61 - Exceeds withdrawal amount limits (2024)

FAQs

61 - Exceeds withdrawal amount limits? ›

This response indicates that the cardholder has exceeded their transaction limit. Contact the cardholder, they will have to contact their card issuer or use a different card.

The decline code 61, “Exceeds approval amount limit,” indicates that the transaction amount exceeds the maximum amount set by the card issuer for a single transaction. This limit is put in place for security reasons and to manage spending.

This error means that the transaction will bring your bank balance below the limit set by your bank or you have exceeded your transaction limit for the day. What can you do about it? You need to reach out to your bank to find out what your minimum account balance can be or to increase your limit.

While there are dozens of different card decline codes currently active, the most commonly used codes are as follows: 05 (Do not honor), 14 (Invalid card number), 41 (Lost card, pick up), 43 (Stolen card, pick up), 51(Insufficient funds), 54 (Expired card), 61 (Exceeds issuer withdrawal limit), 65 (Activity limit ...

The customer's card issuer has declined the transaction as it will exceed the customer's card limit. The customer should use an alternate credit card.

What is Denial Code 61. Denial code 61 means that the claim has been adjusted because the patient or healthcare provider failed to obtain a second surgical opinion.

This response indicates that the cardholder has exceeded their transaction limit. Contact the cardholder, they will have to contact their card issuer or use a different card.

Your debit card may be denied due to overdrafting, reaching daily purchase limits, or your bank suspecting fraud.

A card decline, therefore, means that the bank has checked your account, and chosen not to give authorization for a transaction. If this happens to you, it's probably due to a lack of funds.

A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.

What does value code 61 mean? ›

The CBSA for the beneficiary's residence, whether or not it is an inpatient setting, is reported on the claim using value code 61. This code is currently defined by the National Uniform Billing Committee (NUBC) as “Location Where Service is Furnished (HHA and Hospice).”

The crawl status code "Unknown HTTP Code -61" means that the site is blocking all crawlers, or our IP range specifically, at the server or network level, so our crawler is not even able to check the robots.

The international format uses a plus sign '+' to represent the international prefix, followed by a country code ('61' for Australia).

Content. Title. Exceeds Amt Limit. This message usually means you are trying to run a transaction that exceeds the security limits either on your account or on the customer's card.

Your debit card could be declined because you've exceeded your daily purchase limit. Your debit card could also be declined if you traveled to another country and didn't notify your bank. Banks enforce these limitations on debit cards to keep your money safe.

Bank transfer amount limits work by limiting the amount of money that can be transferred in a single transaction. If the transfer amount exceeds the limit, the transaction may be rejected, or the bank may require additional verification before processing the transfer.

So the default for any transactions over your credit limit may be that the transaction is denied. But if your card issuer charges an over-limit fee and asks for your one-time consent and you approve, you can change your mind and opt-out at any time.