at least $15,000 purchases (existing clients only) on your card per year.

How much income do you need for PC World Elite Mastercard? ›

PC World Mastercard: A personal income of $60,000 or a household income of $100,000. PC World Elite Mastercard: A personal income of $80,000 or a household income of $150,000. PC Insiders™ World Elite Mastercard®: A personal income of $80,000 or a household income of $150,000.

Does World Elite Mastercard cover TSA Precheck? ›

TSA Pre✔® Statement Credit

Bypass the hassle of airport security when traveling domestically and enjoy expedited security screening at select U.S. airports. Receive an $85 statement credit when you use your World Elite Mastercard® to apply for TSA Pre✔®.

What is the difference between World Mastercard and World Elite Mastercard? ›

While standard Mastercards offer fraud protection and security perks, more useful benefits like statement credits with Lyft and DoorDash and cellphone protection kick in with mid-tier World cards. Rounding things out, World Elite cards offer superior cellphone protection and concierge services.

What credit score do you need for a World Elite Mastercard? ›

The average credit score for members who have matched with this card or similar cards is 723, with 813 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

What credit card do most millionaires have? ›

Many millionaires use the American Express Centurion Card, J.P. Morgan Reserve Card, the Insignia Jewellery Card, and other high-end, invitation-only cards that provide extensive travel perks and personalised services.

What is the minimum credit limit on a World Elite Mastercard? ›

Re: MasterCard World Elite CL Requirement

I know to receive a Visa Signature card, you need to be approved for a limit of at least $5,000.

Does World Elite Mastercard cover travel insurance? ›

Travel insurance is available with your credit card if you have a World Elite® Mastercard®, World Mastercard® or Platinum Mastercard® credit card: Travel must be booked with your card to be covered. See your card details for more information. See your card's certificate of insurance for full terms and conditions.

Is it hard to get a World Elite Mastercard? ›

World Elite Mastercards typically require excellent or good credit to apply—defined by FICO as a score of 670 and up—and may carry an annual fee.

What is the difference between Mastercard and World Elite? ›

While standard Mastercards offer fraud protection and security perks, more useful benefits like statement credits with Lyft and DoorDash and cellphone protection kick in with mid-tier World cards. Rounding things out, World Elite cards offer superior cellphone protection and concierge services.

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