18 Ways to Treat Yourself Without Breaking The Bank (2024)

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Life can be hectic, you might be in a place where you want to find ways to treat yourself. You may have hit a rough patch at work, things to do at home, a neverending to-do list, while you still want to keep great relationships with your friends and family.

It’s important to treat yourself from time to time, to go back to slowing down and appreciating the simple things.

The last couple of weeks I have been in a slothful place, I didn’t take care of myself as I wanted to.

I wasn’t working out as much, I wasn’t eating as healthy (okay I have to admit, I’m still eating candy like it’s a food group), I was being lazy, and overall I wasn’t feeling good.

All I needed to give myself a kick in the butt. I listed many options to treat yourself that I keep returning to, without breaking the bank and spending too much money.

Related Read:

  • Simplify Your Life in 2019
  • 25+ Incredible Easy Money Saving Tips

Table of Contents show

1. Bake Your Way To Happiness

Desserts are 100% my thing. If you enjoy baking, make one of your favorite things to eat. Enjoy the entire process from start to finish, and treat yo’self!

If you are trying to keep it frugal, try to find a recipe that you can make with the stuff that’s already in your pantry.

I’ve been doing a no-spend challenge a while ago, where I challenged myself to spend half the amount of money on groceries compared to normally. During that time it was HARD to make treats that weren’t going to break the bank.

If you’re curious, I’ve learned a lot from my no-spend month. After this challenge, my grocery spending is consistently below $70 every month!

2. Go on a Staycation

Take some days off and enjoy a staycation – a vacation to explore the area where you live. This is a great thing to do on a frugal summer vacation, or you could just take some days off and explore.

A staycation saves you a lot of money in terms of accommodation and transportation, but you are having the upside of exploring your area with a whole different view!

You’re exploring as a tourist would, so you’re figuring out where to go and what things to do. I’m sure that there are tons of things to do and places to visit, that you would have never visited otherwise!

It’s a nice way to treat yourself, it does not have to be a few weeks, you can just take a few days off if that’s what you need. You have the feeling of a vacation, but it will save you a lot compared to going somewhere else.

[Related Read: Why Frugality is NOT Boring]

3. Take a Personal Day

If a staycation is too much for you, consider just taking a personal day!

When you’re adulting hard, it seems that you’re never having a day off. During the week you’re working, and during the weekends you have to run errands, work out, socialize, and more.

Just take a day off from work, just to do stuff that you enjoy! It won’t feel like a treat yourself moment when you’re forcing yourself to do the things you need to do. Really allow yourself to only do things that make you happy.

For example, if you want to be with your partner or your best friend during your personal day, start planning with them!

4. Take a Nap

Naps are life! A lot of people don’t sleep enough during the day, so it’s good to take a little nap during the day.

Let’s be real, when you’re having enough sleep during the night, naps are still what we need in life! Sleeping is pretty much my favorite activity, so it’s one of the best ways to treat yourself.

Naps are free, so enjoy as many as you want!

5. Read Your Favorite Book

You probably have a favorite book, and you probably haven’t read it in a while. When is the last time you actually opened it?

18 Ways to Treat Yourself Without Breaking The Bank (1)

Treat yourself by reading your favorite book again, immerse yourself in the story, and feel like you’re lifted from the earth for a while.

Personally, I always read Harry Potter. Such great books, that are so amazing to read and bring my mind into another world.

Another one of my favorite books are:

  • Rich Dad Poor Dad, read the 6 lessons I’ve learned from it here!
  • Think And Grow Rich: 13 Steps To Wealth And Abundance

6. Go Outside

I love being outside, it’s something about being in nature that makes everything so much more relaxed and chill.

You could go hiking, ride your bike, go swimming, have a picnic, go running, or take a long slow walk. It will calm your mind and bring the best thoughts running through your head. Of course, I recommend leaving your phone at home!

7. Contact Friends or Family

Sometimes you’ve been so busy, that you didn’t talk to someone close to you longer than you actually wanted. Setting aside some time to catch up with them might just be what you need!

Send them a text message, a voice message, or simply give them a call. It will do wonders for your mood, and you will be happy that you spoke to the other person as well!

8. Take a Bath

Ever since I was little, a hot long bath is making me happy. Taking a bath is relaxing, cheap, and you don’t need to leave the house.

If you want to up your bath you can add a bath bomb, essential oils, or some bath salts, and you’ll feel like you’re in the spa!

It’s a good way to get some alone time in. You can read a book, take a short nap, or quiet your mind.

9. Put on a Facemask

While you’re in the bath, or outside of the bath, put on a facemask!

Facemasks are glorious! Facemasks are super cheap and they make you feel like you’re a self-care master! It’s two birds in one stone; you’re taking care of your skin and you’re getting relaxed.

Put a mask on your face, put on your favorite music, and enjoy the quiet moment you’ve just created for yourself!

10. Netflix

Whether you want to watch your favorite movie or want to binge-watch your favorite TV shows, it’s one good way to treat yourself without breaking the bank. If you’re feeling lazy, but still want some me-time, do this!

BUT try to stick to movies or series that make you feel good! If you’re doing some self-care because you’re feeling exhausted, it might not be the best idea to watch a dramatic film.

Netflix is a great alternative for cable TV, so if you want to cut the cable

11. Put Music On

Ever feeling down, but then you’re putting music on, and everything changes? Story of my life. Sit and listen to your favorite artist.

If you currently don’t have time to really sit down and listen, just put it on as you’re doing something else. Music will upgrade any experience!

12. Dance, dance, dance

I don’t know about you, but when my favorite music is on it’s hard for me to sit still! I love to have dance parties. Let yourself go and dance to your favorite music!

Singing along is amazing, it doesn’t matter if you hit the notes because no one cares!!

13. Work Out

I know you don’t want it now, I also didn’t want to do it, but working out is seriously going to make you feel better, AFTERWARDS! It’s going to feel great that you’ve actually made yourself going.

And if you’re picking the right activity, it can even be fun! You can do some yoga, some pilates, some random fitness YouTube videos, and more.

14. Play Some Games!

Whether you’re into video games or board games, go play some games! This can be with friends and family, or just online.

When I was younger I used to play so many games with my sister or with my friends. Now I do it only on more special occasions, like with the holidays. Well, treating yourself is a special occasion, so I’d say go for it!

15. Go Through Old Photos

A few weeks ago I visited my parents when I saw some old photo albums in the closet. They were family photos from me and my sister when we were younger, how cute we were!

18 Ways to Treat Yourself Without Breaking The Bank (2)

It was going through all the photos, telling storing, laughing, thinking about the great moments, and having fun with each other.

I thoroughly enjoyed it!

16. Stop the Negative

Challenge yourself by not having any negative self-talk for a while. Stop thinking: I’m too stupid/smart/fat/thin, I can’t do it, I’m not good enough, whatever it is you’re thinking.

It will be great for your mood AND for your confidence. Try it and see where you end up!

Related Read:

  • Money and Confidence as a Way to Living Your Best Life
  • 88 Affirmations to Attract Wealth and Abundance

17. Go Screenless

No TV, no phone, no laptop, no screens at all.

It will mean an entire day of relaxation without any distractions. Life is good!

18. Enjoy the Sunset

I love sunsets. They’re beautiful, they’re free, they’re there every single day.

If you’re hardcore, you can try the sunrise as well.

19. Get Creative

Write, draw, color, do whatever you like to get your creative juices flowing.

Write down your thoughts, journal, or try to write a story. This is just for your eyes only!

Adult coloring books are quite the trend now, which is amazing because coloring is just so relaxing and I enjoyed it ever since I could hold a pen. Give it a try, it’s amazing!

You could also draw your own pictures and enjoy the moments of relaxation!

What is your favorite way to treat yourself?

Do you want to take charge of your finances, get ahead financially, and start your way to financial independence? Sign up for my FREE email course!

18 Ways to Treat Yourself Without Breaking The Bank (3)

Marjolein Dilven

Founder of Spark Nomad, Radical FIRE, Journalist

Expertise: Personal finance and travel content
Education: Bachelor of Economics at Radboud University, Master in Finance at Radboud University, Minor in Economics at Chapman University.
Over 200 articles, essays, and short stories published across the web.

Experience: Marjolein Dilven is a journalist and founder of Radical FIRE, a personal finance platform, and Spark Nomad, a travel platform. Marjolein has a finance and economics background with a master’s in Finance. She has quit her job to travel the world, documenting her travels on Spark Nomad to help people plan their travels. Marjolein Dilven has written for publications like MSN, Associated Press, CNBC, Town News syndicate, and more.

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18 Ways to Treat Yourself Without Breaking The Bank (2024)

FAQs

How can I improve myself without spending money? ›

Ways to Treat Yourself without Food or Money
  1. Give yourself a manicure. Freshly painted nails can brighten your hands and your day. ...
  2. Take a nap. If possible, enjoy a rest. ...
  3. Read a book. ...
  4. Have a movie marathon. ...
  5. Listen to favorite music. ...
  6. Play with pets. ...
  7. Visit a free museum or local attraction. ...
  8. Listen to a podcast.

How do you treat yourself when you're broke? ›

21 ways to treat yourself
  1. Do a staycation. Why not stay at home and explore the area you live in? ...
  2. Read a good book. When's the last time you read your favorite book? ...
  3. Sign-up for a monthly subscription box. ...
  4. Take a fitness class. ...
  5. Learn something new. ...
  6. Go to your favorite café or coffee shop. ...
  7. Check out a museum. ...
  8. Go to the library.

How to really treat yourself? ›

10 Ways for a Great Treat
  1. Take a Long, Hot Bubble Bath. Let's start the list with a bang! ...
  2. Buy Yourself a Small Gift. ...
  3. Read a Book in a Cozy Spot. ...
  4. Go for a Leisurely Walk. ...
  5. Cook A Delicious Meal For Yourself. ...
  6. Do Something Fun or Creative. ...
  7. Go to a Movie by Yourself. ...
  8. Relax with a Spa Day.
Dec 23, 2022

How do I train myself to stop spending money? ›

Here are some ideas to help you stop spending money and build healthier financial habits:
  1. Create a Budget. ...
  2. Visualize What You're Saving For.
  3. Always Shop with a List. ...
  4. Nix the Brand Names. ...
  5. Master Meal Prep.
  6. Consider Cash for In-store Shopping. ...
  7. Remove Temptation.
  8. Hit “Pause"
Jul 10, 2024

How do you heal lack of self worth? ›

Try to recognise positives
  1. Celebrate your successes. No matter how small they may seem, take time to praise yourself. ...
  2. Accept compliments. ...
  3. Ask people what they like about you, if you feel comfortable. ...
  4. Write a list of things you like about yourself.

How do I fix myself if I'm broken? ›

Self-care strategies
  1. Give yourself permission to grieve. ...
  2. Take care of yourself. ...
  3. Lead the way in letting people know what you need. ...
  4. Write down what you need (aka the 'notecard method') ...
  5. Go outdoors. ...
  6. Read self-help books and listen to podcasts. ...
  7. Try a feel-good activity. ...
  8. Seek professional help.
Sep 20, 2019

How to take care of yourself when you have no money? ›

Spend time with yourself

Engaging in activities you enjoy, such as hobbies or practicing mindfulness, can enhance your mood and provide a sense of fulfillment and happiness. Having quiet times with yourself can also bring new creative ideas. No one can disrupt your flow if it's just you at the moment right?

How can I improve my quality of life without money? ›

How I Achieve Happiness Without Money in Life
  • Sport/Activities. ...
  • Spending time with family and close friends. ...
  • Doing things you love, which don't cost you anything but time. ...
  • Live a healthy and positive life. ...
  • Practice optimism. ...
  • Spend time in nature. ...
  • The 1-minute rule. ...
  • Be grateful.
May 7, 2019

How can I look good without spending a lot of money? ›

How to Look Great on a Budget
  1. Find the deals. Become radical in bargain shopping. ...
  2. High end consignment shops. ...
  3. Discover thrift stores. ...
  4. Shop your own closet. ...
  5. Shop your pile of clothes on “the chair” (we all have one) ...
  6. Address your shopping habits. ...
  7. The haircut. ...
  8. Avoid salon money makers.

How can I enjoy life without spending money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

How can I be healthy without spending money? ›

Below I'll list 33 things you can do to upgrade your health without spending any money.
  1. Once an hour stand up and walk around for 5 minutes. ...
  2. Drink your coffee without the sugar.
  3. Don't drink soda.
  4. Go outside (in the sun) for at least 10 minutes. ...
  5. Avoid bright lights and screens before bed. ...
  6. Exercise at home. ...
  7. Floss.

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