10 Best Insurance Companies of 2024 (with detailed reviews) (2024)

10 Best Insurance Companies of 2024 (with detailed reviews) (1)

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10 Best Insurance Companies of 2024 (with detailed reviews) (2)

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At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Amica, Auto-Owners, Erie, MassMutual and Kaiser Permanente are among this year’s top-ranked insurers.

Each year, Insure.com rates the top auto, home, life and health insurance companies. To select the best insurance companies, Insure.com’s editors gathered and analyzed insurers’ rates, their AM Best financial stability scores, their National Association of Insurance Commissioners’ complaint records and other third-party data. We also surveyed their customers to assess each company’s customer experience, ease of service and policy offerings. And we asked customers if they trusted their insurance company, whether they planned to renew their current policies, what they thought about their insurer’s digital experience and more.

Based on that data, the editors ranked more than 40 companies across the four major insurance categories and came up with rankings for the best auto insurance companies, best homeowners insurance companies, best life insurance companies and best health insurance companies.

“Consumers certainly want to save money and receive a low premium when choosing an insurance company. However, it is important to also consider factors such as financial ratings, regulatory compliance and customer satisfaction,” says David Marlett, managing director of the Brantley Risk & Insurance Center at Appalachian State University and an Insure.com editorial advisor. “These rankings incorporate all of these issues and provide the consumer with a more comprehensive approach to evaluating insurance options.”

What are the top 10 insurance companies?

Our list includes these 10 best insurance companies:

10 Best Insurance Companies of 2024 (with detailed reviews) (3)
  • Best overall car insurance company and best overall home insurance company: Erie
  • Best car insurance company for claims handling: Allstate
  • Best car insurance company for discounts: Auto Club of Southern California
  • Best home insurance company for trustworthiness: American Family
  • Best home insurance company for cheap rates: Amica
  • Best life insurance company overall: MassMutual
  • Best life insurance companies for affordable rates (tie): Pacific Life, Penn Mutual
  • Best health insurance company overall: Kaiser Permanente
  • Best health insurance when it comes to policy offerings: BCBS of Michigan

It should be noted that USAA often ranks as a top insurer. But because the company only offers coverage to military members, veterans and their families, it’s not included in our overall rankings. Liberty Mutual and Safeco also were omitted from our rankings because they don’t provide pricing information – one of our key rating metrics – to our data partner Quadrant Information Services. Some other familiar names also didn’t make the cut because too few of their customers responded to our insurance survey.

The top five companies in each insurance category are as follows:

The five best car insurance companies:

  1. Erie
  2. Auto-Owners
  3. Travelers
  4. Nationwide
  5. Auto Club Group – AAA

Erie ranked as the top choice in several of the categories Insure.com evaluated, including best for the cheapest rates, best for customer satisfaction, best for ease of service and most trustworthy. And 100% of the Erie customers we surveyed said they would both renew their policies with the insurer and recommend the company to others.

Read more about the best car insurance companies of 2024.

The five best homeowners insurance companies

  1. Erie
  2. Amica
  3. Auto-Owners
  4. State Farm
  5. Allstate

Erie was the top-rated company in five home insurance categories including customer service and claims handling. It comes highly recommended by current customers, 97% of whom plan to renew their coverage.

Read more about the best home insurance companies of 2024.

10 Best Insurance Companies of 2024 (with detailed reviews) (4)

QuickTake

Allstate auto insurance review and ratings
American Family auto insurance review and ratings 2024
Auto-Owners auto insurance review and ratings 2024
Erie auto insurance review and ratings 2024
Farmers auto insurance review and ratings
Nationwide auto insurance review and ratings 2024
Progressive auto insurance review and ratings 2024
Travelers auto insurance review and ratings 2024
State Farm auto insurance review and ratings 2024
Geico auto insurance review and ratings 2024
Best Car Insurance Companies of 2024

See more >

The five best life insurance companies

  1. MassMutual
  2. Pacific Life
  3. State Farm
  4. Northwestern Mutual
  5. (tie) Penn Mutual, New York Life

MassMutual did well in Insure.com’s survey of insurance consumers, ratings highly for customer satisfaction and ease of service. It was also rated highly by third-party agencies: AM Best gave it an A++, indicating financial stability; and the National Association of Insurance Commissioners gave it a score of 0.11, indicating few consumer complaints.

Read more about the best life insurance companies of 2024.

The five best health insurance companies

  1. Kaiser Permanente
  2. Highmark
  3. Horizon
  4. UnitedHealthcare
  5. Humana

Read more about the best health insurance companies of 2024.

Kaiser Permanente, one of the nation’s largest not-for-profit health plans, was a top performer in a number of areas in our health insurance customer survey, including price/affordability and customer service. The company also received the highest National Committee for Quality Assurance ranking – 4.3 out of 5 stars – of the top companies in our ranking. NCQA evaluates healthcare plans on, among other things, member satisfaction.

While these rankings are a great starting point when searching for coverage, you shouldn’t stop there if you want to get the best homeowners policy – or any other type of insurance.

“Shop around and talk to local agents, brokers or companies doing business in your area,” says Karen Collins, assistant vice president for personal lines for the American Property Casualty Insurance Association. “Local agents or companies will understand your local market and be able to give you a variety of choices.”

10 Best Insurance Companies of 2024 (with detailed reviews) (5)

John McCormick

Editorial Director

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10 Best Insurance Companies of 2024 (with detailed reviews) (6)

John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

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10 Best Insurance Companies of 2024 (with detailed reviews) (2024)

FAQs

10 Best Insurance Companies of 2024 (with detailed reviews)? ›

The Best Car Insurance Companies. USAA is No. 1 in our rating of the best car insurance companies, followed by Auto-Owners, Nationwide, State Farm, and Geico.

What insurance company has the best customer satisfaction? ›

Best Car Insurance Companies of July 2024
Best car insurance categoryCompany winner
Best insurance company for discountsAmica
Best insurance company for customer satisfactionState Farm
Best regional insurerNJM
Best insurance company for military membersUSAA
5 more rows

Who are the best rated insurance companies? ›

Best car insurance companies
  • Best for availability: Geico.
  • Best for customer satisfaction: Erie.
  • Best for pay-per-mile coverage: Nationwide.
  • Best for liability-only insurance: Auto-Owners.
  • Best for bundling : State Farm.
  • Best for discounts: American Family.
  • Best for high-risk drivers: Progressive.
Jul 15, 2024

What is the most trusted insurance brand? ›

The Best Car Insurance Companies. USAA is No. 1 in our rating of the best car insurance companies, followed by Auto-Owners, Nationwide, State Farm, and Geico.

Who is the #1 insurance company in the USA? ›

State Farm Group

Which insurance company has the fewest complaints? ›

Fewest complaints: Progressive

Relative to its size, Progressive had the fewest complaints reported to state regulators for private passenger auto insurance, according to three years' worth of data from the NAIC.

Which auto insurance company denies the most claims? ›

Allstate

We know you have seen the ads. You're in good hands with Allstate. What you may not know is that Allstate CEO Thomas Wilson has admitted that his priority is to make money for shareholders – not you the policyholder. Add increased rates and denied claims to the equation and Allstate is at the top of this list.

Which car insurance company has the lowest complaint index? ›

Ratio for Complaint Years 2022, 2021, and 2020
2022 RankCompany NameJustified Complaint Ratio
2022
1California Cas Ind Exch0.0
2CSAA Insurance Exchange0.9
3Interinsurance Exchange of the Automobile Club1.0
47 more rows

Which is the best company for insurance? ›

S.noInsurance CompanyCSR (2022-2023)
1.LIC of India98.74%
2.Max Life Insurance99.34%
3.HDFC Life Insurance98.66%
4.ICICI Prudential Life Insurance97.82%
6 more rows

What insurance companies have an A++ rating? ›

There are also companies that issue homeowners and auto insurance policies with A++ ratings, including State Farm, Geico, Travelers and USAA.

Which insurance company is the most honest? ›

The survey's key findings reveal that State Farm leads as the most trusted P&C insurance carrier, capturing 21% of consumer trust, closely followed by Progressive with 17% of the vote, and Geico, which garnered 16% of consumer confidence.

What is the best insurance in the USA? ›

Compare the Best Health Insurance Providers
CompanyAvailability
Blue Cross Blue Shield Best Overall36 states
Kaiser Permanente Highest Quality Plans8 states and the District of Columbia
Oscar Best Health Management Programs18 states
Aetna CVS Health Best for Same-Day Care12 states

Which carrier has the best insurance? ›

Based on our research, Geico offers the best car insurance in California. Progressive, USAA, State Farm and Allstate are also reliable options for most drivers. *Our research team considers nationwide factors when rating providers. The ranking order of providers in this table is specific to car insurance in California.

Who is State Farm's biggest competitor? ›

Considering State Farm and Geico are the two biggest auto insurance companies in the U.S., most drivers can find what they need from either company, whether that's minimum or full coverage. However, there are a few key differences between State Farm vs. Geico when it comes to auto insurance options.

What's the best car insurance coverage to have? ›

Key Takeaways
  • You should carry the highest amount of liability coverage you can afford, with 100/300/100 being the best coverage level for most drivers.
  • You may need to carry additional coverages to protect your vehicle, including comprehensive, collision and gap coverage.

Who typically has the cheapest insurance? ›

USAA, Nationwide, Travelers, Erie, Geico and Progressive are the cheapest car insurance companies nationwide, according to our analysis.

Which company has highest customer satisfaction? ›

The top scores for customer satisfaction among the Management Top 250
CompanyCustomer-Satisfaction Score
1Merck72.9
2Genpact72.2
3Intel72
4Eli Lilly71.5
6 more rows
Feb 21, 2024

What company has the best customer service? ›

Check out these 30 companies with legendary customer service, and the lessons we can learn from their consistent approach.
  1. Disney. ...
  2. Chick-fil-A. ...
  3. Amazon. ...
  4. Chewy. ...
  5. Specialty Answering Service. ...
  6. Help Scout. ...
  7. Trader Joe's. ...
  8. Duolingo.
Feb 14, 2024

Which homeowners insurance has the highest customer satisfaction rating? ›

Read on to learn how the top insurance companies ranked and what affected claims satisfaction in 2024.
  • Amica, AIG, and Erie Insurance top the list for consumer satisfaction with property claims, according to a 2024 study by J.D. Power.
  • Travelers and Homesite are rated at the bottom for customer service during claims.
Jul 2, 2024

Which company has the best customer loyalty? ›

Brand loyalty: brands with the most loyal customers and what you can learn from them
  1. 1Apple.
  2. 2Amazon.
  3. 3Ikea.
  4. 4Nike.
  5. 5Sephora.
  6. 6Coca Cola.
  7. 7Disney.
  8. 8Starbucks.
Aug 2, 2023

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