23 equity mutual funds offer over 30% SIP returns in five years (2024)

FAQs

Which SIP gives 30% return? ›

Synopsis. Quant Small Cap Fund topped the list with 46.70% SIP returns. Nippon India Small Cap Fund offered 37.92% returns. Quant Mid Cap Fund, Bank of India Small Cap Fund, and Quant ELSS Tax Saver Fund also performed well with returns of 34.45%, 34.44%, and 34.05% respectively.

Two small cap funds - LIC MF Small Cap Fund and Motilal Oswal Small Cap Fund - gave 32.04% and 31.06% returns respectivly in the said period. JM Midcap Fund,a mid cap fund, delivered 30.69% return in the last six months. Motilal Oswal ELSS Tax Saver Fund, an ELSS fund, gave 30.49% return in the same period.

What is the maximum tenure of a SIP? There is no maximum tenure of a SIP. You can invest as long as you can. The minimum tenure you can go for is 3 years.

If you were to invest Rs 1,000 per month into an equity SIP over a span of 30 years at 12 per cent per annum, you would have invested only Rs 3.6 lakhs. However, your portfolio's value would have grown to an impressive Rs 34.9 lakhs.

Fund Performance: The ICICI Prudential BHARAT 22 FOF Fund has given 39.49% annualized returns in the past three years and 27.44% in the last 5 years. The ICICI Prudential BHARAT 22 FOF Fund comes under the Equity category of ICICI Prudential Mutual Funds.

If you invest Rs. 5,000 per month through SIP for 5 years, assuming 12% return. The estimate total returns will be Rs. 1,12,432 and the estimate future value of your investment will be Rs. 4,12,431.

What happens if I invest $20,000 a month in SIP for 10 years? ›

An investor may generate at least 48 lakhs by investing 20,000 per month for 10 years. If one sees and analyses the returns on investment under SIP schemes, one may examine how they can build a corpus by investing 20,000 per month for 10 years under SIP schemes.

SBI Contra Fund, Nippon India Multi Cap Fund and Quant ELSS Tax Saver Fund gave 31.68%, 31.19%, and 19.94% returns respectively. The other funds in the list were Tata Small Cap Fund, Bandhan Small Cap Fund, HDFC Mid Cap Opportunities Fund, and Canara Robeco Small Cap Fund.

Step-up SIP: You can achieve your target of earning Rs. 1 crore in 5 years by starting with an SIP of Rs. 75,000 per month and increasing it by 10% annually. This option is good for those expecting their income to rise over time, allowing them to progressively invest more.

​Two from JM Mutual Fund

Two schemes from JM Mutual Fund — JM Value Fund and JM Flexicap Fund — gave an XIRR of 40.80% and 40.58%, respectively, in the last three years. A monthly SIP of Rs 10,000 in these two schemes would have been Rs 6.31 lakh and Rs 6.29 lakh, respectively.

However, these returns can be higher depending on market conditions. For example, in India, mutual funds have given an average 20% return over ten years and have shown strong market growth.

The top performing SIPs these days have shown a remarkable growth of 18% to sometimes even more than 15% in a span of 15 years which is way more than any other investment option available in the market.