65 Life and Money Tips That Will Change Your Life (2024)

As each year ends, I like to round-up all of my blog posts on Making Sense of Cents from the past year in one easy spot so that you can check them all out and see what interests you. I have divided all of my blog posts into the following categories: Freebies you can sign…

As each year ends, I like to round-up all of my blog posts on Making Sense of Cents from the past year in one easy spot so that you can check them all out and see what interests you.

Freebies you can sign up for

How To Start A Blog FREE Course
Affiliate Marketing Tips For Bloggers – Free eBook
80+ Ways To Make Extra Money eBook – FREE!
The 52 Week Money Challenge
The Free Blogging Planner Workbook
Weekly Meal Planner Printable

Make money or work from home

29 Best Stay At Home Jobs (#1 Is My Full Time Job!)
7 Best Ways To Get Paid To Read Books
20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
Online Bookkeeping Jobs: Learn How To Get Started Today
How I Make $400,000 Per Year Selling Educational Printables
How I Make Over $10,000 Each Month With A Niche Site
How To Start A Proofreading Business And Make $4,000+ Monthly
How I’ve Made Over $1,000,000 With A Subscription Box Business
How I Started A $650,000 Per Year Litter Cleanup Business
Best Ways To Find Virtual Assistant Jobs
How To Start A Vending Machine Business – How I Make $7,000 Monthly
30 Best Money Making Apps
22 Best Online Business Ideas That You Can Start
How To Make More Money- 100+ Great Ideas

Money saving tips

20 Best Money Saving Apps (I’ve Used Many Of These Apps!)
15 Awesome Ways To Get Free Stuff
Swagbucks Review – How Much Can You Earn On Swagbucks?
50+ Best Frugal Tips to Try – Start Saving Money Now

Personal money stories

This 33-year-old mom makes $760,000 a year in passive income—and lives on a sailboat: ‘I work just 10 hours a week’
How We Paid Off $189,000 In Student Loans In 4.5 Years
How We Bought A House And Only Pay A $116 Monthly Payment
How We Retired At 29, Travel, And Keep Our Expenses Low
How I Went From A 480 Credit Score To Over 750
How We Retired In Our 30s With $1,000,000 And Travel The World
9 Early Retirement Stories That Will Motivate You
How We Paid Off $70,000 of Debt in 7 Months
How I’ve Traveled Full Time For 20 Years (And Make/Save Money)
How We Paid Off $80,000 Of Debt In 6 Years
How We Paid Off $162,000 In Debt

Money management tips

Annual Money Checkup – 20 Ideas To Put On Your Checklist
How To Simplify Your Financial Life – 12 Best Tips
Bask Bank Review: Earn Airline Miles For Saving Money
16 Great Ways to Start Spring Cleaning Your Finances
14 Cheap Easy Meals On A Budget To Try Tonight

Related personal finance tip: Personal Capital is a great resource that I highly recommend. You can track your net worth, your cash flow, your portfolio, your investments, and more.

Make money blogging

Blog Income Reports From A Multi-Million Blog (My Real Reports!)
The 25 Most-Asked Blogging Questions To Get You Started Today
How I Get 100,000 Monthly Pageviews With These Pinterest Traffic Tips And Earn Over $200,000 Per Year
10 Best Things I Did To Build A $5 Million Dollar Blog
How To Monetize A Blog: How I Grew A $5 Million Blog
How I Make $110,000 A Year As A Food Blogger
How I Reached 70,000 Page Views On My Blog In Only 7 Months With Zero Experience (And Make $2,200 A Month!)
10 Best Reasons To Start A Blog – Start Yours Now!

How To Start A Blog FREE Course: With this free email course, I show you exactly how to create a blog, from the technical side (it’s easy – trust me!) all the way to earning your first income and attracting followers. Each day, for seven days, you will receive an email in your inbox that will help you create a successful and profitable blog, all from the very beginning.

Life, motivation, and inspiration

70+ Goal Ideas For 2023: Make This New Year The Best Yet
Best Baby Gear – Guide For New Parents
118 Things To Do When Bored At Home
How To Quit Your Job And Become Self-Employed – 5 Steps For Success

Travel

24 Best Ideas To Vacation On A Budget
How Much We Spent To Visit All 50 States In One Year
How To Become A Flight Attendant And Make $61,640 Each Year
How to Make Money as an Airbnb Experience Host
How My Family of 4 Flies Free 6 Times Every Year
How I Turned My Travel Goals Into A Win For My Finances
How we moved a family of 5 to one of the most expensive countries in the world (with no income)

What is the best personal finance tip you learned this year?

65 Life and Money Tips That Will Change Your Life (2024)

FAQs

How to start over at 65 with no money? ›

If you retire with no money, you'll have to consider ways to create income to pay your living expenses. That might include applying for Social Security retirement benefits, getting a reverse mortgage if you own a home, or starting a side hustle or part-time job to generate a steady paycheck.

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How much money should a 65 year old have? ›

Experts say investors usually need about 80% of their pre-retirement income in retirement. So if they earned $100,000 per year pre-retirement, they'd need $80,000 per year in retirement. Investors who live well below their means will need less than 80% of their pre-retirement income when they leave the workforce.

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How much money do you need to retire with $100,000 a year income? ›

More? Financial planners often recommend replacing about 80% of your pre-retirement income to sustain the same lifestyle after you retire. This means that if you earn $100,000 per year, you'd aim for at least $80,000 of income (in today's dollars) in retirement.

What happens to retired people with no money? ›

You may have to rely on Social Security

Many retirees with little to no savings rely solely on Social Security as their main source of income. You can claim Social Security benefits as early as age 62, but your benefit amount will depend on when you start filing for the benefit.

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What is considered a good monthly retirement income? ›

Average Monthly Retirement Income

According to data from the BLS, average 2022 incomes after taxes were as follows for older households: 65-74 years: $63,187 per year or $5,266 per month. 75 and older: $47,928 per year or $3,994 per month.

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What is the average social security check? ›

According to data from the Social Security Administration, as of January 2024, the average monthly retirement benefit payment was $1,909.01, which comes to about $22,322 per year.

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What is the average nest egg in retirement? ›

What are the average and median retirement savings? The average retirement savings for all families is $333,940, according to the 2022 Survey of Consumer Finances. The median retirement savings for all families is $87,000. Taken on their own, those numbers aren't incredibly helpful.

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How long will $200,000 last in retirement? ›

Summary. Retiring with $200,000 in savings will roughly equate to $15,000 annual income across 20 years. If you choose to retire early, you will need additional savings in order to have a comfortable retirement.

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How do I restart my life financially? ›

If you find yourself in a situation where you need to start over financially, the first thing you need to do is take an honest assessment of your situation. Some areas you may need to focus on include paying down debt, rebuilding your credit score, saving up for an emergency fund, or getting a higher-paying job.

What does a senior do when they run out of money? ›

There is help available for older adults who have run out of money, if you know where to look. The government has many programs that help with needs like healthcare, housing, food, and energy bills. Your local community offers hubs of information like libraries, city hall, and the parks district.

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