15 Bullet Journal Ideas -Financial Planning Made Easy (2024)

I’ve been spending a good amount of time exploring the various ways to help others manage their finances. During my research I discovered the wonderful world of bullet journaling.

Bullet journaling isn’t something that is new to me but using a bullet journal to manage your finances blew my mind! I didn’t know that bullet journaling offered so much more than just tracking your day to day happenings.

Table of Contents

Are You New To Bullet Journaling And Wondering How Do I Get Started Bullet Journaling?

If so, you’re in the right place! I can’t wait to show you the various ways to use a bujo (bullet journal) personal finance tracker. I’ll even provide you with some key ideas for how to get started bullet journaling.

Whether you’re a fan or not of staying on top of your finances using a bullet journal just may prove to be your key to financial success.

Did you know that many successful budgeting gurus are using bullet journals to organize and keep track of their money and financial goals?

What Is A Bullet Journal?

Bullet journals are all the rage these days! You can use a bullet journal to keep track of and observe your finances in a creative and resourceful manner.

The bullet journal is a planning system created by Ryder Carroll who was looking for an analog system to track to do lists, diary entrys, notebooks and much more. If you’d like an in depth look into Carroll’s idea for bullet journaling you should check this out.

Diving Into The “Art” of Bullet Journaling

I’m far from being a creative person but I gave bujo’ing (bullet journaling) a shot and I absolutely love it. What I love most is using it for my finances. Using a bullet journal for my finances gives me a good overall picture of what is going on.

Financial planning with a bullet journal is a perfect way for people to budget their finances in a more “creative” style. It’s super fun and can help you to reach your goals and take control of your money

Bullet Journal Supplies

There are all sorts of bullet journals on the market these days. However, you really don’t have to spend a lot of money to get into it. You can easily get a bullet journal for beginners for as little as $5.

If you’re an advanced bullet journaler and want what all the pro bujo’ers are using check out the Leuchtturm1917 Hardcover Medium Dotted Journal. People absolutely love the Leuchtturm1917 because it includes a table of contents, numbered pages and comes in a beautiful array of colors.

I also recommend a good color pen set. I can’t say enough about the fineliner color pens, they’re super affordable and perfect for bullet journaling. I know bujo’ers also love using Stabilo pens. I think either of these options will get the task done.

You’ll also want to consider some colored pencils. Staedtler colored pencils are perfect for bullet journaling and they come in 48 different colors-they’re my favorite! Obviously you can even use some good old Crayola colored pencils too! You don’t have to spend a ton to get started with bullet journaling!

If you’re the kind of person who’s pretty particular about your work a ruler is a great tool to have in your bullet journal arsenal too!

Bullet Journal Financial Planning Can Help You Do The Following Things:

  • Get a grip on your budget
  • Start Saving Money
  • Track your monthly bills
  • Pay off debt
  • Achieve your money saving goals
  • Complete an awesome savings challenge

Bullet Journal Ideas For Budgeting

Are you looking for a fun and creative way to get a grip on your budget? Check out these these budget bullet journals, they’re a great way to see a the “big picture” of your budget.

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Bullet Journal Ideas To Track Your Bills

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Bullet Journal Ideas To Get Out Of Debt

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Bullet Journal Ideas To Save Your Money

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Bullet Journal Ideas For A No Spend Challenge

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Bullet Journal Ideas To Save Money Life Goals

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FINAL THOUGHTS

There you have it, the best and most useful bullet journals on the market today! These financial bullet journals are a fantastic way to track your money and get your finances in order. Are you a bujo’er who’s created a helpful bullet journal of your own you’d like to share? If so, I’d love to add it to my list.

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15 Bullet Journal Ideas -Financial Planning Made Easy (2024)

FAQs

15 Bullet Journal Ideas -Financial Planning Made Easy? ›

You can plan for three to twelve months or even further. Divide your page into equal sections for each month you're planning. Write the upcoming months on the tabs and note any reminders or appointments. The future log can track any important dates, like birthdays and anniversaries.

What should I put in my bullet journal for beginners? ›

50 Bullet journal ideas for beginners
  1. Daily task list. One of the most basic yet effective bullet journal ideas is to create a daily task list. ...
  2. Daily gratitude log. Another popular bullet journal layout is a daily gratitude log. ...
  3. Habit tracker. ...
  4. Meal planning. ...
  5. Budget planning. ...
  6. Water tracker. ...
  7. Daily mood tracker. ...
  8. Sleep tracker.
Aug 7, 2024

How to use a bullet journal to plan? ›

You can plan for three to twelve months or even further. Divide your page into equal sections for each month you're planning. Write the upcoming months on the tabs and note any reminders or appointments. The future log can track any important dates, like birthdays and anniversaries.

Are bullet journals good for ADHD? ›

The Bullet Journal method is a great tool for helping people with ADHD (attention deficit hyperactivity disorder) tame mental chaos, get organized, and set goals.

What should the first page of a bullet journal be? ›

Start with your index page

Open up your Bullet Journal and label the first couple of pages as “Index”. This will be your directory for navigating your Bullet Journal. The Index page in the Bullet Journal method serves as a table of contents for your journal.

How do you break in a bullet journal? ›

Once you've chosen a journal, I recommend “breaking in” the spine. This is simple – just open the book around the middle page, then press down to make the book open flat. Then, take about 5-10 pages at a time from the left and the right, and press down again to flatten the book.

How to journal 2024? ›

35+ Journaling Ideas to Try in 2024
  1. Try digital journaling.
  2. Practice gratitude journaling.
  3. Write in "stream of consciousness."
  4. Start a commonplace book.
  5. Explore your emotions.
  6. Reflect on the day.
  7. Make a plan for the future.
  8. Practice mindfulness.
Dec 30, 2023

What is a bullet journal template? ›

A bullet journal has tiny dots in a grid pattern, which allows you to make lines any way you want. This allows you to use a template to plan your week. There's a spot for each day of the week, although I put Saturday and Sunday together because I try not to have too many tasks or appointments at the weekend.

Do people with ADHD have worse handwriting? ›

The connection between ADHD and handwriting is so common that some researchers have suggested that doctors include a handwriting analysis as part of testing for ADHD. Teachers often report immature, messy handwriting in students with ADHD.

What is a bullet code in a bullet journal? ›

A bullet journal key is a page at the start of your bullet journal where you keep track of the symbols, colours or other signifiers you use to represent various tasks and ideas stored inside your journal. As with all bullet journaling, your key can be customised to meet your unique needs.

Why is writing hard for ADHD? ›

Students with ADHD generally have problems with focus and attention to detail, making it likely that they will make errors in spelling, grammar, or punctuation.

How should I organize my Bullet Journal? ›

Keep your journal organized with signifiers—these are specialized bullet points that help you keep your thoughts categorized. Customize your journal with collections, like a list of books you want to read or recipes that you want to try out.

How to start a Bullet Journal step by step? ›

It outlines the standard steps of starting a bullet journal, which include:
  1. Devote the first blank spread to the Index, which is where you'll keep track of page numbers to look up.
  2. The next blank spread will be your Future Log. ...
  3. Then there's the Monthly Log. ...
  4. Next, you'll create a Daily Log.
Jun 30, 2024

How to make a journal for beginners? ›

Journaling Writing: Step-by-Step
  1. Step 1: Choose a journal. ...
  2. Step 2: Create a comfortable and inspiring writing environment. ...
  3. Step 3: Begin with a simple warm-up. ...
  4. Step 4: Choose a topic, journal prompt, or template. ...
  5. Step 5: Write freely and openly. ...
  6. Step 6: Reflect and review what you've written.
Jan 4, 2024

How to start a Bullet Journal step-by-step? ›

It outlines the standard steps of starting a bullet journal, which include:
  1. Devote the first blank spread to the Index, which is where you'll keep track of page numbers to look up.
  2. The next blank spread will be your Future Log. ...
  3. Then there's the Monthly Log. ...
  4. Next, you'll create a Daily Log.
Jun 30, 2024

What is usually in a Bullet Journal? ›

Instead of blank, lined pages, a bullet journal (or BuJo, for short) contains sections to log daily to-dos, keep a monthly or weekly calendar, jot down notes, track both physiological and mental health, and record both short- and long-term goals.

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