13 Tricks That Can Help You Save Money at Target (2024)

If you're often hypnotized by a red bulls-eye as you drive down the highway, we get you — you're just one of the many people who find themselves at Target more often then they'd like to admit. But before the next time you find yourself with a full basket of items you didn't even realize you needed (why does that always happen?), arm yourself with these insider tips:

1. The day of the week might reveal what discounts you could score.

Several money-minded bloggers have made it their mission to sniff-out Target's markdown schedule. And though a spokesperson for Target told us that stores don't have a weekly discount strategy, extra-savvy shoppers think they've figured out a generally accepted rubric.

Heather Wheeler and Joanie Demer, the bloggers behind The Krazy Coupon Lady say this is the unofficial weekly markdown schedule: On Mondays, Girls, boys, infants, and electronics get price cuts; Tuesdays, it's women's and junior's clothing; on Wednesdays, it's men's, food, stationery, health items, and laundry; Thursdays feature cuts on sleepwear, athletic wear, pet items, shoes, housewares and toys; and Fridays are for auto, jewelry, and beauty.

Of course, every store is different, and yours might have different rules or goals that dictate what they discount. But if you keep a watchful eye on when sales appear, you might be able to sleuth out a strategy — and save some dough next time you need new shoes.

2. The clearance tags say more than just the price.

You know the red clearance tags on sale items? (Of course you do — you love it when you spot one!) Pay attention to the upper right-hand corner: There's always a little number, which tells you the percentage of the markdown. It's usually 30, 50 or 70% off — and you won't have to do the math to know how excited to get when you score a deal.

3. And clearance price itself might offer hidden clues.

Target is tight-lipped about its markdown policies, and wouldn't confirm their clearance pricing strategy — but money-minded shoppers think they've figured it out. The bloggers at The Krazy Coupon Lady have noted that clearance items with prices ending in $0.06 or $0.08 could possibly get marked down again during the next cycle, as long as there is inventory. If the price ends in $0.04, it could mean that it's the last time an item will be discounted.

You might also look to that little percentage number, too, to decide if you should pounce. A 70% discount is often the lowest shoppers see prices go.

4. If you skip the Cartwheel app, you're missing out on offers.

We know. Another app? But don't you love the ones that save you money? Download Cartwheel to quickly see what discounts are on offer — they typically range from 5to 50% off. Once you're in the store, you can also scan the items in your cart (things you were going to buy anyway) to see if there are any Cartwheel offers that match.

"I've used the app to get 50% off my son's Halloween costume, 50% off women's skirts, 25% off clearance shoes and more," says Christy Palmer, the blogger behind All Things Target.

5. Getting the REDcard might not be a bad idea if you shop at Target a lot.

You might rue yet another credit card offer, but it might be worth signing up for the REDcard if you're a frequent Target shopper. You can choose between a debit or a credit card, and any time you use it, you automatically get 5% off. Plus, the card also gets you free online shipping, and an extra 30 days for returns on most items.

6. Texting can save you money, too.

Sign up to get mobile coupons texted to you. They're generally delivered every other week and arrive on Thursdays. "I like these texts because there is just one bar code that you need to scan for all of the available Target mobile coupons," says Palmer. "Plus, the mobile coupons can be combined with manufacturer coupons for even greater savings."

7. Yep, after you've racked up all of these coupons – you can stack them!

Target lets you stack coupons. That means you can typically use one Target coupon, plus a manufacturer's coupon and a Cartwheel coupon on a single item. Or basically, all the coupons! Restrictions might apply, and Target reserves the right place limits on quantity, but this deal is a coupon-lover's dream.

8. You can use Instagram to pre-shop (and style!) Target finds.

Target, of course, has its own Instagram account — and they love using it to get excited about new seasonal products (seriously, check out their super cute videos.) But we also like to get ideas from everyday 'grammers who love Target.

For instance, follow the hashtag #targetstyle to see how people are wearing or decorating with their favorite Target finds. And some super-fans, like the venerable duo behind @targetdoesitagain, now even partner with Target to clue followers into special deals and new finds

9. Target price matches.

If you find the same item for less on, say, Amazon.com or Walmart.com, Target will match it. And you can still use additional coupons on top of that new, discounted price. (Yay, more coupons!) They don't match prices for every store or website, but the list is still fairly inclusive.

10. They offer rain checks.

Everyone loves a good Target sale, so it's possible that an item could be sold out before you get to take advantage. Luckily, Target does offer rain checks — and they're good for 45 days. You don't even have to go to Guest Services to get one — simply snap a picture of the shelf tag and ask for a rain check at the register. If you don't want to have to go back to the store to use the rain check later, ask if that item is eligible for a substitution.

11. Sometimes Target gives you gift cards, too.

Check out the promotional items each week: You can often earn gift cards just for buying something you were going to buy anyway. And if restrictions don't apply, you can often participate in the promotion more than once to earn multiple gift cards.

12. You can trade in your old gadgets.

Got a drawer full of old phones and iPods? You can bring them to Target or go online for a quote. You'll find out how much your gadgets are worth and, if you accept the offer, get a gift card for the amount. The stores take more than 20,000 items (even phones with cracked screens!), so you're bound to have something worth trading in.

13. Bringing your own bags can save you even more.

Nope, we're not done yet! For every reusable bag you use during your checkout, Target will give you a five-cent discount – which can really add up over time, if you shop there often. Plus, it's something you can feel super good about: So far, Target shoppers have opted for more than 190 million reusable bags instead of paper or plastic.

13 Tricks That Can Help You Save Money at Target (2024)

FAQs

How to maximize savings at Target? ›

Ways to Save Money at Target
  1. Sign Up for a Target REDcard. ...
  2. Take Advantage of Target Circle. ...
  3. Use the Target App. ...
  4. Shop for Clearance Items. ...
  5. Shop on Specific Days for Markdowns. ...
  6. Get Creative With Coupons. ...
  7. Shop At Target.com and Earn Free Gift Cards. ...
  8. Install a Shopping Browser Extension.

How to save a lot at Target? ›

5 Target Tricks That Can Help You Save Money
  1. Earn cash back with the Target Circle Rewards program. ...
  2. Clip money-saving offers in the Target mobile app. ...
  3. Don't forget to bring your reusable bags. ...
  4. Take advantage of the price match guarantee. ...
  5. Scan item barcodes while shopping to get the best price.
Dec 31, 2022

What is the best day to shop at Target? ›

The best days to shop at Target

While the best and worst days to shop at any store can vary by location, many retailers have shopping patterns that repeat themselves each week. Liam Lucas, an industry expert, shared that the best days to shop at Target are Tuesdays and Wednesdays.

How to use the Target app to save money? ›

You can browse the Target app any time and click the +Save offer on deals you're interested in. Then, you can easily use them when you actually buy the items. Also, when you open up the Wallet barcode in the app and go to checkout in stores, a scan will earn you 1% cash back on the app, too.

How to get an extra discount at Target? ›

When you use your Target Circle Card Account, Target Debit Card, Target Credit Card; or Target™ Mastercard® (each, a "Target Circle™ Card") at Target stores or Target.com, you will receive 5% off your purchases.

What is the 50 30 20 rule a good savings Target? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What day of the week does Target mark down? ›

On Mondays they Mark down electronics, babies, and then children items. Tuesday is women's clothes, pets and food items. Wednesday health, beauty, and um, men's clothing. Also on Wednesday.

What day of the week does Target restock? ›

Most Targets typically restock on Monday, Wednesday, and Friday. Unfortunately, there's no specific time or day that all Target stores restock. When a store restocks or places new items on shelves depends on the individual store's location, size, inventory needs, and management.

Who shops at Target the most? ›

The data shows that the typical Target shopper is a suburban mother between 35 and 44 years of age. The typical Target customer also has some college education and a household income of $80,000.

What is Target circle 360? ›

Target Circle 360™ is our new paid membership focused on ease and convenience where you can enjoy getting items from your local Target to your door.

How does Target know what I bought in store? ›

In-store purchase details will appear in your Target.com account and within your Target app when: Your Wallet barcode is scanned at the register to apply Target Circle offers. Your Wallet barcode is scanned at the register to apply a payment tender that is linked to your account.

What are Target savings? ›

Target Savings Plan is an investment arrangement through which funds can be accumulated for specific future needs while enjoying the benefits of a life assurance. The funds are managed through a dedicated investment account into which allocated contributions and interest are credited.

What is a good Target savings rate? ›

At least 20% of your income should go towards savings. Meanwhile, another 50% (maximum) should go toward necessities, while 30% goes toward discretionary items. This is called the 50/30/20 rule of thumb, and it provides a quick and easy way for you to budget your money.

How do I maximize my Target rewards? ›

5 Ways to Get More Value Out of the Target Circle Rewards Program
  1. Scan your Target Circle Rewards barcode to earn 1% ...
  2. Clip offers to save money. ...
  3. Get a 5% discount on your birthday. ...
  4. Earn free gift cards. ...
  5. Activate Target Circle bonuses for extra rewards. ...
  6. Shopping at Target with rewards credit cards.
Apr 11, 2022

How do you earn Target savings? ›

Target Circle is the retailer's loyalty program, which lets you earn 1% cash back on all your purchases at Target (more if you have the Target credit card). The program includes personalized offers and digital coupons that you wouldn't normally get without being a Circle member.

How can I maximize my savings account? ›

Budgeting is a vital aspect of maximizing your savings. Track your income and expenses to understand where your money goes each month. Look for areas where you can reduce unnecessary expenses and redirect those funds into your high-yield savings or checking account.

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