5 Things You Can Do if You Desperately Need Money Now - Perfection Hangover (2024)

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I know the struggle – when you’re about to be evicted or can’t find enough money for your next meal – when you desperately need money now…today.

I was never spoon-fed on a silver platter. I have worked my ass off for everything I have, and I’ve experienced trials and struggles throughout my entire life to get where I am today.

If you’re hurting financially, here are five things you can do to make money quickly.

5 Things You Can Do if You Desperately Need Money Now - Perfection Hangover (1)

Donate Blood Plasma

This is one of the craziest things I’ve ever done to make money fast. For a while, right after I quit my full-time job to stay at home with the kids (cause daycare’s expensive, am I right?!), I stumbled upon blood plasma donation.

This is not to be confused with donating blood. Blood plasma is a process that takes approximately 45 minutes to an hour, and you can earn up to $400 per month donating twice per week.

It’s not something I would ever do again (especially during a pandemic), but if you’re desperate for money, it might be worth looking into.

Income Potential: $400/month

DECLUTTER AND SELL ON FACEBOOK MARKETPLACE

When we packed up to move from Illinois to Florida two months ago, we decided to sell many of our large items to make more room on the U-Haul.

But we had so many smaller items in our home of value that we weren’t using and decided to sell as well.

You probably won’t be able to sell items like your washer and dryer, but you might have some items that you can get rid of.

Best Selling Items on Facebook Marketplace

  • Furniture (even if it’s ugly and needs refinishing)
  • Appliances (like that air fryer you bought and never use)
  • Lawn and Garden Tools
  • Home Decor
  • Designer Purses and Clothing

Income Potential: $100-500 or more

Pick Up a Second or Even Third Job

I always laugh at people who say that they can’t work through college because they don’t have time.

As a full-time student, I worked at Walmart, Pizza Hut (delivering pizzas), and I cleaned a construction office all at once. Three jobs while going to school full-time.

Isn’t it funny how when we become grown-ups, we realize how much we actually are capable of?

There are plenty of extra jobs that would work around your existing schedule. Maybe you can pick up a part-time (or peak time) teller job.

You could work at a grocery store in the evenings facing or stocking shelves.

Hobby Lobby and Chic fil a allow Sundays for rest, so even if you pick up a second or third job, maybe you can still have a day with the family.

Remember that this is only temporary, to help you get through a difficult time, and one day you’ll look back and remember how hard you hustled to make things happen!

Income Potential: $400-500/mo (at 10 hours per week, $10/hour)

Side Note: You can also get your teenager on board with helping out. Have your teen get a summer job, and you can reduce the cost of paying for some of their summer fun activities.

ReWork Your Budget – Reduce Expenses if You DEsperately Need Money

One of the best things you can do when you desperately need money now is to rework the budget and cut things you don’t need.

You automatically give yourself a raise by reducing expenses, and you control the amount you save.

Here are some money-saving opportunities:

  • Manicures and Pedicures – $60/month
  • Change Hairstyle to Balayage & Reduce Visits – $150/every other month saved
  • Consider switching from traditional health insurance to Christian Healthcare Ministries – $700/month potential savings
  • Groceries – Cut out snacking and processed foods – $300/month
  • Eating Out – $300/month
  • Beer and Wine – $100/month
  • Cigarettes – $300/month
  • DirecTV or Dish Network – Switch to YouTube TV or Sling – $60/month
  • Switch from – $100/month for 2 lines

These simple tweaks can save you hundreds, if not thousands, of dollars every single month, affording you an instant raise.

Start a Side Hustle

There is almost always someone needing services. People in your city are probably trying to find someone to petsit or housesit while they’re on vacation next month.

My daughter earned $80 feeding the neighbor’s cat one week out of the summer a few years ago. Anyone can do it!

Some other ways to make money on the side include:

  • pressure washing business
  • deck or concrete staining
  • refinishing furniture
  • painting kitchen cabinets
  • creating and selling art
  • teaching music or art lessons
  • babysitting
  • car detailing
  • washing windows
  • decorating/painting downtown store windows

The downside to working second and third jobs is that they take up a lot of time.

In November of 2018, when this blog was just getting started, I was looking to earn a little extra money because I wasn’t making much money blogging yet.

So I applied for a part-time job at my local blood donation center. This job would have paid a measly $190 per week, but I was happy to try to help contribute to our family finances (other than just being the budget creator and money manager).

Long story short, I didn’t get the job, but I’m so glad I didn’t because I was able to focus on this blog, and within 3 months, I was earning 4x more than that job would have paid.

Now, I’m earning over $4,000 per month on Perfection Hangover. My side hustle and hobby blog has turned into an actual business, and I might work a total of 20 hours per week on it.

Blogging is not a passive income opportunity, though, and it takes time to build it up. If you’re interested in learning how to start a blog of your own, check out my tutorial.

It answers a lot of questions you might have about how it all works (including how a blog makes money).

Income Potential: $100/month to $4,000/month and more

I know it sucks being broke and not knowing how you’re going to pay the bills. Times are tough right now for so many, but hang in there.

It’s good to know that when you desperately need money, there are several options to come up with quick cash.

If I can help brainstorm with you in any way, drop me a comment. I respond to each and every one!

5 Things You Can Do if You Desperately Need Money Now - Perfection Hangover (2)

Melissa

Life is a collection of memories and experiences. There are ups and downs. I am so grateful for God’s grace and am on the journey to a renewed spirit, free of perfectionism. Perfection Hangover offers the sober truth – no filter.

perfectionhangover.com

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5 Things You Can Do if You Desperately Need Money Now - Perfection Hangover (2024)

FAQs

What are the five main things that you can do with money? ›

The basic truth is that we can do five things with our money: (1) save it; (2) spend it; (3) give it away; (4) pay taxes; and (5) pay down debt.

How can I get immediate money? ›

25+ Ways to Make Quick Money in One Day
  1. Become a rideshare driver. ...
  2. Focus on freelancing. ...
  3. Sell unused gift cards. ...
  4. Carsharing or parking spot rentals. ...
  5. Send app referrals. ...
  6. Find unclaimed money. ...
  7. Deliver groceries or take out. ...
  8. Sell your clothes online.

What will you do if you get a lot of money? ›

Resist Making Large Purchases

Take care of taxes on the gain, pay down debts, take a small vacation but don't make too many changes at once.

What would you do if you had a huge amount of money? ›

What To Do If You Receive a Large Sum of Money
  1. 1 – Share your news with as few people as possible. ...
  2. 2 – Don't rush to spend the money. ...
  3. 3 – Ask yourself how having the money fits in with your financial and life goals. ...
  4. 4 – Consider the tax implications. ...
  5. 5 – Get advice from a professional.
Mar 27, 2024

What are the five money principles? ›

This article will explore the five basic principles of financial literacy: earn, save & invest, protect, spend, and borrow, providing you with actionable insights to enhance your financial knowledge and make the most of your resources. Earn. Save & invest. Protect. Spend.

How to get $1,000 dollars immediately? ›

How to make $1,000 fast
  1. Sell stuff you already own.
  2. Deliver food.
  3. Pick up a part-time job.
  4. Rent out unused space.
  5. Start freelance writing.
  6. Try affiliate marketing.
  7. Drive for a ridesharing service.
  8. Find odd jobs.
Jan 17, 2024

How to get $500 instantly? ›

Where to get a $500 loan: 5 options and alternatives
  1. Cash advances. A cash advance is a short-term financing solution different from a personal loan. ...
  2. Personal loans. ...
  3. Credit card cash advance. ...
  4. Credit builder loans. ...
  5. Payday loans. ...
  6. Credit score. ...
  7. Income. ...
  8. Active bank account.

How do I borrow $200 from Cash App? ›

How can I borrow $200 from Cash App? To borrow $200 from Cash App, open the app, navigate to the "Banking" section, look for the word "Borrow," tap on "Borrow," unlock the Borrow feature, select $200 as the loan amount, choose a repayment plan, read and accept the user agreement, and finally accept the loan.

How can I make so much money fast? ›

  1. Sell your things on eBay, Craigslist or Facebook Marketplace. ...
  2. Take online surveys. ...
  3. Pursue side gigs on freelance sites. ...
  4. Pet sitting and dog walking. ...
  5. Babysitting. ...
  6. Become a tutor. ...
  7. Host guests on Airbnb. ...
  8. Drive delivery.
Jun 10, 2024

How can I keep money fast? ›

8 ways to save money quickly
  1. Change bank accounts. ...
  2. Be strategic with your eating habits. ...
  3. Change up your insurance. ...
  4. Ask for a raise—or start job hunting. ...
  5. Consider a side hustle. ...
  6. Take advantage of a credit card that offers rewards. ...
  7. Switch up your transportation habits. ...
  8. Cancel subscriptions you don't really need or use.

What would you do if you suddenly have a lot of money? ›

12 Things You Must Do When You Become Suddenly Wealthy
  1. Eliminate High-Interest Debts. ...
  2. Create an Emergency Fund. ...
  3. Diversifying Your Investments. ...
  4. Avoid Impulse Spending. ...
  5. Plan for Taxes. ...
  6. Don't Immediately Leave Your Job. ...
  7. Keep the Money Safe and Wait. ...
  8. Focus on Educating Yourself Before Spending.
Dec 17, 2023

What to do when I'm out of money? ›

John Hedtke
  1. Don't panic. This is not going to be fun, but getting completely wigged out won't help. ...
  2. Stop using your credit cards. ...
  3. Plan your finances. ...
  4. Cut down on the expenses! ...
  5. Identify how much money you need to be bringing in. ...
  6. Don't panic. ...
  7. Update your resume. ...
  8. Send your resume to everyone you know.
Nov 27, 2023

What do I do if I find a lot of money? ›

If you find money, especially a significant amount, you should check your local laws or contact an attorney or the police. Many communities have local laws or ordinances governing what someone must do if they find cash and don't know who it belongs to. In some instances, state law will apply.

What are the 5 functions of money explain? ›

Money serves four basic functions: it is a unit of account, it's a store of value, it is a medium of exchange and finally, it is a standard of deferred payment.

What are the 5 things the government spends money on? ›

Federal government spending pays for everything from Social Security and Medicare to military equipment, highway maintenance, building construction, research, and education. This spending can be broken down into two primary categories: mandatory and discretionary.

What are the basic uses of money? ›

Money is a liquid asset used to facilitate transactions of value. It is used as a medium of exchange between individuals and entities. It's also a store of value and a unit of account that can measure the value of other goods.

What are 3 uses for money? ›

To summarize, money has taken many forms through the ages, but money consistently has three functions: store of value, unit of account, and medium of exchange.

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