1 Service Fee: Chase Secure Checkinghas no Monthly Service Fee when you have electronic deposits made into this account totaling $250 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Otherwise a $4.95 Monthly Service Fee will apply. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Product terms subject to change. For more information, please see a banker or visit chase.com/checking.
Bonus/Account Information:Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date andonly one bonus per account. Coupon is good for one-time use.To receive the bonus: 1) Open a new Chase Secure BankingSMaccount, which is subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon enrollment. After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, we'll deposit the bonus into your new account within 15days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Qualifying transactions include debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, orACH credits. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).3Enrollment in Zelle® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursem*nt for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursem*nt for authorized payments you make using Zelle®, except for a limited reimbursem*nt program that applies for certain imposter scams where you sent money with Zelle®. This reimbursem*nt program is not required by law and may be modified or discontinued at any time.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
FAQs
To receive the bonus: 1) Open a new Chase Secure BankingSM account, which is subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon enrollment.
What is a checking account bonus? ›
Bank promotions generally consist of cash bonuses when you open a new checking or savings account. To qualify for this one-time perk, you'll likely have to set up direct deposit with the bank and keep the account open for at least a few months.
How to waive Chase secure banking fee? ›
Chase Secure BankingSMA simple checking account with no overdraft fees. You can avoid the fee with qualifying electronic deposits totaling $250 or more per statement period.
What bank gives you free money for opening an account? ›
The best bank bonuses are from Chase, Wells Fargo, Huntington Bank, U.S. Bank, PNC Bank, SoFi, TD Bank and First Tech Federal Credit Union. Chase's checking bonus could be the fastest to arrive, landing in your account within 15 days after you meet the requirements.
What bank gives you $100 for opening an account? ›
Make an eligible switch from another bank to an Everyday Extra packaged account and we'll give you £100. Use your Everyday Extra account as well and we'll give you an extra £10 per month for 6 months.
How long does it take to get the Chase checking bonus? ›
For the Secure Banking℠ account, you'll get your bonus within 15 days after the 10 qualifying transactions have posted. For the Chase Total Checking® account, you'll get your bonus within 15 days of completing a qualifying direct deposit, which must be made within 90 days of opening the account.
What bank has the highest new account bonus? ›
Bankrate's picks for the best consumer bank account bonuses in September 2024
- Chase (Private Client): $3,000 bonus.
- Citibank: Up to $1,500 bonus.
- Huntington National Bank: Up to $600 bonus.
- BMO: Up to $500 bonus.
- PNC Bank: Up to $400 bonus.
- Wells Fargo: $300 bonus.
- SoFi: up to $300 bonus.
Some banks offer a bank account bonus to compensate for a lower APY. That's why Zigmont says looking for a bonus makes the most sense when opening a checking account. Even most of the best checking accounts offer very low interest rates anyway, so you're not losing out on much.
Can I close my checking account after getting a bonus? ›
If you opened the checking account to qualify for a bonus offer, closing it may cause you to forfeit the cash bonus. With some banks, you must keep the account open for a specific period, such as 60 days, before you're eligible for a bonus offer. Close the account after those dates to avoid added fees or penalties.
Is Chase Secure banking a real bank account? ›
Chase Secure Banking has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019.
Chase Secure Banking℠ Checking Account
New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM or online bill payments.
What is the Chase secure banking account limit? ›
Debit card purchases are limited to $3,000 per day. ATM withdrawals have several restrictions, depending on the ATM: Chase in-branch ATM limit: $3,000. Other Chase ATM limit: $1,000.
What bank has the best signing bonus? ›
The 10 best checking account bonuses of September 2024
| Checking account | Bonus amount | Direct deposit required |
|---|
| BMO Relationship Checking | $500 | $7,500 |
| All Citibank Checking accounts | $300 | $1,500 |
| Chase Bank Total Checking | $300 | $500 |
| Wells Fargo Everyday Checking | $300 | $1,000 |
6 more rowsSep 3, 2024
Chase Total Checking + Savings – $900
Use the application link on the Chase Bank promotions page or enter your email address if you want to apply in person. You'll need to open both accounts at the same time—not staggered. Receive a direct deposit into the Chase Total Checking® account.
How to get Capital One $350 bonus? ›
Capital One is offering a $350 bonus when you open a new 360 Checking account by Oct. 18, 2023, and complete qualifying activities. To earn the new account bonus, you have to enter the promo code BONUS350 in the Promo Code box on opening the account.
How do I redeem my Chase bonus? ›
When you click on the link to the Ultimate Rewards portal, it will launch as a separate dashboard from your Chase account. Once there, you can choose from multiple menu options to redeem points, including cash back, Chase Dining, gift cards, Pay Yourself Back and more.
Why haven't I gotten my Chase bonus? ›
Receive your bonus.
You're not eligible if you already have another Chase checking account, or if you previously had a Chase checking account but you closed it within the past 90 days (or within the past three years if you closed it with a negative balance).
How do I claim my Chase referral bonus? ›
After you have entered in your information and have logged in, click the "Copy" button and share your unique URL with friends. Your friends must apply via the link you provide them. If the link is mis-copied in any way, you will not receive credit for the referral.
How long does it take to get a bonus point Chase? ›
How long does it take for a sign-up bonus from Chase to post? Chase asks that you "please allow 6 to 8 weeks for bonus points to post to your account" after meeting the spending requirement. The issuer waits to post your welcome bonus until the statement closes that contains the end of your spending requirements.
