11 Best Credit Card Sign-Up Bonuses for March 2024 (2024)

Fewcredit card rewards and perksare more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer.

Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here.

If you’re looking for a credit card that rewards you from the moment you sign up, or at least within a few months, you’ll want to familiarize yourself with these great new cardmember bonuses for this month.

Best Credit Card Sign-Up Bonuses

These are the best credit card sign-up bonuses, welcome offers, and early spend bonuses available right now. Each stands out for at least one reason, whether that’s something to do with the bonus itself or the underlying card.

Best Overall: Chase Sapphire Preferred®Card

The Chase Sapphire Preferred®Card is a fixture on our best travel credit cards list.

In large part, that’s down to its generous sign-up bonus: Earn 60,000 bonus points, worth up to $750 on travel purchased through Ultimate Rewards, when you spend at least $4,000 within 3 months.

But there’s a lot more to Sapphire Preferred — enough to make it our top overall pick for best sign-up bonus credit card. The rewards program definitely deserves mention:

5 points total per $1 spent on eligible travel purchases made through the Chase Ultimate Rewards portal after exhausting the $50 annual Ultimate Rewards hotel credit
3 points per $1 spent on eligible restaurant purchases, including dine-in and takeout, as well as select streaming service purchases and online grocery purchases
2 points per $1 spent on all other eligible travel purchases
1 point per $1 spent on most other eligible purchases

As do these other clutch features:

Get $0.0125 per point when you redeem for travel at the Ultimate Rewards portal, turning (for example) 60,000 points into $750 in airfare, hotel stays, car rentals, and other travel items
Transfer points to Southwest Airlines and other major travel loyalty programs at a favorable 1-to-1 ratio
Get a $50 annual hotel credit on eligible purchases
Qualify for VIP packages, early access, exclusive deals, and concierge treatment at entertainment and sporting events, including the PGA Championship
Enjoy complimentary Visa-backed perks like trip cancellation/interruption coverage, rental car coverage, baggage delay insurance, extended warranty protection, and more

Learn More About the Chase Sapphire Preferred Card

Best for First-Year Spending: Chase Freedom® Unlimited Credit Card

The Chase Freedom Unlimited Card pairs an attractive sign-up bonus with a solid cash-back program. And it’s one of the few cards on this list with a sign-up bonus extending longer than three months from account opening.

How does it work? During the first year, your account is open, Chase will automatically match all the cash back you earned. That means:

10% cash back on travel purchased through Chase Travel, travel, gift cards and more
6% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
3% on all other purchases

After the first year, the regular cash-back rate kicks in. You don’t have to worry about rotating categories here or caps on cash-back earnings either.

Additional features:

Redeem your points for a statement credit, bank account deposit, gift cards from select retailers, and merchandise purchases made through the Ultimate Rewards portal
Enjoy a 15-month, 0% APR promotion for purchases and balance transfers, after which regular variable APR applies, currently 20.49% - 29.24% APR
After the first year, most regular qualifying purchases earn unlimited 1.5% cash back
Travel purchases made through the Chase Travel earn 5% cash back every day
Drugstore and dining purchases (including takeout and delivery) earn 3% cash back
No annual fee

Learn More About the Chase Freedom Unlimited Credit Card

Best Annual Travel Credit: Chase Sapphire Reserve®Card

TheChase Sapphire Reserve® Card is an ultra-exclusive travel rewards card for frequent travelers who like to jet, stay, and play in style.

The sign-up bonus is certainly worth writing home about. Spend at least $4,000 in qualifying purchases within 3 months to earn 60,000 bonus Ultimate Rewards points. That’s worth up to $900 when redeemed for airfare, hotels, and other travel purchases through the Chase Ultimate Rewards portal.

But the standout feature might well be the $300 annual travel credit, which more than halfway offsets the card’s $550 annual fee. Chase automatically applies it to any eligible travel purchase: hotel stays, airfare, rental cars, and more.

Additional features:

Earn unlimited 3 Ultimate Rewards points per $1 spent on most travel and all eligible dining purchases
Earn 1 point per $1 spent on everything else
Eligible air travel and hotel and car rental purchases made through Chase Travel earn 5 and 10 total points per $1 spent, respectively
Points are worth $0.015 when redeemed for travel — 50% better than most general-purpose travel rewards cards
Transfer your points at a 1-to-1 ratio to about a dozen travel loyalty programs, including Southwest Rapid Rewards and United MileagePlus
Enjoy free entry privileges at more than 1,300 airport lounges worldwide with a complimentary Priority Pass Select membership
Take advantage of exclusive rental car discounts and perks with National and other major brands
Enjoy special welcome gifts and credits at participating hotels

Learn More About the Chase Sapphire Reserve Card

Best for Frequent Flyers: Delta SkyMiles® Platinum Business American Express Card

The Delta SkyMiles® Platinum Business American Express Card, the business equivalent of Delta SkyMiles Platinum Credit Card, has a very attractive welcome offer.

Here’s how it works: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 3/27/24

Best for Hotel Elite Status: IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Card has an easily attainable sign-up bonus worth more than 10 award nights at participating IHG hotels. Limited Time Offer! Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months.

Not satisfied with your initial score? Moving forward, this card earns up to 26 IHG Rewards total points per $1 spent at Intercontinental Hotel Group hotels, including Holiday Inn and Staybridge Suites. Eligible purchases of travel and at gas stations and restaurants earn 5 points per $1 spent.

All other eligible purchases earn 3 points per $1 spent, with no spending caps or restrictions. Redeem points for award nights at participating IHG properties, starting at 10,000 points.

Additional features:

$99 annual fee
No fees for foreign transactions
Get 1 reward night per year at select IHG hotels after your account anniversary
Earn 10,000 bonus points and a $100 statement credit when you spend at least $20,000 and make an additional purchase in a calendar year
As long as your account remains open and in good standing, you’ll qualify for Platinum Elite status, with benefits including a 50% bonus to base point earnings, priority check-in where available, and complimentary room upgrades where available

Learn More About the IHG One Rewards Premier Credit Card

Best for Big Spenders: Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business Card has a fantastic welcome offer: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy(R). Certain hotels have resort fees.

Moving forward, earn 4 points per $1 spent on eligible purchases made at restaurants worldwide and U.S. gas stations, on wireless telecom purchases made directly with U.S. providers, and on shipping. Earn 2 points per $1 spent on all other eligible purchases. Terms and conditions apply — see rates & fees.

Additional features:

Earn 6 points for every $1 of eligible purchases at participating Marriott Bonvoy hotels
Eligible purchases made at restaurants worldwide, U.S. gas stations, on wireless telephone services purchased directly with U.S. providers, and U.S. shipping purchases earn 4 points per $1 spent
All other eligible purchases earn 2 points per $1 spent
$125 annual fee
No foreign transaction fees (see rates and fees)
Enjoy complimentary Gold Elite Status in the Marriott Bonvoy program
Get 1 free award night at participating properties per year after your cardmember anniversary (redemption level at or below 35,000 points)
Get a second free award night after you spend at least $60,000 in eligible purchases in a calendar year (also with a redemption level at or below 35,000 points)
Terms and Conditions Apply: See rates & fees

Apply Now for the Marriott Bonvoy Business American Express Card

Best for Mixing Business and Leisure Travel: Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card has one of the best welcome offers of any business credit card.

Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership. Terms apply.

Moving forward, this card has a great ongoing rewards program that earns:

12 Hilton Honors points per $1 spent on eligible purchases made directly with hotels and resorts in the Hilton portfolio
6 points per $1 spent on select eligible business purchases, including purchases at U.S. gas stations, wireless communications purchases made directly with U.S. providers, and U.S. purchases of shipping
6 points per $1 spent on select partner travel purchases, including flights booked directly with airlines or Amex Travel and car rental purchases made directly with car rental companies
6 points per $1 spent on U.S. restaurant purchases.
3 points per $1 spent on all other eligible purchases.

Additional features:

All eligible Hilton Honors American Express Business cardholders enjoy complimentary Hilton Honors Gold status, with benefits like an 80% bonus on all base point earnings and complimentary room upgrades where available (terms apply)
Spend $40,000 on eligible purchases with your card in a calendar year to earn Hilton Honors Diamond status through the end of the following calendar year
$95 annual fee (seerates and fees)
No foreign transaction fee
Earn one free night reward after you spend $15,000 on your card in a calendar year
Earn another free night reward after you spend an additional $45,000 on your card in the same calendar year (terms apply)

Apply Now for the Hilton Honors American Express Business Card

Best Airline Travel Credit: Platinum Card® from American Express

If you’re fortunate enough to join the ranks of proud Platinum Card from American Express members, you’ll get an impressive welcome offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Terms apply.

Depending on how they’re redeemed, Membership Rewards points are worth up to $0.01 apiece. You can redeem points for statement credits, Uber rides, and online purchases (including gift cards and airfare) through AmEx’s e-commerce portal or Amazon.

One additional benefit of this card really stands out: the annual airline fee credit. Each year your card account remains in good standing, you receive a $200 credit (payable as a statement credit to your Platinum Card) for incidental expenses, such as meals and drinks, with an airline of your choice. Enrollment is required to earn this benefit.

Additional features:

Best Cash-Back Credit Card: Blue Cash Preferred® Card from American Express

The American Express Blue Cash Preferred Card has a generous welcome offer: Earn $250 back after you spend at least $3,000 on purchases within the first 6 months. Cash back accrues as Reward Dollars that can be redeemed for statement credits.

Going forward, Blue Cash Preferred has a great cash-back rewards program — in fact, it’s the best cash-back card on this list. You’ll earn:

6% cash back on select digital media and streaming services
6% cash back on supermarket purchases up to $6,000 in total purchases per year
3% cash back on purchases at U.S. gas stations
1% cash backon everything else
Cash back accrues as Reward Dollars that can be redeemed for statement credits or at Amazon.com checkout

Additional features:

$95 annual fee (see rates and fees)
Enjoy 0% APR on purchases and balance transfers for the first 12 billing cycles from account opening — after that, variable regular APR applies, currently 19.24% to 29.99%

Learn More About This Card

Best for Car Buyers: My GM Rewards Card™

The My GM Rewards Card™ is a great rewards credit card for General Motors owners — and anyone planning to purchase a GM vehicle in the near future.

Customize your cardmember experience by choosing from one of five card designs: GM, Chevrolet, Buick, GMC, or Cadillac. Then gear up to earn unlimited 7x total points with GM purchases and 4x points on all other eligible purchases.

Here’s what else you need to know about this card.

Welcome Offer: Get 15,000 bonus points after you spend $1,000 in your first 3 months.
Earn Rate. Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don’t expire as long as your account remains open.
Introductory APR: Enjoy 0% intro APR on purchases for the first 12 months, then a variable APR of 19.99% to 29.99%. Rates as of June 1, 2023.
Key Fees: No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.
Other Perks: See if you’re approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.

Terms & Limitations Apply.

Click here to see Rates and Terms and Benefit Terms.

Select ‘Apply Now’ to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.

Best for Food and Entertainment Purchases: Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards credit card has an easily attainable early spend bonus in line with the top bonuses for no-annual-fee cash back credit cards: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Moving forward, enjoy one of the best cash-back programs for people who love food and entertainment:

Unlimited 3% cash back on streaming, dining, and grocery store purchases (except purchases at Target, Walmart, and other superstores)
Eligible hotel and car rental bookings earn unlimited 5% cash back when made through Capital One Travel
Most other eligible purchases earn unlimited 1% cash back
No annual fee
No foreign transaction fee
Enjoy 0% APR on purchases and balance transfers for the first 15 months from your account opening date — thereafter, variable regular APR applies
Enjoy potential savings on prior purchases through Capital One Shopping, plus extended warranties on select purchased items (feature availability may vary by product)

Learn More About the Capital One SavorOne Cash Rewards Card

Methodology: How We Choose the Best Credit Card Sign-up Bonuses

We use several important factors to assess credit card sign-up bonuses and choose the best for our users. All relate in some way to the overall value of the offers themselves or the cards offering them.

Bonus Value

The actual value of the welcome offer is a critical determinant of a bonus’s worth. Generally speaking, more valuable bonuses are more attractive to users — though the factors below can make them more or less so.

Required Bonus Spend

If the required spend to earn a sign-up bonus is too much for your budget to bear, the bonus isn’t right for you. There’s no point in negating the value of a bonus (and then some) by overspending to earn it, then racking up interest charges that you can’t pay off for months or years.

Bonus Time Frame

The more time you have to earn a bonus, the better. The standard time frame is three months from account opening, but some stretch for four or even six months. A few choice sign-up bonuses linger for over a year.

Other Benefits for New Cardholders

The sign-up bonus shouldn’t be the only — or even the primary — reason to sign up for a new credit card. Other benefits for new cardholders, especially 0% APR promotions on purchases and balance transfers, can really add value.

Ongoing Rewards

Most credit cards with generous sign-up bonuses also earn ongoing rewards. Cash-back credit cards earn cash back, travel rewards cards earn travel loyalty points, and so on. The more generous the rewards program, the better.

Ongoing Costs

Ongoing costs — especially annual fees and interest if you plan to carry a balance — can eat into the value of a sign-up bonus. Make sure you can avoid or at least minimize these costs if you plan to apply for a welcome offer.

Credit Card Welcome Offer FAQs

Still have questions about credit card welcome offers? You’re not alone. This is a tricky, complicated subject.

But we have answers. Here’s what you need to know about some of the most common issues that come up with early spend bonuses.

Can You Get More Than One Sign-up Bonus for the Same Card?

New cardmember bonuses are effectively single-use. Once you sign up for a credit card and take whatever action is required to obtain the bonus, that’s it for a while, possibly forever.

It’s possible that if you close your card account, wait a long time, and then reapply, you’ll be eligible for a new cardholder offer again. But you’ll have to wait at least a year, probably longer, and many issuers have a strict “one and done” rule.

How Many Credit Card Sign-up Bonuses Can You Get?

In one sense, there’s no strict limit. Some issuers have informal rules that effectively limit the number of bonuses you can earn in a particular period of time. For example, Chase’s 5/24 rule could limit you to five new Chase credit cards in any two-year span.

That said, it’s not a good idea to apply for too many credit cards all at once, new cardmember bonuses or not. Applying for multiple credit cards over a short period can harm your credit profile, lower your credit score, and make it harder to obtain affordable financing.

Are Credit Card Sign-up Bonuses Always Available?

Just like it’s always 5 o’clock somewhere, you’re certain to find some credit card offering a bonus for new cardmembers.

But no individual bonus is permanent. At least, you shouldn’t expect it to be.

Many credit card issuers offer sign-up bonuses only in the first few months or quarters of a new card’s existence, then discontinue the program and hope that their cards’ other benefits and rewards will be enough to keep new customers coming.

So if you see a bonus you like, act sooner rather than later.

Should You Apply for a Credit Card Just to Get the Bonus?

Treat sign-up bonuses as tiebreakers — if you’re choosing between two cards and one has a clearly superior new cardmember bonus, go with that one.

Because a good sign-up bonus is usually a sign of a good card overall. Some of the best credit cards around have attractive bonuses that complement generous cash-back rewards programs, low APRs, VIP treatment, and other perks.

What Happens If You Don’t Meet the Spending Requirements for a Sign-up Bonus?

Then you don’t get the bonus. It sounds harsh, but credit card issuers are often less willing to bend on this point than elsewhere, like waiving the annual fee if you ask nicely.

How to Select a Credit Card With the Best New Cardholder Offer

Not sure which credit card welcome offer makes the most sense for you? Take a step back (or two) and consider the following:

The bonus’s actual or estimated value, which may depend on the reward being offered or loyalty currency being used
Whether you can realistically clear the spending threshold in the allotted time frame
What other new cardmember benefits the card has, if any — like a 0% APR introductory promotion
The card’s other perks and rewards, which might make it worth keeping around after the welcome period ends
The card’s annual fee and other potential carrying costs

Ultimately, a credit card sign-up bonus should be the cherry on top. Think of it as a final inducement to get a credit card you’d probably want anyway, rather than an excuse to buy stuff you don’t really need.

For rates and fees of the Blue Cash Preferred® Card from American Express, please visit this rates and fees page.

For rates and fees of the Platinum Card® from American Express, please visit this rates and fees page.

For rates and fees of theMarriott Bonvoy Business® American Express® Card, please visit therates and fees page.

For information about rates and fees of the Delta SkyMiles® Platinum Business Credit Card from American Express, visit this rates and feespage.

For rates and fees of the Hilton Honors American Express Business Card, please visit thisrates and fees page.

FAQs

What is the $750 welcome bonus credit card? ›

The Chase Sapphire Preferred® Card is the best $750 welcome bonus credit card. The card offers a bonus of 60,000 points, worth $750 in travel booked through Chase Travel or $600 in statement credit, when you spend $4,000 in the first 3 months your account is open.

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What credit card gives you 200 dollars? ›

The Capital One Quicksilver Cash Rewards Credit Card is a great choice for those looking for a no-annual-fee credit card that has a generous welcome bonus. Welcome bonus: Earn a $200 bonus after spending $500 on purchases within the first three months of account opening.

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Are credit card sign on bonuses worth it? ›

Sign-up bonuses may be a reason for applying for a credit card, but if you're planning to use the card for your everyday purchases, you'll likely get more value in the long run from continuing rewards.

How to get $200 bonus from Chase credit card? ›

Chase Freedom $200 Bonus Info:

Requirement: Spend $500 in the first 3 months of account opening.
Eligibility: New Chase Freedom cardholders who have not earned the bonus in the past 24 months.
Ineligible purchases: Balance transfers, cash advances and cash equivalents like casino chips.

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Jun 3, 2024

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What is the $400 bonus credit card? ›

The best $400 welcome bonus credit card is the HSBC Premier World Credit Card, as it gives you a bonus of 50,000 points after spending $4,000 in the first 3 months, and those bonus points are worth about $400 in air travel. The HSBC Premier World Credit Card also has a $95 annual fee, which is a nice perk.

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What is the $750 bonus offer capital one? ›

Plus, earn a $750 cash bonus when you spend $6,000 in the first 3 months.

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How to get capital one $200 bonus? ›

$200 cash bonus once new cardholders spend $500 within 3 months of account opening. No annual fee and no foreign transaction fees. View important rates and disclosures. 8% cash back on Capital One Entertainment purchases with your SavorOne card and enjoy exclusive access and cardholder perks.

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What is the quickest credit card to get? ›

Easiest credit cards to get approved for

Best for no credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card.
Best for cash back: U.S. Bank Cash+® Visa® Secured Card.
Best for small businesses: Bank of America Business Advantage Unlimited Cash Rewards Secured credit card.
Best for Chase customers: Chase Freedom Rise℠

More items...

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Can you get a $1,000 credit card? ›

Plenty of credit cards for bad credit offer a $1,000 limit, but they don't guarantee that all applicants will be approved, as each card has requirements you must meet to qualify. The U.S. Bank Cash+® Visa® Secured Card is one good option, though, as it doesn't charge an annual fee and it has good rewards.

What is a realistic signing bonus? ›

Average Signing Bonus

In general, signing bonuses may range from $10,000 to more than $50,000 for management and executive positions, while entry and mid-level position hiring bonuses are usually less than $10,000.

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What is the 5 24 rule? ›

The 5/24 rule, often referred to as the Chase 5/24 rule, is an unofficial Chase guideline that states you will not be approved for a new Chase card if you have opened five or more credit card accounts from any bank within the past 24 months.

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How do you get a good sign-on bonus? ›

How to negotiate a sign-on bonus

Understand your skill set and the value you can offer a company. ...
Provide logical reasons for a higher sign-on bonus. ...
Understand the long-term effects of a sign-on bonus. ...
Understand the amount for which you're willing to settle. ...
Ensure you fully understand the terms.

Jul 30, 2024

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How do I get $900 from Chase Bank? ›

Chase Total Checking + Savings – $900

Use the application link on the Chase Bank promotions page or enter your email address if you want to apply in person. You'll need to open both accounts at the same time—not staggered. Receive a direct deposit into the Chase Total Checking® account.

Get More Info Here ›

What is the $3000 bonus at Chase Bank? ›

These are the bonus tiers: Earn $1,000 when you deposit $150,000 to $249,999.99. Earn $2,000 when you deposit $250,000 to $499,999.99. Earn $3,000 when you deposit at least $500,000.

What is the JP Morgan promotion for 2024? ›

Earn a bonus up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account (retirement or general) with qualifying new money by 10/11/2024.

What does a welcome bonus mean on a credit card? ›

Many credit cards offer a welcome bonus, which means new cardholders earn extra rewards, such as cash back, points or miles, when they use their card. To earn the bonus, you usually have to reach a minimum spending requirement within the first few months of opening your account.

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How do I claim my credit card bonus? ›

How to redeem credit card points

Go to your card issuer's website. You can claim point-based rewards through your card issuer's redemption portal. ...
Check out your redemption options. ...
Compare the value of your points through different redemption options. ...
Choose the redemption option that gives you the best value.

Aug 27, 2024

What is the Capital One welcome bonus? ›

The Capital One Venture Rewards currently has a limited-time welcome offer of 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. In addition, upon opening your account, you'll receive a one-time $250 credit for Capital One Travel — which is valid for one year.

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What is a new cardmember bonus? ›

New cardmember bonus offers, often referred to as introductory, sign-up, or welcome bonus offers can come in the form of points, miles or cash back. To choose the best offer for you, you should compare rewards cards and consider your spending and rewards preferences.

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